21607 Oregon LN, Lago Vista TX 78645
Lago Vista, TX 78645 · Highland Lake Estates Sec 34
Single Family Residence for sale in Highland Lake Estates Sec 34
Overview
Property Description
Enjoy single-story living in Lago Vista with this 4-bedroom, 2-bath home featuring bright interiors, an open floor plan, and inviting outdoor spaces. Built in 2022 in Highland Lake Estates, the home offers approximately 1,842 square feet on a 0.2324-acre lot, with a stone facade, covered front porch, and attached two-car garage. High ceilings and a wall of windows bring natural light into the living area, while wood-look tile flooring connects the kitchen, dining, and gathering spaces. Quartz countertops, a kitchen island, breakfast bar seating, and a pantry make the kitchen a natural gathering spot, whether you’re hosting friends or enjoying an evening at home. The primary suite features a walk-in closet and double vanity. Three additional bedrooms offer flexibility for guests, a home office, or hobbies. A dedicated indoor laundry room and a layout without interior steps add everyday convenience. Outside, a covered rear porch opens onto an extended deck overlooking the fenced backyard and surrounding trees. With space for outdoor dining and comfortable seating, it’s an inviting spot for morning coffee, weekend cookouts, or winding down in the evening. Experience Lago Vista’s Lake Travis lifestyle with area golf and recreation, plus LVPOA membership providing access to waterfront parks, boat ramps, and community amenities. Additional fees apply to select facilities. With four bedrooms, newer construction, and outdoor space to enjoy, this home combines practical features and a relaxed Hill Country setting.
Financial Info
- Price
- $374,995
- $ / Sqft
- $204
- HOA
- Yes - Mandatory / $240 / Annually
- HOA Name
- Lago Vista Property Owners' Association (LVPOA)
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.18%
- Est. Taxes
- $4,907.8
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 21607 Oregon LN
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Highland Lake Estates Sec 34
- Legal Description
- LOT 34094 HIGHLAND LAKE ESTATES SEC 34
- Parcel
- 01629210240000
Interior Features
- Floor
- Carpet, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Eat-in Kitchen, Kitchen Island, Pantry
- Appliances
- Dishwasher, Disposal, Microwave, Free-Standing Electric Oven, Free-Standing Electric Range, Electric Water Heater
- Laundry
- Inside, Laundry Room, Main Level
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplace Description
- None
- Interior Features
- Breakfast Bar, Ceiling Fan(s), High Ceilings, Vaulted Ceiling(s), Quartz Counters, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, Entrance Foyer, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Walk-In Closet(s), None, Blinds
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2022 / Resale
- Square Feet
- 1,842 / Public Records
- Garages
- 2
- Garage Desc
- Driveway, Garage, Garage Faces Front
- Foundation
- Slab
- Roof
- Shingle
- Construction
- Masonry – Partial, Cement Siding, Stone
- Acres
- 0.23
- Lot Description
- Back Yard, Front Yard, Interior Lot, Landscaped, Level, Public Maintained Road, Sprinkler - Automatic, Sprinklers In Front, Sprinkler - In-ground, Trees-Large (Over 40 Ft), Many Trees, Trees-Medium (20 Ft - 40 Ft)
- Restrictions
- City Restrictions, Covenant, Deed Restrictions, Zoning
- Flood Plain
- No
- View
- Neighborhood, Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Electricity Connected, Water Available, Water Connected
- Heat
- Central
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Back Yard, Fenced, Full, Gate, Wood
- Exterior Features
- Electric Car Plug-in, Gutters Full, Lighting, Private Yard, Covered, Deck, Front Porch, Patio, Porch, Rear Porch
- Pool On Property
- No
- Area Amenities
- Golf, Lake, Park, Pool
Rooms
Main level
- Primary Bathroom
Dual vanity master bathroom
Dual Vanity, High Ceilings, Walk-In Closet(s), Walk-in Shower
- Primary Bedroom
Spacious master with room for sitting area
High Ceilings
- Kitchen
Gourmet Kitchen
Bar, Breakfast Bar, Open to Family Room
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Nov 5, 2026 | Active Under Contract | — | |
| Oct 22, 2026 | New Listing | — |
Taxes
TCAD account 163162
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| CITY OF LAGO VISTA | 0.420000 | $262,562 | $1,102.76 |
| LAGO VISTA ISD | 1.016900 | $122,562 | $1,246.33 |
| TRAVIS CO ESD NO 1 | 0.100000 | $328,203 | $328.20 |
| TRAVIS CO ESD NO 7 | 0.099967 | $328,203 | $328.09 |
| TRAVIS COUNTY | 0.375845 | $262,562 | $986.83 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $262,562 | $309.88 |
| Ordinary property tax estimate | 2.130735 | $4,302.09 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | — | 2.130735 | $4,907.80 |
| 2024 | — | 2.083414 | $5,207.95 |
| 2023 | — | 2.022647 | $3,747.76 |
| 2022 | — | 2.208223 | $971.62 |
| 2021 | — | 2.478179 | $237.90 |
| 2020 | — | 2.535765 | $164.82 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,617 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,617
- Principal & interest
- $1,896
- Property taxes
- $409
- Homeowners insurance
- $312
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $299,996 | $3,353 | $19,401 | $296,643 | |
| 2 | $296,643 | $3,578 | $19,176 | $293,065 | |
| 3 | $293,065 | $3,817 | $18,937 | $289,248 | |
| 4 | $289,248 | $4,073 | $18,681 | $285,175 | |
| 5 | $285,175 | $4,346 | $18,408 | $280,829 | |
| 6 | $280,829 | $4,637 | $18,117 | $276,192 | |
| 7 | $276,192 | $4,947 | $17,807 | $271,245 | |
| 8 | $271,245 | $5,279 | $17,476 | $265,966 | |
| 9 | $265,966 | $5,632 | $17,122 | $260,334 | |
| 10 | $260,334 | $6,009 | $16,745 | $254,325 |
- Year 1$296,643
- Principal paid
- $3,353
- Interest paid
- $19,401
- Starting balance
- $299,996
- Year 2$293,065
- Principal paid
- $3,578
- Interest paid
- $19,176
- Starting balance
- $296,643
- Year 3$289,248
- Principal paid
- $3,817
- Interest paid
- $18,937
- Starting balance
- $293,065
- Year 4$285,175
- Principal paid
- $4,073
- Interest paid
- $18,681
- Starting balance
- $289,248
- Year 5$280,829
- Principal paid
- $4,346
- Interest paid
- $18,408
- Starting balance
- $285,175
- Year 6$276,192
- Principal paid
- $4,637
- Interest paid
- $18,117
- Starting balance
- $280,829
- Year 7$271,245
- Principal paid
- $4,947
- Interest paid
- $17,807
- Starting balance
- $276,192
- Year 8$265,966
- Principal paid
- $5,279
- Interest paid
- $17,476
- Starting balance
- $271,245
- Year 9$260,334
- Principal paid
- $5,632
- Interest paid
- $17,122
- Starting balance
- $265,966
- Year 10$254,325
- Principal paid
- $6,009
- Interest paid
- $16,745
- Starting balance
- $260,334
Nearby
Courtesy of Sage Wilson Realty · (512) 828-7074
Listings courtesy of ACTRIS as distributed by MLS GRID.