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ActiveMLS #2116675

21100 Niagara CV, Lago Vista TX 78645

Lago Vista, TX 78645 · Highland Lake Estates Sec 32

Single Family Residence for sale in Highland Lake Estates Sec 32

4Bedrooms
2Bathrooms
2,106Square Ft
0.20Acres
2Garage
2023Year Built
Price Reduced
1 / 29
$485,000$505,000
3D tour

Overview

Property Description

Welcome To 21100 Niagara, An Almost-New Single-Story Home Built In 2023. Tucked Away On A Quiet Cul-De-Sac, This 2,106 Square Foot Gem Offers All The Benefits Of New Construction Without The Wait! Gently Lived In And Completely Move-In Ready, It Features A Thoughtfully Designed, Wide-Open Floor Plan Ideal For Everyday Living And Entertaining. The Heart Of The Home Is A Spacious Great Room That Flows Seamlessly Into An Impressive Chef’s Kitchen. Designed With Cooking Enthusiasts In Mind, This Dream Kitchen Features Double Pantries For Exceptional Storage, A Beautiful Farmhouse Sink, And Ample Space For Gathering. The Adjoining Breakfast Nook Provides The Perfect Spot For Casual Meals Or Morning Coffee. Retreat To The Oversized Primary Suite, Serving As A Relaxing Oasis With A Large Bedroom And A Spa-Like En-Suite Bathroom Featuring A Luxurious Dual-Head Shower. A Second Full Bathroom Offers Ultimate Convenience For Family And Weekend Guests. Step Outside To Enjoy A Private, Serene Backyard. Complete With A Fully Fenced Patio, An Elegant Iron Gate, And A Shaded Back Porch, It Is The Perfect Setting For Quiet Evenings Out Back. Buyers Will Also Love The Pristine Garage Featuring A Professionally Finished Epoxy Floor! Location Is Everything In The Texas Hill Country! Blending Tranquility With Convenience, You Are Just Five Minutes From The Lago Vista Golf Course And Only Four Minutes From Hancock Park On Lake Travis. Both Are Easily Accessible By Golf Cart, Allowing You To Fully Enjoy The Best Of The Lago Vista Lifestyle And Exclusive LVPOA Amenities!

Financial Info
Price
$485,000
$ / Sqft
$230
HOA
Yes - Mandatory / $200 / Annually
HOA Name
Lago Vista POA
HOA Includes
Common Area Maintenance
Tax Rate
2.2082%
Est. Taxes
$2,013
Tax Year
2023
Exemptions
None
Legal Info
Address
21100 Niagara CV
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Highland Lake Estates Sec 32
Legal Description
LOT 32200 HIGHLAND LAKE ESTATES SEC 32
Parcel
01648809250000
Interior Features
Floor
Tile
Num Living
2
Dining
2
Kitchen
Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Exhaust Fan, Microwave, Free-Standing Electric Oven, Free-Standing Electric Range
Laundry
Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room, Masonry, Wood Burning
Interior Features
Ceiling Fan(s), High Ceilings, Vaulted Ceiling(s), Chandelier, Quartz Counters, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Storage, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), Blinds, Screens
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2023 / Resale
Square Feet
2,106 / Public Records
Garages
2
Garage Desc
Attached, Boat, Garage, Garage Door Opener, Garage Faces Front, RV Access/Parking
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type, Masonry – Partial
Acres
0.20
Lot Description
Back Yard, Few Trees, Front Yard, Gentle Sloping, Landscaped, Native Plants, Near Golf Course, Private Maintained Road, Sprinkler - Automatic, Trees-Medium (20 Ft - 40 Ft), Views
Restrictions
Deed Restrictions
Flood Plain
No
View
Hill Country, Trees/Woods
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
Heat
Electric, Fireplace(s)
A C
Ceiling Fan(s), Central Air, Electric, Exhaust Fan
Exterior Features
Fence
None
Exterior Features
Exterior Steps, Lighting, Covered, Front Porch, Patio, Rear Porch
Pool On Property
No
Area Amenities
Airport/Runway, Clubhouse, Common Grounds, Fitness Center, Golf, Lake, Library, Park, Playground, Pool, Restaurant, Sport Court(s)/Facility, Tennis Court(s)

Price history

Members only
Days on market
−$20,000 (−4%)
$505,000 → $485,000
3
Price reductions
Active
Since Jan 11, 2026
Price trend
List priceJan 2026Sep 2026
Property history4 events
DateEventPriceChange
Sep 19, 2026Price Decrease$485,000−$13,000 (−2.6%)
Aug 23, 2026Price Decrease$498,000−$1,000 (−0.2%)
Jun 9, 2026Price Decrease$499,000−$6,000 (−1.2%)
Mar 13, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $485,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,024 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,024

Principal & interest
$2,452
Property taxes
$168
Homeowners insurance
$404

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$388,000$4,337$25,092$383,663
2$383,663$4,627$24,802$379,036
3$379,036$4,937$24,492$374,099
4$374,099$5,268$24,161$368,831
5$368,831$5,621$23,809$363,211
6$363,211$5,997$23,432$357,214
7$357,214$6,399$23,030$350,815
8$350,815$6,827$22,602$343,988
9$343,988$7,284$22,145$336,704
10$336,704$7,772$21,657$328,931
  • Year 1$383,663
    Principal paid
    $4,337
    Interest paid
    $25,092
    Starting balance
    $388,000
  • Year 2$379,036
    Principal paid
    $4,627
    Interest paid
    $24,802
    Starting balance
    $383,663
  • Year 3$374,099
    Principal paid
    $4,937
    Interest paid
    $24,492
    Starting balance
    $379,036
  • Year 4$368,831
    Principal paid
    $5,268
    Interest paid
    $24,161
    Starting balance
    $374,099
  • Year 5$363,211
    Principal paid
    $5,621
    Interest paid
    $23,809
    Starting balance
    $368,831
  • Year 6$357,214
    Principal paid
    $5,997
    Interest paid
    $23,432
    Starting balance
    $363,211
  • Year 7$350,815
    Principal paid
    $6,399
    Interest paid
    $23,030
    Starting balance
    $357,214
  • Year 8$343,988
    Principal paid
    $6,827
    Interest paid
    $22,602
    Starting balance
    $350,815
  • Year 9$336,704
    Principal paid
    $7,284
    Interest paid
    $22,145
    Starting balance
    $343,988
  • Year 10$328,931
    Principal paid
    $7,772
    Interest paid
    $21,657
    Starting balance
    $336,704
First 10 of 30 years

Nearby

Courtesy of Venture Partners R.E. · (512) 940-3948

Listings courtesy of ACTRIS as distributed by MLS GRID.