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ActiveMLS #6713519

21804 Crystal WAY, Lago Vista TX 78645

Lago Vista, TX 78645 · Highland Lake Estates Sec 34

Single Family Residence for sale in Highland Lake Estates Sec 34

3Bedrooms
2Bathrooms
1,554Square Ft
0.27Acres
2Garage
2020Year Built
Price Reduced
1 / 29
$330,000$345,000

Overview

Property Description

RV HOOKUP-HUGE COVERED PATIO-FENCED YARD-GOLF COURSE COMMUNITY Welcome to this beautifully maintained 3-bedroom, 2-bath home offering a bright, open-concept floor plan designed for comfortable everyday living and entertaining. The spacious kitchen features granite countertops, a large center island with bar seating, and pot drawers for added storage. Faux wood flooring extends throughout the entire home, creating a clean, modern feel. Step outside to enjoy the extended covered back patio, already wired for speakers, making it the perfect space for relaxing or hosting friends and family. The fenced backyard offers privacy, while floodlights provide added security and convenience. Additional exterior features include gutters surrounding the home, an RV hookup on the side of the property, and extra gravel parking in the front. The primary suite serves as a serene retreat, thoughtfully designed with a luxurious soaking tub, a separate walk-in shower, and an elevated vanity that adds both style and functionality—creating the perfect space to unwind at the end of the day. Located in the heart of Lago Vista, you'll enjoy the incredible lifestyle this community is known for, including Lake Travis access, golf, pickleball, tennis, a community pool, two fitness centers, hiking trails, fishing, parks, and multiple boat ramps. This home offers the perfect combination of modern features and the outdoor lifestyle that makes Lago Vista such a desirable place to call home.

Financial Info
Price
$330,000
$ / Sqft
$212
HOA
Yes - Mandatory / $240 / Annually
HOA Name
LVPOA
Tax Rate
2.1307%
Est. Taxes
$7,449
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
21804 Crystal WAY
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Highland Lake Estates Sec 34
Legal Description
LOT 34082 HIGHLAND LAKE ESTATES SEC 34
Parcel
01629205420000
Interior Features
Floor
See Remarks, Tile, Wood
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Granite Counters, Kitchen Island
Appliances
Dishwasher, Disposal, Exhaust Fan, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan, Washer/Dryer
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Breakfast Bar, Ceiling Fan(s), High Ceilings, Granite Counters, Kitchen Island, Open Floorplan, Primary Bedroom on Main, Soaking Tub, Walk-In Closet(s), Security Lights, Smoke Detector(s), Blinds, Screens
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2020 / Resale
Square Feet
1,554 / Public Records
Garages
2
Garage Desc
Driveway, Garage, Paved
Foundation
Slab
Roof
Shingle
Construction
Stone
Acres
0.27
Lot Description
Back Yard, Few Trees, Native Plants, Public Maintained Road, Trees-Moderate
Restrictions
Deed Restrictions
Flood Plain
No
View
Neighborhood, Trees/Woods
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Back Yard, Fenced, Wire
Exterior Features
Gutters Full, No Exterior Steps, See Remarks, Covered, Rear Porch
Pool On Property
No
Area Amenities
BBQ Pit/Grill, Cluster Mailbox, Fishing, Fitness Center, General Aircraft Airport, Golf, Kitchen Facilities, Lake, Library, Park, Picnic Area, Playground, Pool, Sport Court(s)/Facility, Street Lights, Underground Utilities

Price history

Days on market
−$15,000 (−4.3%)
$345,000 → $330,000
1
Price reduction
Active
Current status
Price trend
List priceJul 2026 → Oct 2026
Property history2 events
DateEventPriceChange
Oct 19, 2026Price Decrease$330,000−$15,000 (−4.3%)
Jul 23, 2026New Listing

Taxes

2026 Estimated Property Taxes

TCAD account 163052

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing EntityRate per $100Taxable ValueEstimated Tax
CITY OF LAGO VISTA0.420000$260,921$1,095.87
LAGO VISTA ISD1.016900$120,921$1,229.65
TRAVIS CO ESD NO 10.100000$326,151$326.15
TRAVIS CO ESD NO 70.099967$326,151$326.04
TRAVIS COUNTY0.375845$260,921$980.66
TRAVIS COUNTY HEALTHCARE DISTRICT0.118023$260,921$307.95
Ordinary property tax estimate2.130735$4,266.32

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

General Information
Owner
MINNICK AMBER MARIE
Legal
LOT 34082 HIGHLAND LAKE ESTATES SEC 34
Geo ID
prop:163052
Acreage
0.27
Exemptions
Exemption Type
Homestead
Tax Summary
MLS estimated annual taxes
$7,449
MLS tax year
2026
Historical Tax Summary

Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

YearAppraised ValueCombined Rate per $100Annual Taxes Billed
2025$349,5882.130735$4,675.17
2024—2.083414$5,580.74
2023—2.022647$5,804.72
2022—2.208223$6,619.04
2021—2.478179$2,231.48
2020—2.535765$164.82

Source: Travis County

Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.

Source: Travis County

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $330,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,565 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,565

Principal & interest
$1,669
Property taxes
$621
Homeowners insurance
$275

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$264,000$2,951$17,073$261,049
2$261,049$3,148$16,875$257,901
3$257,901$3,359$16,665$254,542
4$254,542$3,584$16,440$250,957
5$250,957$3,824$16,200$247,133
6$247,133$4,080$15,944$243,053
7$243,053$4,354$15,670$238,699
8$238,699$4,645$15,379$234,054
9$234,054$4,956$15,068$229,097
10$229,097$5,288$14,736$223,809
  • Year 1$261,049
    Principal paid
    $2,951
    Interest paid
    $17,073
    Starting balance
    $264,000
  • Year 2$257,901
    Principal paid
    $3,148
    Interest paid
    $16,875
    Starting balance
    $261,049
  • Year 3$254,542
    Principal paid
    $3,359
    Interest paid
    $16,665
    Starting balance
    $257,901
  • Year 4$250,957
    Principal paid
    $3,584
    Interest paid
    $16,440
    Starting balance
    $254,542
  • Year 5$247,133
    Principal paid
    $3,824
    Interest paid
    $16,200
    Starting balance
    $250,957
  • Year 6$243,053
    Principal paid
    $4,080
    Interest paid
    $15,944
    Starting balance
    $247,133
  • Year 7$238,699
    Principal paid
    $4,354
    Interest paid
    $15,670
    Starting balance
    $243,053
  • Year 8$234,054
    Principal paid
    $4,645
    Interest paid
    $15,379
    Starting balance
    $238,699
  • Year 9$229,097
    Principal paid
    $4,956
    Interest paid
    $15,068
    Starting balance
    $234,054
  • Year 10$223,809
    Principal paid
    $5,288
    Interest paid
    $14,736
    Starting balance
    $229,097
First 10 of 30 years

Nearby

Courtesy of eXp Realty, LLC · (888) 519-7431

Listings courtesy of ACTRIS as distributed by MLS GRID.