21208 Santa Rosa Ave, Lago Vista TX 78645
Lago Vista, TX 78645 · Highland Lake Estates Sec 31
Single Family Residence for sale in Highland Lake Estates Sec 31
Overview
Property Description
Discover modern Lake Travis living in this beautifully maintained Lago Vista home featuring 3 bedrooms, 2 bathrooms, a rare 3-car garage, and an additional 452-square-foot enclosed patio. The open-concept floor plan offers a warm, contemporary feel with spacious living and dining areas designed for everyday comfort and entertaining. The climate-controlled enclosed patio includes a 2-ton mini-split with heat pump and an indoor Jacuzzi, creating the perfect year-round second living area, game room, fitness space, or private retreat. The oversized 3-car garage provides abundant parking and overhead storage for vehicles, lake gear, tools, and recreational equipment. Outside, enjoy a flat, fully fenced backyard with wrought-iron fencing, attractive stone garden borders in the front and back, and an included robotic lawnmower for easy maintenance. Additional upgrades include a five-stage Halo 5 whole-home water filtration system. Located in the desirable Lago Vista POA community near Lake Travis, residents enjoy access to nine waterfront parks, four boat ramps, a community pool, two fitness centers, pickleball and tennis courts, basketball courts, playgrounds, a private campground, and endless opportunities to enjoy the Lago Vista lake lifestyle. This unique Lago Vista home combines modern comfort, flexible living space, exceptional storage, and outstanding community amenities.
Financial Info
- Price
- $421,999
- $ / Sqft
- $194
- HOA
- Yes - Mandatory / $240 / Annually
- HOA Name
- Lago Vista POA
- HOA Includes
- See Remarks
- Tax Rate
- 2.1307%
- Est. Taxes
- $9,353.78
- Tax Year
- 2026
- Exemptions
- Homestead, Over 65
Legal Info
- Address
- 21208 Santa Rosa Ave
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Highland Lake Estates Sec 31
- Legal Description
- LOT 31039 HIGHLAND LAKE ESTATES SEC 31
- Parcel
- 01628802530000
Interior Features
- Floor
- Carpet, Tile
- Num Living
- 2
- Dining
- 2
- Kitchen
- Kitchen Island, Pantry
- Appliances
- Dishwasher, Disposal, Electric Range, Microwave
- Laundry
- Laundry Room
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Ceiling Fan(s), High Ceilings, Quartz Counters, Entrance Foyer, High Speed Internet, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Soaking Tub, Walk-In Closet(s), See Remarks, Double Pane Windows, Insulated Windows, Vinyl Windows
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2023 / Resale
- Square Feet
- 2,179 / Public Records
- Garages
- 3
- Garage Desc
- Driveway, Garage
- Foundation
- Slab
- Roof
- Composition
- Construction
- HardiPlank Type, Stone
- Acres
- 0.24
- Lot Description
- See Remarks, Back Yard, Front Yard, Garden, Landscaped, Public Maintained Road, Sprinkler - Automatic
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- Hill Country
- Water Access
- No
- Waterfront
- No
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Natural Gas Not Available, Phone Available, Sewer Connected, Underground Utilities, Water Connected
- Heat
- Heat Pump
- A C
- Central Air
Exterior Features
- Fence
- Wrought Iron
- Exterior Features
- Private Entrance, Private Yard, Covered, Enclosed, Rear Porch
- Pool On Property
- No
- Area Amenities
- Airport/Runway, BBQ Pit/Grill, Dog Park, Fishing, Fitness Center, High Speed Internet, Hot Tub Community, Lake, Park, Pet Amenities, Picnic Area, Playground, Pool, Sport Court(s)/Facility, Tennis Court(s), Trash Pickup - Door to Door, Underground Utilities
Rooms
Main level
- Primary Bathroom
Walk-in Shower
- Primary Bedroom
Walk-In Closet(s)
- Kitchen
Center Island
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 20, 2026 | Price Decrease | $421,999−$17,001 (−3.9%) | −$17,001 (−3.9%) |
| Oct 1, 2026 | Back On Market | — | |
| Oct 1, 2026 | Hold | — | |
| Aug 28, 2026 | New Listing | — |
Taxes
TCAD account 162499
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| CITY OF LAGO VISTA | 0.420000 | $375,068 | $1,575.29 |
| LAGO VISTA ISD | 1.016900 | $375,068 | $3,814.07 |
| TRAVIS CO ESD NO 1 | 0.100000 | $375,068 | $375.07 |
| TRAVIS CO ESD NO 7 | 0.099967 | $375,068 | $374.94 |
| TRAVIS COUNTY | 0.375845 | $375,068 | $1,409.67 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $375,068 | $442.67 |
| Ordinary property tax estimate | 2.130735 | $7,991.71 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
- Owner
- ELLIOTT MICHAEL ANDREW & SALLY JANE
- Legal
- LOT 31039 HIGHLAND LAKE ESTATES SEC 31
- Geo ID
- prop:162499
- Acreage
- 0.24
- Exemption Type
- None on record
- MLS estimated annual taxes
- $9,353.78
- MLS tax year
- 2026
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | $393,016 | 2.130735 | $8,374.14 |
| 2024 | — | 2.083414 | $766.70 |
| 2023 | — | 2.022647 | $1,023.47 |
| 2022 | — | 2.208223 | $1,214.53 |
| 2021 | — | 2.478179 | $297.38 |
| 2020 | — | 2.535765 | $164.82 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Source: Travis County
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,265 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,265
- Principal & interest
- $2,134
- Property taxes
- $779
- Homeowners insurance
- $352
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $337,599 | $3,773 | $21,833 | $333,826 | |
| 2 | $333,826 | $4,026 | $21,580 | $329,800 | |
| 3 | $329,800 | $4,296 | $21,310 | $325,504 | |
| 4 | $325,504 | $4,583 | $21,023 | $320,920 | |
| 5 | $320,920 | $4,890 | $20,716 | $316,030 | |
| 6 | $316,030 | $5,218 | $20,388 | $310,812 | |
| 7 | $310,812 | $5,567 | $20,039 | $305,245 | |
| 8 | $305,245 | $5,940 | $19,666 | $299,304 | |
| 9 | $299,304 | $6,338 | $19,268 | $292,966 | |
| 10 | $292,966 | $6,763 | $18,844 | $286,204 |
- Year 1$333,826
- Principal paid
- $3,773
- Interest paid
- $21,833
- Starting balance
- $337,599
- Year 2$329,800
- Principal paid
- $4,026
- Interest paid
- $21,580
- Starting balance
- $333,826
- Year 3$325,504
- Principal paid
- $4,296
- Interest paid
- $21,310
- Starting balance
- $329,800
- Year 4$320,920
- Principal paid
- $4,583
- Interest paid
- $21,023
- Starting balance
- $325,504
- Year 5$316,030
- Principal paid
- $4,890
- Interest paid
- $20,716
- Starting balance
- $320,920
- Year 6$310,812
- Principal paid
- $5,218
- Interest paid
- $20,388
- Starting balance
- $316,030
- Year 7$305,245
- Principal paid
- $5,567
- Interest paid
- $20,039
- Starting balance
- $310,812
- Year 8$299,304
- Principal paid
- $5,940
- Interest paid
- $19,666
- Starting balance
- $305,245
- Year 9$292,966
- Principal paid
- $6,338
- Interest paid
- $19,268
- Starting balance
- $299,304
- Year 10$286,204
- Principal paid
- $6,763
- Interest paid
- $18,844
- Starting balance
- $292,966
Nearby
Courtesy of eXp Realty, LLC · (888) 519-7431
Listings courtesy of ACTRIS as distributed by MLS GRID.