Active Under ContractMLS #3768989
21209 Santa Carlo Ave, Lago Vista TX 78645
Lago Vista, TX 78645 · Highland Lake Estates Sec 31
Single Family Residence for sale in Highland Lake Estates Sec 31
$319,000
$289,900
4Bedrooms
2Bathrooms
1,805Square Ft
0.22Acres
2Garage
2021Year Built
1 / 19
$289,900$319,000
Overview
Property Description
Built in 2021 Home has 4 bedrooms 2 baths 2 car garage, open floor plan Great house lowest price for size and age in Lago vista.
Financial Info
- Price
- $289,900
- $ / Sqft
- $161
- HOA
- Yes - Mandatory / $200 / Annually
- HOA Name
- Lago Vista POA
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.34%
- Est. Taxes
- $8,100.91
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 21209 Santa Carlo Ave
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Highland Lake Estates Sec 31
- Legal Description
- LOT 31060 HIGHLAND LAKE ESTATES SEC 31
- Parcel
- 01628802640000
Interior Features
- Floor
- Carpet, Laminate, Tile
- Num Living
- 1
- Dining
- 1
- Appliances
- Free-Standing Electric Oven
- Laundry
- Laundry Room
- Master Main
- Yes
- Interior Features
- Ceiling Fan(s), None
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2021 / Resale
- Square Feet
- 1,805 / Public Records
- Garages
- 2
- Garage Desc
- Garage, Garage Door Opener
- Foundation
- Slab
- Roof
- Composition
- Construction
- Vinyl Siding
- Acres
- 0.22
- Lot Description
- None
- Restrictions
- None
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- None
- Exterior Features
- None, Front Porch
- Pool On Property
- No
- Area Amenities
- Golf, Lake
Price history
Members only
Days on market
−$29,100 (−9.1%)
$319,000 → $289,900
5
Price reductions
Active Under Contract
Since Apr 19, 2026
Price trend
List priceApr 2026 → Aug 2026
Property history9 events
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 28, 2026 | Active Under Contract | — | |
| Aug 20, 2026 | Back On Market | — | |
| Aug 19, 2026 | Active Under Contract | — | |
| Aug 7, 2026 | Price Decrease | $289,900−$9,000 (−3%) | −$9,000 (−3%) |
| Aug 7, 2026 | Price Decrease | $298,900−$1,000 (−0.3%) | −$1,000 (−0.3%) |
| Jul 8, 2026 | Price Decrease | $299,900−$10,000 (−3.2%) | −$10,000 (−3.2%) |
| May 21, 2026 | Price Decrease | $309,900−$5,000 (−1.6%) | −$5,000 (−1.6%) |
| Apr 30, 2026 | Price Decrease | $314,900−$4,100 (−1.3%) | −$4,100 (−1.3%) |
| Apr 19, 2026 | New Listing | — |
Taxes
Tax data isn’t available for this property’s county yet.
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
List price $289,900
Down paymentStays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)
Estimated monthly payment
$2,383 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,383
- Principal & interest
- $1,466
- Property taxes
- $675
- Homeowners insurance
- $242
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $231,920 | $2,592 | $14,998 | $229,328 | |
| 2 | $229,328 | $2,766 | $14,825 | $226,562 | |
| 3 | $226,562 | $2,951 | $14,640 | $223,611 | |
| 4 | $223,611 | $3,149 | $14,442 | $220,462 | |
| 5 | $220,462 | $3,360 | $14,231 | $217,103 | |
| 6 | $217,103 | $3,585 | $14,006 | $213,518 | |
| 7 | $213,518 | $3,825 | $13,766 | $209,693 | |
| 8 | $209,693 | $4,081 | $13,510 | $205,613 | |
| 9 | $205,613 | $4,354 | $13,237 | $201,258 | |
| 10 | $201,258 | $4,646 | $12,945 | $196,613 |
- Year 1$229,328
- Principal paid
- $2,592
- Interest paid
- $14,998
- Starting balance
- $231,920
- Year 2$226,562
- Principal paid
- $2,766
- Interest paid
- $14,825
- Starting balance
- $229,328
- Year 3$223,611
- Principal paid
- $2,951
- Interest paid
- $14,640
- Starting balance
- $226,562
- Year 4$220,462
- Principal paid
- $3,149
- Interest paid
- $14,442
- Starting balance
- $223,611
- Year 5$217,103
- Principal paid
- $3,360
- Interest paid
- $14,231
- Starting balance
- $220,462
- Year 6$213,518
- Principal paid
- $3,585
- Interest paid
- $14,006
- Starting balance
- $217,103
- Year 7$209,693
- Principal paid
- $3,825
- Interest paid
- $13,766
- Starting balance
- $213,518
- Year 8$205,613
- Principal paid
- $4,081
- Interest paid
- $13,510
- Starting balance
- $209,693
- Year 9$201,258
- Principal paid
- $4,354
- Interest paid
- $13,237
- Starting balance
- $205,613
- Year 10$196,613
- Principal paid
- $4,646
- Interest paid
- $12,945
- Starting balance
- $201,258
First 10 of 30 years
Nearby
Courtesy of Solutions Real Estate Texas · (512) 535-4472
Listings courtesy of ACTRIS as distributed by MLS GRID.