21102 Niagara CV, Lago Vista TX 78645
Lago Vista, TX 78645 · Highland Lake Estates Sec 32
Single Family Residence for sale in Highland Lake Estates Sec 32
Overview
Property Description
This thoughtfully designed 4-bedroom, 2-bath home blends charm, functionality, and accessibility in a peaceful Highland Lakes Estates setting. Enjoy the ease of custom accessible features throughout, including widened doors and hallways and wheelchair-accessible showers. The fourth bedroom offers excellent flexibility—ideal for guests, a home office, multigenerational living, or caregiver accommodations. All-tile flooring provides a clean, low-maintenance look, while the enlarged pantry, laundry room, and primary closet offer outstanding storage. Washer, dryer, and refrigerator are all included. Relax on the inviting front porch or explore the rich amenities —Lake Travis access, waterfront parks, hiking trails, golf, fitness centers, tennis and pickleball courts, marinas, RV camping, and more. Nestled in a scenic enclave known for its laid-back lifestyle and stunning landscapes, this home is just a 25-minute drive from Austin, offering the perfect balance of tranquility and convenience.
Financial Info
- Price
- $395,000
- $ / Sqft
- $232
- HOA
- Yes - Mandatory / $200 / Annually
- HOA Name
- LVPOA
- HOA Includes
- See Remarks
- Tax Rate
- 2.0227%
- Est. Taxes
- $2,023
- Tax Year
- 2024
- Exemptions
- Homestead
Legal Info
- Address
- 21102 Niagara CV
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Highland Lake Estates Sec 32
- Legal Description
- LOT 32201 HIGHLAND LAKE ESTATES SEC 32
- Parcel
- 01648809010000
Interior Features
- Floor
- Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Pantry
- Appliances
- Dishwasher, Disposal, Electric Range, Microwave, Electric Oven
- Laundry
- Laundry Room, Main Level
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Ceiling Fan(s), No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Walk-In Closet(s), None, Screens
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2022 / Resale
- Square Feet
- 1,702 / Owner
- Garages
- 2
- Garage Desc
- Attached
- Foundation
- Slab
- Roof
- Composition
- Construction
- Masonry – Partial, Stucco
- Acres
- 0.21
- Lot Description
- Back Yard, Native Plants, Sloped Up
- Restrictions
- City Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Water Available
- Heat
- Ceiling, Central
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- None
- Exterior Features
- No Exterior Steps, Front Porch, Rear Porch
- Pool On Property
- No
- Area Amenities
- Common Grounds, Fishing, Golf, Lake, Park, Picnic Area, See Remarks
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Jul 11, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,495 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,495
- Principal & interest
- $1,997
- Property taxes
- $169
- Homeowners insurance
- $329
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $316,000 | $3,532 | $20,436 | $312,468 | |
| 2 | $312,468 | $3,769 | $20,199 | $308,699 | |
| 3 | $308,699 | $4,021 | $19,947 | $304,678 | |
| 4 | $304,678 | $4,290 | $19,678 | $300,388 | |
| 5 | $300,388 | $4,578 | $19,390 | $295,811 | |
| 6 | $295,811 | $4,884 | $19,084 | $290,927 | |
| 7 | $290,927 | $5,211 | $18,757 | $285,715 | |
| 8 | $285,715 | $5,560 | $18,408 | $280,155 | |
| 9 | $280,155 | $5,933 | $18,035 | $274,222 | |
| 10 | $274,222 | $6,330 | $17,638 | $267,893 |
- Year 1$312,468
- Principal paid
- $3,532
- Interest paid
- $20,436
- Starting balance
- $316,000
- Year 2$308,699
- Principal paid
- $3,769
- Interest paid
- $20,199
- Starting balance
- $312,468
- Year 3$304,678
- Principal paid
- $4,021
- Interest paid
- $19,947
- Starting balance
- $308,699
- Year 4$300,388
- Principal paid
- $4,290
- Interest paid
- $19,678
- Starting balance
- $304,678
- Year 5$295,811
- Principal paid
- $4,578
- Interest paid
- $19,390
- Starting balance
- $300,388
- Year 6$290,927
- Principal paid
- $4,884
- Interest paid
- $19,084
- Starting balance
- $295,811
- Year 7$285,715
- Principal paid
- $5,211
- Interest paid
- $18,757
- Starting balance
- $290,927
- Year 8$280,155
- Principal paid
- $5,560
- Interest paid
- $18,408
- Starting balance
- $285,715
- Year 9$274,222
- Principal paid
- $5,933
- Interest paid
- $18,035
- Starting balance
- $280,155
- Year 10$267,893
- Principal paid
- $6,330
- Interest paid
- $17,638
- Starting balance
- $274,222
Nearby
Courtesy of JBGoodwin REALTORS WL · (512) 502-7601
Listings courtesy of ACTRIS as distributed by MLS GRID.