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ActiveMLS #5753343

21107 Highland Lake DR # 3, Lago Vista TX 78645

Lago Vista, TX 78645 · Highland Lake Villas

Townhouse for sale in Highland Lake Villas

2Bedrooms
2Bathrooms
976Square Ft
0.02Acres
0Garage
1986Year Built
Price Reduced
1 / 26
$179,000$186,000

Overview

Property Description

Fresh, clean, and move-in ready! This charming 2-bedroom, 2-bath townhouse just 100 yards from Lake Travis has been refreshed with new flooring throughout and a thorough cleaning, including freshly cleaned windows that bring in plenty of natural light. Fully furnished and ready to enjoy, this inviting retreat offers a versatile opportunity as a primary residence, weekend getaway, or rental property. Relax on the private deck overlooking peaceful green space, or take a short walk to Lake Travis. Residents enjoy access to Lago Vista POA amenities, including 10 waterfront parks, 3 boat ramps, a fitness center, swimming pool, tennis courts, campgrounds, and more. The area also offers 3 golf courses and endless opportunities for outdoor recreation. Best of all, Highland Villas two-bedroom units have no HOA fees, making this an especially affordable opportunity to enjoy the Lake Travis lifestyle. Don’t miss your chance to own your own slice of lake life!

Financial Info
Price
$179,000
$ / Sqft
$183
HOA
Yes - Mandatory / $130 / Annually
HOA Name
LVPOA
HOA Includes
See Remarks
Tax Rate
2.081914%
Est. Taxes
$4,559.39
Tax Year
2024
Exemptions
None
Legal Info
Address
21107 Highland Lake DR # 3
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Highland Lake Villas
Legal Description
LOT 3 HIGHLAND LAKE VILLAS
Parcel
01608802960000
Interior Features
Floor
Tile
Num Living
1
Dining
1
Kitchen
Granite Counters
Appliances
Dishwasher, Disposal, Exhaust Fan, Microwave, Gas Oven, Electric Water Heater
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main
Master Main
Yes
Interior Features
Ceiling Fan(s), Granite Counters, No Interior Steps, Primary Bedroom on Main, None, Blinds
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Townhouse
Stories
1
Year Built
1986 / Resale
Square Feet
976 / Public Records
Garage Desc
Assigned
Foundation
Slab
Roof
Asphalt, Shingle
Construction
Stone Veneer
Acres
0.02
Lot Description
None
Restrictions
None
Flood Plain
Yes-100 yr
View
None
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Internet-Cable, Sewer Available, Water Available
Heat
Central
A C
Central Air
Exterior Features
Fence
None
Exterior Features
Exterior Steps, None
Pool On Property
No
Area Amenities
None

Price history

Days on market
−$7,000 (−3.8%)
$186,000 → $179,000
1
Price reduction
Active
Since Jun 22, 2026
Price trend
List priceJun 2026 → Oct 2026
Property history2 events
DateEventPriceChange
Oct 23, 2026Price Decrease$179,000−$7,000 (−3.8%)
Jun 22, 2026New Listing

Taxes

2026 Estimated Property Taxes

TCAD account 542999

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing EntityRate per $100Taxable ValueEstimated Tax
CITY OF LAGO VISTA0.420000$144,600$607.32
LAGO VISTA ISD1.016900$144,600$1,470.44
TRAVIS CO ESD NO 10.100000$144,600$144.60
TRAVIS CO ESD NO 70.099967$144,600$144.55
TRAVIS COUNTY0.375845$144,600$543.47
TRAVIS COUNTY HEALTHCARE DISTRICT0.118023$144,600$170.66
Ordinary property tax estimate2.130735$3,081.04

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $179,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,434 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,434

Principal & interest
$905
Property taxes
$380
Homeowners insurance
$149

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$143,200$1,601$9,261$141,599
2$141,599$1,708$9,154$139,892
3$139,892$1,822$9,039$138,069
4$138,069$1,944$8,917$136,125
5$136,125$2,074$8,787$134,051
6$134,051$2,213$8,648$131,838
7$131,838$2,362$8,500$129,476
8$129,476$2,520$8,342$126,956
9$126,956$2,688$8,173$124,268
10$124,268$2,868$7,993$121,399
  • Year 1$141,599
    Principal paid
    $1,601
    Interest paid
    $9,261
    Starting balance
    $143,200
  • Year 2$139,892
    Principal paid
    $1,708
    Interest paid
    $9,154
    Starting balance
    $141,599
  • Year 3$138,069
    Principal paid
    $1,822
    Interest paid
    $9,039
    Starting balance
    $139,892
  • Year 4$136,125
    Principal paid
    $1,944
    Interest paid
    $8,917
    Starting balance
    $138,069
  • Year 5$134,051
    Principal paid
    $2,074
    Interest paid
    $8,787
    Starting balance
    $136,125
  • Year 6$131,838
    Principal paid
    $2,213
    Interest paid
    $8,648
    Starting balance
    $134,051
  • Year 7$129,476
    Principal paid
    $2,362
    Interest paid
    $8,500
    Starting balance
    $131,838
  • Year 8$126,956
    Principal paid
    $2,520
    Interest paid
    $8,342
    Starting balance
    $129,476
  • Year 9$124,268
    Principal paid
    $2,688
    Interest paid
    $8,173
    Starting balance
    $126,956
  • Year 10$121,399
    Principal paid
    $2,868
    Interest paid
    $7,993
    Starting balance
    $124,268
First 10 of 30 years

Nearby

Courtesy of REAL INTERNATIONAL BROKERAGE LLC · (512) 298-1899

Listings courtesy of ACTRIS as distributed by MLS GRID.