21720 Crystal WAY, Lago Vista TX 78645
Lago Vista, TX 78645 · Highland Lake Estates Sec 34
Single Family Residence for sale in Highland Lake Estates Sec 34
Overview
Property Description
Easy single-story living, a thoughtful floor plan, and access to some of the best amenities Lago Vista has to offer make 21720 Crystal Way a standout! Vaulted ceilings create an open, airy feel, while updated LVP flooring throughout the main living areas adds a fresh, low-maintenance finish. The layout offers great separation and flexibility, with two secondary bedrooms situated in their own wing and an additional flex space between them that’s perfect for a playroom, home office, homework area, or second living space. Out back, raised garden beds are already in place for anyone with a green thumb, and the refrigerator, washer, and dryer all convey for added convenience. As part of the Lago Vista POA, owners enjoy access to an incredible lineup of amenities for just $240 per year, including nine parks, Lake Travis beach access, boat ramps, fishing areas, playgrounds, sports courts, and more. With a functional layout, thoughtful updates, and the lake lifestyle right outside your door, this home is ready to make Lago Vista living easy.
Financial Info
- Price
- $360,000
- $ / Sqft
- $177
- HOA
- Yes - Mandatory / $240 / Annually
- HOA Name
- Lago Vista POA
- HOA Includes
- See Remarks
- Tax Rate
- 2.1307%
- Est. Taxes
- $8,440
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 21720 Crystal WAY
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Highland Lake Estates Sec 34
- Legal Description
- LOT 34078 HIGHLAND LAKE ESTATES SEC 34
- Parcel
- 01629205380000
Interior Features
- Floor
- Laminate, Tile
- Num Living
- 2
- Dining
- 1
- Kitchen
- Kitchen Island
- Appliances
- Dryer, Electric Cooktop, Microwave, Electric Oven, Refrigerator, Washer
- Laundry
- In Hall, Main Level
- Master Bed
- Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Vaulted Ceiling(s), Kitchen Island, Open Floorplan, Walk-In Closet(s), None, See Remarks
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2020 / Resale
- Square Feet
- 2,038 / Public Records
- Garages
- 2
- Garage Desc
- Garage, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition
- Construction
- Wood Siding, Stone
- Acres
- 0.22
- Lot Description
- Back Yard, Sprinkler - In-ground, Trees-Medium (20 Ft - 40 Ft), Trees-Moderate
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- Garden
- Water Access
- No
- Waterfront
- No
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Wood
- Exterior Features
- Private Yard, Rear Porch
- Pool On Property
- No
- Area Amenities
- Clubhouse, Fishing, Golf, Lake, Park, Playground, Pool, Tennis Court(s)
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 2, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,823 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,823
- Principal & interest
- $1,820
- Property taxes
- $703
- Homeowners insurance
- $300
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $288,000 | $3,219 | $18,625 | $284,781 | |
| 2 | $284,781 | $3,435 | $18,410 | $281,346 | |
| 3 | $281,346 | $3,665 | $18,180 | $277,682 | |
| 4 | $277,682 | $3,910 | $17,934 | $273,772 | |
| 5 | $273,772 | $4,172 | $17,672 | $269,600 | |
| 6 | $269,600 | $4,451 | $17,393 | $265,148 | |
| 7 | $265,148 | $4,749 | $17,095 | $260,399 | |
| 8 | $260,399 | $5,068 | $16,777 | $255,331 | |
| 9 | $255,331 | $5,407 | $16,437 | $249,924 | |
| 10 | $249,924 | $5,769 | $16,075 | $244,155 |
- Year 1$284,781
- Principal paid
- $3,219
- Interest paid
- $18,625
- Starting balance
- $288,000
- Year 2$281,346
- Principal paid
- $3,435
- Interest paid
- $18,410
- Starting balance
- $284,781
- Year 3$277,682
- Principal paid
- $3,665
- Interest paid
- $18,180
- Starting balance
- $281,346
- Year 4$273,772
- Principal paid
- $3,910
- Interest paid
- $17,934
- Starting balance
- $277,682
- Year 5$269,600
- Principal paid
- $4,172
- Interest paid
- $17,672
- Starting balance
- $273,772
- Year 6$265,148
- Principal paid
- $4,451
- Interest paid
- $17,393
- Starting balance
- $269,600
- Year 7$260,399
- Principal paid
- $4,749
- Interest paid
- $17,095
- Starting balance
- $265,148
- Year 8$255,331
- Principal paid
- $5,068
- Interest paid
- $16,777
- Starting balance
- $260,399
- Year 9$249,924
- Principal paid
- $5,407
- Interest paid
- $16,437
- Starting balance
- $255,331
- Year 10$244,155
- Principal paid
- $5,769
- Interest paid
- $16,075
- Starting balance
- $249,924
Nearby
Courtesy of Compass RE Texas, LLC · (512) 575-3644
Listings courtesy of ACTRIS as distributed by MLS GRID.