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ActiveMLS #4266807

21709 Osage LN, Lago Vista TX 78645

Lago Vista, TX 78645 · Highland Lake Estates Sec 33

Single Family Residence for sale in Highland Lake Estates Sec 33

3Bedrooms
2Bathrooms
1,556Square Ft
0.22Acres
2Garage
2022Year Built
Price Reduced
1 / 39
$355,000$364,999
3D tour

Overview

Property Description

Welcome to 21709 Osage Ln, a private Hill Country retreat that blends comfort, style, and nature. This 3-bedroom, 2-bath home offers 1,556 square feet of well-designed living space with a bright, open floor plan that feels both spacious and inviting. The main living areas feature beautiful wood-look tile flooring, adding warmth and durability while flowing seamlessly throughout the home. The kitchen is equipped with stainless steel appliances, ample counter space, and an easy connection to the dining and living areas—perfect for everyday living or entertaining. Outside, the property truly shines with large mature trees that create a peaceful setting and offer exceptional privacy, making the outdoor space feel like your own personal escape. Whether you’re relaxing at home or hosting guests, this property delivers a rare combination of comfort, functionality, and natural surroundings.

Financial Info
Price
$355,000
$ / Sqft
$228
HOA
Yes - Voluntary / $200 / Annually
HOA Name
Lago Vista POA
HOA Includes
Common Area Maintenance
Tax Rate
2.0227%
Est. Taxes
$4,570
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
21709 Osage LN
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Highland Lake Estates Sec 33
Legal Description
LOT 33071 HIGHLAND LAKE ESTATES SEC 33 // PRORATE 6/26/2020 TO 12/31/2020
Parcel
166781
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Kitchen
Kitchen Island
Appliances
Built-In Electric Range, Dishwasher, Microwave, Electric Oven, Refrigerator
Laundry
Inside, Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Double Vanity, Electric Dryer Hookup, Kitchen Island, Primary Bedroom on Main, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Vinyl Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2022 / Resale
Square Feet
1,556 / Builder
Garages
2
Garage Desc
Attached, Garage, Garage Door Opener
Foundation
Slab
Roof
Composition
Construction
Masonry – Partial
Acres
0.22
Lot Description
Back to Park/Greenbelt, Back Yard, Front Yard, Native Plants, Private, Trees-Heavy, Trees-Large (Over 40 Ft), Many Trees, Trees-Medium (20 Ft - 40 Ft)
Restrictions
Deed Restrictions
Flood Plain
No
View
Hill Country, Park/Greenbelt, Rural, Trees/Woods
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Underground Utilities
Heat
Central
A C
Central Air
Exterior Features
Fence
None
Exterior Features
Private Yard, Patio
Pool On Property
No
Area Amenities
BBQ Pit/Grill, Common Grounds, Courtyard, Dog Park, Fishing, Golf, Lake, Park, Pet Amenities, Picnic Area, Planned Social Activities, Playground, Pool, Putting Green, Restaurant, Sauna, Sport Court(s)/Facility, Street Lights, Tennis Court(s)

Price history

Members only
Days on market
−$9,999 (−2.7%)
$364,999 → $355,000
1
Price reduction
Active
Since Dec 30, 2025
Price trend
List priceDec 2025 → Feb 2026
Property history2 events
DateEventPriceChange
Feb 17, 2026Price Decrease$355,000−$9,999 (−2.7%)
Dec 30, 2025New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $355,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,472 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,472

Principal & interest
$1,795
Property taxes
$381
Homeowners insurance
$296

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$284,000$3,174$18,367$280,826
2$280,826$3,387$18,154$277,439
3$277,439$3,614$17,927$273,825
4$273,825$3,856$17,685$269,969
5$269,969$4,114$17,427$265,855
6$265,855$4,390$17,151$261,466
7$261,466$4,684$16,857$256,782
8$256,782$4,997$16,544$251,785
9$251,785$5,332$16,209$246,453
10$246,453$5,689$15,852$240,764
  • Year 1$280,826
    Principal paid
    $3,174
    Interest paid
    $18,367
    Starting balance
    $284,000
  • Year 2$277,439
    Principal paid
    $3,387
    Interest paid
    $18,154
    Starting balance
    $280,826
  • Year 3$273,825
    Principal paid
    $3,614
    Interest paid
    $17,927
    Starting balance
    $277,439
  • Year 4$269,969
    Principal paid
    $3,856
    Interest paid
    $17,685
    Starting balance
    $273,825
  • Year 5$265,855
    Principal paid
    $4,114
    Interest paid
    $17,427
    Starting balance
    $269,969
  • Year 6$261,466
    Principal paid
    $4,390
    Interest paid
    $17,151
    Starting balance
    $265,855
  • Year 7$256,782
    Principal paid
    $4,684
    Interest paid
    $16,857
    Starting balance
    $261,466
  • Year 8$251,785
    Principal paid
    $4,997
    Interest paid
    $16,544
    Starting balance
    $256,782
  • Year 9$246,453
    Principal paid
    $5,332
    Interest paid
    $16,209
    Starting balance
    $251,785
  • Year 10$240,764
    Principal paid
    $5,689
    Interest paid
    $15,852
    Starting balance
    $246,453
First 10 of 30 years

Nearby

Courtesy of Turn Key Property Group · (254) 855-6430

Listings courtesy of ACTRIS as distributed by MLS GRID.