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Active Under ContractMLS #3768989

21209 Santa Carlo Ave, Lago Vista TX 78645

Lago Vista, TX 78645 · Highland Lake Estates Sec 31

Single Family Residence for sale in Highland Lake Estates Sec 31

4Bedrooms
2Bathrooms
1,805Square Ft
0.22Acres
2Garage
2021Year Built
1 / 19
$289,900$319,000

Overview

Property Description

Built in 2021 Home has 4 bedrooms 2 baths 2 car garage, open floor plan Great house lowest price for size and age in Lago vista.

Financial Info
Price
$289,900
$ / Sqft
$161
HOA
Yes - Mandatory / $200 / Annually
HOA Name
Lago Vista POA
HOA Includes
Common Area Maintenance
Tax Rate
2.34%
Est. Taxes
$8,100.91
Tax Year
2025
Exemptions
None
Legal Info
Address
21209 Santa Carlo Ave
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Highland Lake Estates Sec 31
Legal Description
LOT 31060 HIGHLAND LAKE ESTATES SEC 31
Parcel
01628802640000
Interior Features
Floor
Carpet, Laminate, Tile
Num Living
1
Dining
1
Appliances
Free-Standing Electric Oven
Laundry
Laundry Room
Master Main
Yes
Interior Features
Ceiling Fan(s), None
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2021 / Resale
Square Feet
1,805 / Public Records
Garages
2
Garage Desc
Garage, Garage Door Opener
Foundation
Slab
Roof
Composition
Construction
Vinyl Siding
Acres
0.22
Lot Description
None
Restrictions
None
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
None
Exterior Features
None, Front Porch
Pool On Property
No
Area Amenities
Golf, Lake

Price history

Members only
Days on market
−$29,100 (−9.1%)
$319,000 → $289,900
5
Price reductions
Active Under Contract
Since Apr 19, 2026
Price trend
List priceApr 2026Aug 2026
Property history9 events
DateEventPriceChange
Aug 28, 2026Active Under Contract
Aug 20, 2026Back On Market
Aug 19, 2026Active Under Contract
Aug 7, 2026Price Decrease$289,900−$9,000 (−3%)
Aug 7, 2026Price Decrease$298,900−$1,000 (−0.3%)
Jul 8, 2026Price Decrease$299,900−$10,000 (−3.2%)
May 21, 2026Price Decrease$309,900−$5,000 (−1.6%)
Apr 30, 2026Price Decrease$314,900−$4,100 (−1.3%)
Apr 19, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $289,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,383 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,383

Principal & interest
$1,466
Property taxes
$675
Homeowners insurance
$242

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$231,920$2,592$14,998$229,328
2$229,328$2,766$14,825$226,562
3$226,562$2,951$14,640$223,611
4$223,611$3,149$14,442$220,462
5$220,462$3,360$14,231$217,103
6$217,103$3,585$14,006$213,518
7$213,518$3,825$13,766$209,693
8$209,693$4,081$13,510$205,613
9$205,613$4,354$13,237$201,258
10$201,258$4,646$12,945$196,613
  • Year 1$229,328
    Principal paid
    $2,592
    Interest paid
    $14,998
    Starting balance
    $231,920
  • Year 2$226,562
    Principal paid
    $2,766
    Interest paid
    $14,825
    Starting balance
    $229,328
  • Year 3$223,611
    Principal paid
    $2,951
    Interest paid
    $14,640
    Starting balance
    $226,562
  • Year 4$220,462
    Principal paid
    $3,149
    Interest paid
    $14,442
    Starting balance
    $223,611
  • Year 5$217,103
    Principal paid
    $3,360
    Interest paid
    $14,231
    Starting balance
    $220,462
  • Year 6$213,518
    Principal paid
    $3,585
    Interest paid
    $14,006
    Starting balance
    $217,103
  • Year 7$209,693
    Principal paid
    $3,825
    Interest paid
    $13,766
    Starting balance
    $213,518
  • Year 8$205,613
    Principal paid
    $4,081
    Interest paid
    $13,510
    Starting balance
    $209,693
  • Year 9$201,258
    Principal paid
    $4,354
    Interest paid
    $13,237
    Starting balance
    $205,613
  • Year 10$196,613
    Principal paid
    $4,646
    Interest paid
    $12,945
    Starting balance
    $201,258
First 10 of 30 years

Nearby

Courtesy of Solutions Real Estate Texas · (512) 535-4472

Listings courtesy of ACTRIS as distributed by MLS GRID.