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ActiveMLS #4854703

21925 Surrey LN, Lago Vista TX 78645

Lago Vista, TX 78645 · Bar-K Ranches 08

Single Family Residence for sale in Bar-K Ranches 08

3Bedrooms
3Bathrooms
1,577Square Ft
0.24Acres
2Garage
2026Year Built
1 / 5
$499,972

Overview

Property Description

Designed to capture the beauty of its setting, this stunning 3-bedroom, 3-bath home offers unbelievable Hill Country views off the back and possible lake views from the front. Two spacious decks are perfectly positioned to enjoy the scenery, creating ideal spots for morning coffee, sunset views, or relaxed entertaining. Inside, the thoughtful multi-level floor plan offers two living spaces, giving everyone room to spread out. The main level features an open great room, kitchen with granite countertops, guest bedroom, full bath, laundry area, and access to a view deck. The lowest level includes a second living area or gameroom, another guest room, full bath, garage access, and stained concrete floors for easy maintenance. The private owner’s retreat is tucked away on the third floor, offering a peaceful escape with separation from the guest spaces and elevated views. Upper levels feature a comfortable mix of LVP and carpet. Set on a sloped homesite with trees, this home is designed to work with the land while maximizing the spectacular views. The builder will also customize the floor plan if desired, with easy design and personalization handled through virtual meetings for added convenience. With 3 bedrooms, 3 full baths, 2 living areas, 2 decks, and unforgettable views, this Hill Country home is built to stand out.

Financial Info
Price
$499,972
$ / Sqft
$317
HOA
Yes - Mandatory / $250 / Annually
HOA Name
Lago Vista POA
HOA Includes
Common Area Maintenance
Tax Rate
2.130735%
Est. Taxes
$13,750
Tax Year
2025
Exemptions
None
Legal Info
Address
21925 Surrey LN
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Bar-K Ranches 08
Legal Description
LOT 8020 BAR-K RANCHES PLAT 8 & ABS 286 SUR 152 FEHRANKAMP C D ACR .0179
Parcel
01848002080000
Interior Features
Floor
Carpet, Concrete, Vinyl
Num Living
2
Dining
1
Kitchen
Granite Counters, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, ENERGY STAR Qualified Water Heater, Microwave, Free-Standing Electric Range, Stainless Steel Appliance(s)
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Granite Counters, Double Vanity, Kitchen Island, Multiple Living Areas, Open Floorplan, Pantry, Walk-In Closet(s), Carbon Monoxide Detector(s), Prewired, Smoke Detector(s), Insulated Windows, Vinyl Windows
General Info
Beds
3 Total / 1 Main Level / 2 Other Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
3
Year Built
2026 / To Be Built
Square Feet
1,577 / Builder
Garages
2
Garage Desc
Attached, Driveway, Garage, Garage Faces Front
Foundation
Slab
Roof
Composition, Shingle
Construction
Frame, Spray Foam Insulation, Board & Batten Siding, Stone Veneer
Acres
0.24
Lot Description
Steep Slope, Trees-Medium (20 Ft - 40 Ft), Trees-Small (Under 20 Ft), Views
Restrictions
City Restrictions
Flood Plain
No
View
Hill Country, Lake, Trees/Woods
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Sewer Available, Water Available
Heat
Heat Pump
A C
Ceiling Fan(s), Electric
Exterior Features
Fence
None
Exterior Features
Exterior Steps, Private Entrance, Private Yard, Covered, Deck, Front Porch, Porch, Rear Porch
Pool On Property
No
Area Amenities
Dog Park, Fishing, Fitness Center, Lake, Park, Pool, Tennis Court(s)

Rooms

Rooms3 rooms

Main level

  • Kitchen

    Breakfast Bar, GranCnt, Open to Family Room, Recessed Lighting

Third level

  • Primary Bedroom

    Primary suite on top level taking in breathtaking views. Vestabul separates bedroom space from bathroom for couples who wake and get ready at different times.

    Ceiling Fan(s)

  • Primary Bathroom

    Private primary bathroom with large walk in closet

    Dual Vanity, Full Bath, Recessed Lighting, Walk-In Closet(s), Walk-in Shower

Price history

Members only
Days on market
$499,972
List price
0
Price reductions
Active
Since Apr 24, 2026
Property history1 event
DateEventPriceChange
Apr 24, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $499,972
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,091 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,091

Principal & interest
$2,528
Property taxes
$1,146
Homeowners insurance
$417

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$399,978$4,471$25,867$395,507
2$395,507$4,770$25,568$390,737
3$390,737$5,090$25,248$385,647
4$385,647$5,430$24,907$380,217
5$380,217$5,794$24,544$374,423
6$374,423$6,182$24,155$368,241
7$368,241$6,596$23,741$361,645
8$361,645$7,038$23,300$354,607
9$354,607$7,509$22,828$347,098
10$347,098$8,012$22,325$339,086
  • Year 1$395,507
    Principal paid
    $4,471
    Interest paid
    $25,867
    Starting balance
    $399,978
  • Year 2$390,737
    Principal paid
    $4,770
    Interest paid
    $25,568
    Starting balance
    $395,507
  • Year 3$385,647
    Principal paid
    $5,090
    Interest paid
    $25,248
    Starting balance
    $390,737
  • Year 4$380,217
    Principal paid
    $5,430
    Interest paid
    $24,907
    Starting balance
    $385,647
  • Year 5$374,423
    Principal paid
    $5,794
    Interest paid
    $24,544
    Starting balance
    $380,217
  • Year 6$368,241
    Principal paid
    $6,182
    Interest paid
    $24,155
    Starting balance
    $374,423
  • Year 7$361,645
    Principal paid
    $6,596
    Interest paid
    $23,741
    Starting balance
    $368,241
  • Year 8$354,607
    Principal paid
    $7,038
    Interest paid
    $23,300
    Starting balance
    $361,645
  • Year 9$347,098
    Principal paid
    $7,509
    Interest paid
    $22,828
    Starting balance
    $354,607
  • Year 10$339,086
    Principal paid
    $8,012
    Interest paid
    $22,325
    Starting balance
    $347,098
First 10 of 30 years

Nearby

Courtesy of Kelly Right Real Estate of Tex · (844) 535-5974

Listings courtesy of ACTRIS as distributed by MLS GRID.