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ActiveMLS #1889281

21720 Crystal WAY, Lago Vista TX 78645

Lago Vista, TX 78645 · Highland Lake Estates Sec 34

Single Family Residence for sale in Highland Lake Estates Sec 34

3Bedrooms
2Bathrooms
2,038Square Ft
0.22Acres
2Garage
2020Year Built
1 / 40
$360,000

Overview

Property Description

Easy single-story living, a thoughtful floor plan, and access to some of the best amenities Lago Vista has to offer make 21720 Crystal Way a standout! Vaulted ceilings create an open, airy feel, while updated LVP flooring throughout the main living areas adds a fresh, low-maintenance finish. The layout offers great separation and flexibility, with two secondary bedrooms situated in their own wing and an additional flex space between them that’s perfect for a playroom, home office, homework area, or second living space. Out back, raised garden beds are already in place for anyone with a green thumb, and the refrigerator, washer, and dryer all convey for added convenience. As part of the Lago Vista POA, owners enjoy access to an incredible lineup of amenities for just $240 per year, including nine parks, Lake Travis beach access, boat ramps, fishing areas, playgrounds, sports courts, and more. With a functional layout, thoughtful updates, and the lake lifestyle right outside your door, this home is ready to make Lago Vista living easy.

Financial Info
Price
$360,000
$ / Sqft
$177
HOA
Yes - Mandatory / $240 / Annually
HOA Name
Lago Vista POA
HOA Includes
See Remarks
Tax Rate
2.1307%
Est. Taxes
$8,440
Tax Year
2026
Exemptions
None
Legal Info
Address
21720 Crystal WAY
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Highland Lake Estates Sec 34
Legal Description
LOT 34078 HIGHLAND LAKE ESTATES SEC 34
Parcel
01629205380000
Interior Features
Floor
Laminate, Tile
Num Living
2
Dining
1
Kitchen
Kitchen Island
Appliances
Dryer, Electric Cooktop, Microwave, Electric Oven, Refrigerator, Washer
Laundry
In Hall, Main Level
Master Bed
Walk-In Closet(s)
Master Main
Yes
Interior Features
Vaulted Ceiling(s), Kitchen Island, Open Floorplan, Walk-In Closet(s), None, See Remarks
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2020 / Resale
Square Feet
2,038 / Public Records
Garages
2
Garage Desc
Garage, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
Wood Siding, Stone
Acres
0.22
Lot Description
Back Yard, Sprinkler - In-ground, Trees-Medium (20 Ft - 40 Ft), Trees-Moderate
Restrictions
See Remarks
Flood Plain
No
View
Garden
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Private Yard, Rear Porch
Pool On Property
No
Area Amenities
Clubhouse, Fishing, Golf, Lake, Park, Playground, Pool, Tennis Court(s)

Price history

Members only
Days on market
$360,000
List price
0
Price reductions
Active
Since Sep 2, 2026
Property history1 event
DateEventPriceChange
Sep 2, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $360,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,823 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,823

Principal & interest
$1,820
Property taxes
$703
Homeowners insurance
$300

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$288,000$3,219$18,625$284,781
2$284,781$3,435$18,410$281,346
3$281,346$3,665$18,180$277,682
4$277,682$3,910$17,934$273,772
5$273,772$4,172$17,672$269,600
6$269,600$4,451$17,393$265,148
7$265,148$4,749$17,095$260,399
8$260,399$5,068$16,777$255,331
9$255,331$5,407$16,437$249,924
10$249,924$5,769$16,075$244,155
  • Year 1$284,781
    Principal paid
    $3,219
    Interest paid
    $18,625
    Starting balance
    $288,000
  • Year 2$281,346
    Principal paid
    $3,435
    Interest paid
    $18,410
    Starting balance
    $284,781
  • Year 3$277,682
    Principal paid
    $3,665
    Interest paid
    $18,180
    Starting balance
    $281,346
  • Year 4$273,772
    Principal paid
    $3,910
    Interest paid
    $17,934
    Starting balance
    $277,682
  • Year 5$269,600
    Principal paid
    $4,172
    Interest paid
    $17,672
    Starting balance
    $273,772
  • Year 6$265,148
    Principal paid
    $4,451
    Interest paid
    $17,393
    Starting balance
    $269,600
  • Year 7$260,399
    Principal paid
    $4,749
    Interest paid
    $17,095
    Starting balance
    $265,148
  • Year 8$255,331
    Principal paid
    $5,068
    Interest paid
    $16,777
    Starting balance
    $260,399
  • Year 9$249,924
    Principal paid
    $5,407
    Interest paid
    $16,437
    Starting balance
    $255,331
  • Year 10$244,155
    Principal paid
    $5,769
    Interest paid
    $16,075
    Starting balance
    $249,924
First 10 of 30 years

Nearby

Courtesy of Compass RE Texas, LLC · (512) 575-3644

Listings courtesy of ACTRIS as distributed by MLS GRID.