21825 Surrey LN, Lago Vista TX 78645
Lago Vista, TX 78645 · Bar-K Ranches 08
Single Family Residence for sale in Bar-K Ranches 08
Overview
Property Description
*Cul-de-sac privacy* Greenbelt behind*POA lake and park access Tucked away in a cul-de-sac, this charming home offers the perfect blend of privacy, comfort, and scenic beauty. Backing to a serene greenbelt, you’ll enjoy added seclusion right in your own backyard. The entire interior was freshly painted in April 2026, offering a bright, clean, and move-in-ready home! Abundant windows fill the home with natural light, while soaring ceilings create an open and spacious atmosphere. The striking two-story natural stone fireplace serves as a stunning focal point, enhancing the living room while creating a warm and inviting space to gather. With 4 bedrooms and a versatile upstairs loft—ideal for a second living area, home office, or playroom, there is plenty of living space for a large family. Relax or entertain outside on the expansive backyard deck, while taking in beautiful hill country views. Whether you're enjoying your morning coffee or hosting guests, this outdoor space is a true highlight. With its prime location, thoughtful layout, and inviting atmosphere, this home is a fantastic opportunity to experience the best of lake style living. Owning this property includes membership to the Lago Vista POA, allowing exclusive access to 9 private waterfront parks, basketball court, boat ramps, campground, disc golf course, fishing well, fitness center, hiking trail, marinas, parks, pavilions, pool, tennis courts, pickle ball courts, playgrounds and more! **Washer, dryer and refrigerator are negotiable items.**
Financial Info
- Price
- $399,900
- $ / Sqft
- $206
- HOA
- Yes - Mandatory / $240 / Annually
- HOA Name
- LVPOA
- HOA Includes
- See Remarks
- Tax Rate
- 2.13%
- Est. Taxes
- $9,055
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 21825 Surrey LN
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Bar-K Ranches 08
- Legal Description
- LOT 8272 BAR-K RANCHES PLAT 8
- Parcel
- 01828001310000
Interior Features
- Floor
- Tile, Vinyl
- Num Living
- 2
- Dining
- 1
- Kitchen
- Granite Counters, Kitchen Island, Pantry
- Appliances
- Dishwasher, Microwave, Free-Standing Electric Oven, Wine Refrigerator
- Laundry
- Laundry Room
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Family Room
- Interior Features
- High Ceilings, Granite Counters, French Doors, Interior Steps, Kitchen Island, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Study/Home Office, Walk-In Closet(s), None, Blinds
General Info
- Beds
- 4 Total / 2 Main Level / 2 Other Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2007 / Resale
- Square Feet
- 1,944 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Garage, Garage Door Opener, Garage Faces Side
- Foundation
- Slab
- Roof
- Composition
- Construction
- HardiPlank Type, Masonry – Partial
- Acres
- 0.28
- Lot Description
- Back to Park/Greenbelt, Back Yard, Cul-De-Sac, Public Maintained Road, Trees-Medium (20 Ft - 40 Ft), Trees-Moderate
- Restrictions
- Covenant, Deed Restrictions
- Flood Plain
- No
- View
- Hill Country, Park/Greenbelt
- Water Access
- No
- Waterfront
- No
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Propane
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Wrought Iron
- Exterior Features
- Exterior Steps, Private Yard, Deck
- Pool On Property
- No
- Area Amenities
- Airport/Runway, Clubhouse, Fishing, Fitness Center, Golf, Lake, Park, Picnic Area, Playground, Pool, Sport Court(s)/Facility, Tennis Court(s)
Rooms
Main level
- Primary Bedroom
Ceiling Fan(s), Vaulted Ceiling(s)
- Primary Bathroom
Quartz Counters, Dual Vanity, Full Bath, Garden Tub, Recessed Lighting, Separate Shower, Walk-In Closet(s), Walk-in Shower
- Kitchen
Center Island, GranCnt, Open to Family Room, Pantry, Recessed Lighting
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 9, 2026 | Pending | — | |
| Aug 28, 2026 | Active Under Contract | — | |
| Jul 27, 2026 | Price Decrease | $399,900−$25,100 (−5.9%) | −$25,100 (−5.9%) |
| Jun 26, 2026 | Price Decrease | $425,000−$10,000 (−2.3%) | −$10,000 (−2.3%) |
| Apr 9, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,110 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,110
- Principal & interest
- $2,022
- Property taxes
- $755
- Homeowners insurance
- $333
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $319,920 | $3,576 | $20,690 | $316,344 | |
| 2 | $316,344 | $3,815 | $20,450 | $312,529 | |
| 3 | $312,529 | $4,071 | $20,195 | $308,458 | |
| 4 | $308,458 | $4,343 | $19,922 | $304,115 | |
| 5 | $304,115 | $4,634 | $19,631 | $299,480 | |
| 6 | $299,480 | $4,945 | $19,321 | $294,536 | |
| 7 | $294,536 | $5,276 | $18,989 | $289,260 | |
| 8 | $289,260 | $5,629 | $18,636 | $283,630 | |
| 9 | $283,630 | $6,006 | $18,259 | $277,624 | |
| 10 | $277,624 | $6,408 | $17,857 | $271,216 |
- Year 1$316,344
- Principal paid
- $3,576
- Interest paid
- $20,690
- Starting balance
- $319,920
- Year 2$312,529
- Principal paid
- $3,815
- Interest paid
- $20,450
- Starting balance
- $316,344
- Year 3$308,458
- Principal paid
- $4,071
- Interest paid
- $20,195
- Starting balance
- $312,529
- Year 4$304,115
- Principal paid
- $4,343
- Interest paid
- $19,922
- Starting balance
- $308,458
- Year 5$299,480
- Principal paid
- $4,634
- Interest paid
- $19,631
- Starting balance
- $304,115
- Year 6$294,536
- Principal paid
- $4,945
- Interest paid
- $19,321
- Starting balance
- $299,480
- Year 7$289,260
- Principal paid
- $5,276
- Interest paid
- $18,989
- Starting balance
- $294,536
- Year 8$283,630
- Principal paid
- $5,629
- Interest paid
- $18,636
- Starting balance
- $289,260
- Year 9$277,624
- Principal paid
- $6,006
- Interest paid
- $18,259
- Starting balance
- $283,630
- Year 10$271,216
- Principal paid
- $6,408
- Interest paid
- $17,857
- Starting balance
- $277,624
Nearby
Courtesy of eXp Realty, LLC · (888) 519-7431
Listings courtesy of ACTRIS as distributed by MLS GRID.