ActiveMLS #7446049

21603 Thomas CV, Lago Vista TX 78645

Name: 21603 Thomas CV, Lago Vista, TX 78645
SKU: 7446049
Price: 679995 USD
Availability: InStock

Lago Vista, TX 78645 · HIGHLAND LAKE ESTATES SEC 25

Single Family Residence for sale in HIGHLAND LAKE ESTATES SEC 25

$679,995

2 full / 1 half

2,535

0.60

2019

1 / 36

$679,995

Overview

Property Description

Built to last, not just to sell. This custom-built, 2,535 SF single-story home sits on 0.60 acres in Lago Vista, offering Lake Travis and Hill Country views. Thoughtfully designed with exposed wood beam ceilings, shiplap accents, wide-plank hardwood floors, and 8-foot interior doors throughout. Expansive sliding glass doors connect the great room to a covered outdoor kitchen featuring a commercial-grade grill, stainless range hood, sink, and mini fridge. Inside, enjoy a spacious kitchen with an oversized island and quartz countertops, a luxurious primary suite with a soaking tub and walk-in shower, and a dedicated home office. Quality construction includes 2x6 exterior walls, spray foam insulation, a whole-home water softener, and a reverse osmosis system. The flat, cleared lot offers exceptional flexibility with R4 zoning allowing potential for a guest house, barndominium, or workshop. Short-term rentals permitted. Enjoy Lago Vista POA amenities, including private lake access, boat ramps, parks, and recreational facilities. A rare combination of craftsmanship, lifestyle, and opportunity!

Financial Info

Price: $679,995
$ / Sqft: $268
HOA: Yes - Mandatory / $240 / Annually
HOA Name: Lago Vista POA
HOA Includes: Common Area Maintenance
Tax Rate: 2.0834%
Est. Taxes: $13,102
Tax Year: 2025
Exemptions: None

Legal Info

Address: 21603 Thomas CV
County: Travis
City: Lago Vista
State: TX
Zip: 78645
Subdivision: HIGHLAND LAKE ESTATES SEC 25
Legal Description: TBD
Parcel: 01649024060000

Interior Features

Floor: Vinyl
Num Living: 1
Dining: 1
Kitchen: Kitchen Island, Pantry
Appliances: See Remarks, Built-In Electric Range, Dishwasher, Electric Range, Exhaust Fan, Microwave, Oven, RNGHD, Stainless Steel Appliance(s), Vented Exhaust Fan, WaterPurifier, WaterSoftener
Laundry: Laundry Room
Master Bed: Primary Bedroom on Main
Master Main: Yes
Interior Features: See Remarks, Bookcases, Built-in Features, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bedroom on Main

General Info

Beds: 4 Total / 4 Main Level
Full / Half Baths: 2 / 1
Prop Type: Residential
Property Type: Single Family Residence
Stories: 1
Year Built: 2019 / Resale
Square Feet: 2,535 / Owner
Garages: 2
Garage Desc: Attached, Garage
Foundation: Slab
Roof: Composition, Shingle
Construction: Stucco
Acres: 0.60
Lot Description: Back Yard, Cul-De-Sac, Few Trees, Trees-Small (Under 20 Ft), Views, See Remarks
Restrictions: Zoning
Flood Plain: No
View: Hill Country, Panoramic, Trees/Woods, See Remarks
Water Access: No
Waterfront: No
Area: LN

Utility Info

Water: Public
Sewer: Public Sewer
Utilities: See Remarks, Cable Connected, Electricity Connected, Internet-Fiber, Phone Available, Sewer Connected, Water Connected
Heat: Central
A C: Central Air

Exterior Features

Fence: None
Exterior Features: See Remarks, Barbecue, Gas Grill, Outdoor Grill, Covered, Patio
Pool On Property: No
Area Amenities: Airport/Runway, Clubhouse, Common Grounds, Fishing, Fitness Center, Golf, Lake, Library, Park, Picnic Area, Playground, Pool, Sport Court(s)/Facility, Tennis Court(s)

Price history

Days on market

$679,995

List price

Price reductions

Active

Since Oct 27, 2026

Property history1 event

Date	Event	Price	Change
Oct 27, 2026	New Listing		—

Taxes

2026 Estimated Property Taxes

TCAD account 910159

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing Entity	Rate per $100	Taxable Value	Estimated Tax
CITY OF LAGO VISTA	0.420000	$585,407	$2,458.71
LAGO VISTA ISD	1.016900	$585,407	$5,953.00
TRAVIS CO ESD NO 1	0.100000	$585,407	$585.41
TRAVIS CO ESD NO 7	0.099967	$585,407	$585.21
TRAVIS COUNTY	0.375845	$585,407	$2,200.22
TRAVIS COUNTY HEALTHCARE DISTRICT	0.118023	$585,407	$690.91
Ordinary property tax estimate	2.130735		$12,473.46

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

Historical Tax Summary

Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

Year	Appraised Value	Combined Rate per $100	Annual Taxes Billed
2025	—	2.130735	$12,754.48
2024	—	2.083414	$13,102.13
2023	—	2.022647	$14,301.77
2022	—	2.208223	$6,306.68
2021	—	2.478179	$6,617.04
2020	—	2.535765	$6,797.96

Source: Travis County

Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.

Schools

School Info

District: Lago Vista ISD
Elementary: Lago Vista
Middle: Lago Vista
High: Lago Vista

Maps

Financing

Your preferences

20% down
Conv/Jumbo
30 years
6.50% rate

Saved on this device

Home priceList price $679,995

Down payment

Stays 20% if you change the price

Interest rateNote rate, not APR

Loan termLoan type

Property taxesFrom this listing’s tax record

Homeowners insurance*Estimated only (1% of price / yr)

Estimated monthly payment

$5,097 / mo

20% down · 6.50% interest · 30-year fixed

Principal & interest: $3,438
Property taxes: $1,092
Homeowners insurance: $567

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
Year	Starting balance	Principal paid	Interest paid	Ending balance
1	$543,996	$6,080	$35,181	$537,916
2	$537,916	$6,488	$34,774	$531,428
3	$531,428	$6,922	$34,339	$524,506
4	$524,506	$7,386	$33,875	$517,120
5	$517,120	$7,880	$33,381	$509,240
6	$509,240	$8,408	$32,853	$500,832
7	$500,832	$8,971	$32,290	$491,861
8	$491,861	$9,572	$31,689	$482,289
9	$482,289	$10,213	$31,048	$472,076
10	$472,076	$10,897	$30,364	$461,179

Year 1$537,916
Principal paid
$6,080
Interest paid
$35,181
Starting balance
$543,996
Year 2$531,428
Principal paid
$6,488
Interest paid
$34,774
Starting balance
$537,916
Year 3$524,506
Principal paid
$6,922
Interest paid
$34,339
Starting balance
$531,428
Year 4$517,120
Principal paid
$7,386
Interest paid
$33,875
Starting balance
$524,506
Year 5$509,240
Principal paid
$7,880
Interest paid
$33,381
Starting balance
$517,120
Year 6$500,832
Principal paid
$8,408
Interest paid
$32,853
Starting balance
$509,240
Year 7$491,861
Principal paid
$8,971
Interest paid
$32,290
Starting balance
$500,832
Year 8$482,289
Principal paid
$9,572
Interest paid
$31,689
Starting balance
$491,861
Year 9$472,076
Principal paid
$10,213
Interest paid
$31,048
Starting balance
$482,289
Year 10$461,179
Principal paid
$10,897
Interest paid
$30,364
Starting balance
$472,076

First 10 of 30 years

Nearby

Courtesy of RE/MAX Suburbia · (512) 267-8877

Listings courtesy of ACTRIS as distributed by MLS GRID.