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PendingMLS #7854345

21607 Santa Carlo Ave, Lago Vista TX 78645

Lago Vista, TX 78645 · Highland Lake Estates

Single Family Residence for sale in Highland Lake Estates

3Bedrooms
2Bathrooms
1,517Square Ft
0.46Acres
2Garage
2013Year Built
1 / 27
$335,000

Overview

Property Description

Welcome home to 21607 Santa Carlo Ave — a fully updated, move-in-ready property on nearly half an acre in sought-after Lago Vista, just minutes from Lake Travis. Whether you're searching for a primary residence, a long-term investment hold, or a turnkey short-term rental / Airbnb property, this home delivers space, style, and serious upside — all at a fraction of typical Austin-area pricing. Property Highlights: Close to Half-Acre Lot with Room to Roam — Step outside to a private, tree-lined 0.46-acre lot with generous outdoor space perfect for relaxing, gardening, or hosting gatherings. A massive, freshly restored and sealed wood deck flows out to a brand-new gazebo — built for Hill Country sunsets and weekend BBQs. Plus, ample space to park your RV, boat, and multiple vehicles. Zero Carpet, Fully Updated Flooring — Luxury vinyl plank (LVP) flooring runs throughout the bedrooms and hallways, paired with fresh, designer-neutral paint from wall to wall. Modern Designer Finishes — Upgraded lighting fixtures and contemporary hardware throughout, offset beautifully against natural stone and wood elements. Fenced Yard — A fully enclosed section of the lot ready for a pool, play structure, garden, or outdoor space for pets. Floor-to-Ceiling Stone Fireplace — A striking native stone fireplace anchors the living room and flows into a well-appointed kitchen double oven and built in microwave with rich cabinetry and stainless steel appliances. Lago Vista POA Amenities: As a member of the Lago Vista Property Owners Association, enjoy waterfront parks, boat ramps, a community swimming pool, fising well, fitness center, sports courts, and a campground — the full Lake Travis lifestyle without the Austin price tag. This one won't last — schedule your private showing today.

Financial Info
Price
$335,000
$ / Sqft
$221
HOA
Yes - Mandatory / $240 / Annually
HOA Name
Lago Vista POA
HOA Includes
Common Area Maintenance
Tax Rate
2.13%
Est. Taxes
$7,413
Tax Year
2025
Exemptions
None
Legal Info
Address
21607 Santa Carlo Ave
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Highland Lake Estates
Legal Description
HIGHLAND LAKE ESTATES SEC 26 AMD RPLT LT 26156 LOT 26156B
Parcel
964158
Interior Features
Floor
Vinyl
Num Living
1
Dining
2
Kitchen
Pantry
Appliances
Dishwasher, Disposal, Electric Cooktop, Microwave, Electric Oven, Refrigerator, Free-Standing Refrigerator, Stainless Steel Appliance(s), Electric Water Heater, WaterSoftener
Laundry
Laundry Room, Lower Level
Master Bed
Double Vanity, Primary Bedroom on Main
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room, Masonry, Wood Burning
Interior Features
Double Vanity, Pantry, Primary Bedroom on Main, None, Aluminum Frames
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2013 / Resale
Square Feet
1,517 / Public Records
Garages
2
Garage Desc
Attached, Garage
Foundation
Slab
Roof
Shingle
Construction
Cedar, Masonry – Partial, Stone
Acres
0.46
Lot Description
Back Yard, Corner Lot, Trees-Moderate
Restrictions
Deed Restrictions
Flood Plain
No
View
Neighborhood, Trees/Woods
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Other, Sewer Connected, Water Connected
Heat
Central, Electric
A C
Central Air, Electric
Exterior Features
Fence
Partial
Exterior Features
CCTYD, Dog Run, Lighting, Private Yard, Covered, Deck, Front Porch, Patio, Rear Porch, Side Porch
Pool On Property
No
Area Amenities
Fitness Center, Lake, Park, Playground, Pool

Price history

Members only
Days on market
$335,000
List price
0
Price reductions
Pending
Since Aug 7, 2026
Property history3 events
DateEventPriceChange
Aug 22, 2026Pending
Aug 19, 2026Active Under Contract
Aug 7, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $335,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,591 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,591

Principal & interest
$1,694
Property taxes
$618
Homeowners insurance
$279

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$268,000$2,996$17,332$265,004
2$265,004$3,196$17,131$261,808
3$261,808$3,410$16,917$258,398
4$258,398$3,639$16,689$254,760
5$254,760$3,882$16,445$250,877
6$250,877$4,142$16,185$246,735
7$246,735$4,420$15,908$242,316
8$242,316$4,716$15,612$237,600
9$237,600$5,031$15,296$232,568
10$232,568$5,368$14,959$227,200
  • Year 1$265,004
    Principal paid
    $2,996
    Interest paid
    $17,332
    Starting balance
    $268,000
  • Year 2$261,808
    Principal paid
    $3,196
    Interest paid
    $17,131
    Starting balance
    $265,004
  • Year 3$258,398
    Principal paid
    $3,410
    Interest paid
    $16,917
    Starting balance
    $261,808
  • Year 4$254,760
    Principal paid
    $3,639
    Interest paid
    $16,689
    Starting balance
    $258,398
  • Year 5$250,877
    Principal paid
    $3,882
    Interest paid
    $16,445
    Starting balance
    $254,760
  • Year 6$246,735
    Principal paid
    $4,142
    Interest paid
    $16,185
    Starting balance
    $250,877
  • Year 7$242,316
    Principal paid
    $4,420
    Interest paid
    $15,908
    Starting balance
    $246,735
  • Year 8$237,600
    Principal paid
    $4,716
    Interest paid
    $15,612
    Starting balance
    $242,316
  • Year 9$232,568
    Principal paid
    $5,031
    Interest paid
    $15,296
    Starting balance
    $237,600
  • Year 10$227,200
    Principal paid
    $5,368
    Interest paid
    $14,959
    Starting balance
    $232,568
First 10 of 30 years

Nearby

Courtesy of Desai Real Estate, LLC · (512) 466-6308

Listings courtesy of ACTRIS as distributed by MLS GRID.