21709 Crystal WAY, Lago Vista TX 78645
Lago Vista, TX 78645 · Highland Lake Estates Sec 34
Single Family Residence for sale in Highland Lake Estates Sec 34
Overview
Property Description
*QUALIFIES FOR A LENDER PAID 2/1 BUY DOWN! Ask your agent for details!* Welcome to 21709 Crystal Way, Lago Vista, TX 78645! This charming 3-bedroom, 2-bath home offers comfortable living in the heart of the Texas Hill Country, just minutes from Lake Travis. Featuring an inviting open-concept floor plan, the home is filled with natural light and designed for both everyday living and entertaining. The spacious primary suite provides a relaxing retreat with an en-suite bath, while two additional bedrooms offer flexibility for family, guests, or a home office. Step outside to enjoy the peaceful surroundings and generous outdoor space, perfect for relaxing, gardening, or hosting gatherings. Located in the desirable Lago Vista community, residents enjoy access to waterfront parks, boat ramps, swimming areas, hiking trails, golf courses, and a variety of neighborhood amenities through the Lago Vista Property Owners Association. Conveniently located near local dining, shopping, schools, and recreational opportunities, this home is ideal as a primary residence, vacation getaway, or investment property. Don't miss your opportunity to own a piece of the Lake Travis lifestyle
Financial Info
- Price
- $300,000
- $ / Sqft
- $193
- HOA
- Yes - Mandatory / $240 / Annually
- HOA Name
- Lago Vista Property Owners' Associates Inc
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2%
- Est. Taxes
- $6,682.43
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 21709 Crystal WAY
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Highland Lake Estates Sec 34
- Legal Description
- LOT 34160 HIGHLAND LAKE ESTATES SEC 34
- Parcel
- 01629017090000
Interior Features
- Floor
- Carpet, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Granite Counters, Kitchen Island
- Appliances
- Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer, Electric Water Heater
- Laundry
- Laundry Room, Main Level
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Ceiling Fan(s), Granite Counters, Double Vanity, Kitchen Island, Open Floorplan, Primary Bedroom on Main, Walk-In Closet(s), None, Blinds
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2018 / Resale
- Square Feet
- 1,554 / Public Records
- Garages
- 2
- Garage Desc
- Concrete, Garage, Paved
- Foundation
- Slab
- Roof
- Shingle
- Construction
- HardiPlank Type, Masonry – Partial, Stone
- Acres
- 0.23
- Lot Description
- Back Yard, Front Yard, Level, Trees-Moderate
- Restrictions
- None
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Internet-Fiber, Sewer Connected, Water Connected
- Heat
- Central, Electric
- A C
- Ceiling Fan(s), Central Air, Electric
Exterior Features
- Fence
- None
- Exterior Features
- None, Covered, Rear Porch
- Pool On Property
- No
- Area Amenities
- BBQ Pit/Grill, Clubhouse, Common Grounds, Dog Park, Fishing, Golf, High Speed Internet, Lake, Park, Playground, Pool, Sport Court(s)/Facility
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 24, 2026 | Price Decrease | $300,000−$25,000 (−7.7%) | −$25,000 (−7.7%) |
| Jul 3, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,324 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,324
- Principal & interest
- $1,517
- Property taxes
- $557
- Homeowners insurance
- $250
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $240,000 | $2,683 | $15,521 | $237,317 | |
| 2 | $237,317 | $2,862 | $15,341 | $234,455 | |
| 3 | $234,455 | $3,054 | $15,150 | $231,401 | |
| 4 | $231,401 | $3,258 | $14,945 | $228,143 | |
| 5 | $228,143 | $3,477 | $14,727 | $224,666 | |
| 6 | $224,666 | $3,709 | $14,494 | $220,957 | |
| 7 | $220,957 | $3,958 | $14,246 | $216,999 | |
| 8 | $216,999 | $4,223 | $13,981 | $212,776 | |
| 9 | $212,776 | $4,506 | $13,698 | $208,270 | |
| 10 | $208,270 | $4,808 | $13,396 | $203,463 |
- Year 1$237,317
- Principal paid
- $2,683
- Interest paid
- $15,521
- Starting balance
- $240,000
- Year 2$234,455
- Principal paid
- $2,862
- Interest paid
- $15,341
- Starting balance
- $237,317
- Year 3$231,401
- Principal paid
- $3,054
- Interest paid
- $15,150
- Starting balance
- $234,455
- Year 4$228,143
- Principal paid
- $3,258
- Interest paid
- $14,945
- Starting balance
- $231,401
- Year 5$224,666
- Principal paid
- $3,477
- Interest paid
- $14,727
- Starting balance
- $228,143
- Year 6$220,957
- Principal paid
- $3,709
- Interest paid
- $14,494
- Starting balance
- $224,666
- Year 7$216,999
- Principal paid
- $3,958
- Interest paid
- $14,246
- Starting balance
- $220,957
- Year 8$212,776
- Principal paid
- $4,223
- Interest paid
- $13,981
- Starting balance
- $216,999
- Year 9$208,270
- Principal paid
- $4,506
- Interest paid
- $13,698
- Starting balance
- $212,776
- Year 10$203,463
- Principal paid
- $4,808
- Interest paid
- $13,396
- Starting balance
- $208,270
Nearby
Courtesy of eXp Realty, LLC · (888) 519-7431
Listings courtesy of ACTRIS as distributed by MLS GRID.