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ActiveMLS #5753343

21107 Highland Lake DR # 3, Lago Vista TX 78645

Lago Vista, TX 78645 · Highland Lake Villas

Townhouse for sale in Highland Lake Villas

2Bedrooms
2Bathrooms
976Square Ft
0.02Acres
0Garage
1986Year Built
1 / 16
$186,000

Overview

Property Description

Charming 2-bedroom, 2-bath townhouse just 100 yards from Lake Travis! This fully furnished retreat offers a versatile opportunity as a primary residence, weekend getaway, or rental property. Enjoy the peaceful ambiance with a private deck overlooking green space and a prime location within walking distance to Lake Travis. Residents enjoy access to Lago Vista POA amenities, including 10 waterfront parks, 3 boat ramps, a fitness center, swimming pool, tennis courts, campgrounds, and more. The area also boasts 3 golf courses and endless opportunities for outdoor recreation. Highland Villas two-bedroom units have no HOA fees, making this adorable and affordable home even more appealing. Don't miss this opportunity to own your slice of lake life!

Financial Info
Price
$186,000
$ / Sqft
$191
HOA
Yes - Mandatory / $130 / Annually
HOA Name
LVPOA
HOA Includes
See Remarks
Tax Rate
2.081914%
Est. Taxes
$4,559.39
Tax Year
2024
Exemptions
None
Legal Info
Address
21107 Highland Lake DR # 3
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Highland Lake Villas
Legal Description
LOT 3 HIGHLAND LAKE VILLAS
Parcel
01608802960000
Interior Features
Floor
Tile
Num Living
1
Dining
1
Kitchen
Granite Counters
Appliances
Dishwasher, Disposal, Exhaust Fan, Microwave, Gas Oven, Electric Water Heater
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main
Master Main
Yes
Interior Features
Ceiling Fan(s), Granite Counters, No Interior Steps, Primary Bedroom on Main, None, Blinds
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Townhouse
Stories
1
Year Built
1986 / Resale
Square Feet
976 / Public Records
Garage Desc
Assigned
Foundation
Slab
Roof
Asphalt, Shingle
Construction
Stone Veneer
Acres
0.02
Lot Description
None
Restrictions
None
Flood Plain
Yes-100 yr
View
None
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Internet-Cable, Sewer Available, Water Available
Heat
Central
A C
Central Air
Exterior Features
Fence
None
Exterior Features
Exterior Steps, None
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
$186,000
List price
0
Price reductions
Active
Since Jun 22, 2026
Property history1 event
DateEventPriceChange
Jun 22, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $186,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,476 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,476

Principal & interest
$941
Property taxes
$380
Homeowners insurance
$155

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$148,800$1,663$9,623$147,137
2$147,137$1,775$9,512$145,362
3$145,362$1,893$9,393$143,469
4$143,469$2,020$9,266$141,449
5$141,449$2,156$9,131$139,293
6$139,293$2,300$8,986$136,993
7$136,993$2,454$8,832$134,539
8$134,539$2,618$8,668$131,921
9$131,921$2,794$8,493$129,128
10$129,128$2,981$8,306$126,147
  • Year 1$147,137
    Principal paid
    $1,663
    Interest paid
    $9,623
    Starting balance
    $148,800
  • Year 2$145,362
    Principal paid
    $1,775
    Interest paid
    $9,512
    Starting balance
    $147,137
  • Year 3$143,469
    Principal paid
    $1,893
    Interest paid
    $9,393
    Starting balance
    $145,362
  • Year 4$141,449
    Principal paid
    $2,020
    Interest paid
    $9,266
    Starting balance
    $143,469
  • Year 5$139,293
    Principal paid
    $2,156
    Interest paid
    $9,131
    Starting balance
    $141,449
  • Year 6$136,993
    Principal paid
    $2,300
    Interest paid
    $8,986
    Starting balance
    $139,293
  • Year 7$134,539
    Principal paid
    $2,454
    Interest paid
    $8,832
    Starting balance
    $136,993
  • Year 8$131,921
    Principal paid
    $2,618
    Interest paid
    $8,668
    Starting balance
    $134,539
  • Year 9$129,128
    Principal paid
    $2,794
    Interest paid
    $8,493
    Starting balance
    $131,921
  • Year 10$126,147
    Principal paid
    $2,981
    Interest paid
    $8,306
    Starting balance
    $129,128
First 10 of 30 years

Nearby

Courtesy of REAL INTERNATIONAL BROKERAGE LLC · (512) 298-1899

Listings courtesy of ACTRIS as distributed by MLS GRID.