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PendingMLS #2995666

2605 Truman DR, Lago Vista TX 78645

Lago Vista, TX 78645 · Highland Lake Estates Sec 33

Single Family Residence for sale in Highland Lake Estates Sec 33

4Bedrooms
2Bathrooms
2,004Square Ft
0.22Acres
2Garage
2023Year Built
1 / 30
$429,900$469,900

Overview

Property Description

Stunning and stately brand new 4-bedroom, 2 bath home on a quiet street in Lago Vista. This 2004 square foot residence offers a well-designed floor plan with modern fixtures and thoughtful upgrades throughout. The centrally located laundry room provides added convenience with direct access from the primary closet. Experience quality craftsmanship in a setting that allows you to walk to Lake Travis and enjoy the best of the area. Spend weekends at Lago Vista Winery, explore nearby golf courses and marinas, or attend performances at the Lago Vista Performing Arts Center. Commuting is simple with approximately a 40-minute drive to Austin and about 30 minutes to The Domain for major employers, shopping, and entertainment. For just 20 dollars per month, membership in the Lago Vista Property Owners Association provides access to nine private waterfront parks, boat ramps, a marina, fitness center, pavilion pool, tennis and pickleball courts, basketball court, disc golf course, hiking trails, playgrounds, and more. This is an opportunity to enjoy both modern living and the unmatched lifestyle that Lago Vista offers. Live like you are on vacation. Please reach out to second agent for inquiries, offers and door code. (Nothing in this listing shall negate or override the requirement of the buyer doing their due diligence.)

Financial Info
Price
$429,900
$ / Sqft
$215
HOA
Yes - Mandatory / $250 / Annually
HOA Name
Lago Vista Property Owners Association
HOA Includes
Common Area Maintenance
Tax Rate
2.1307%
Est. Taxes
$8,890
Tax Year
2025
Exemptions
See Remarks
Legal Info
Address
2605 Truman DR
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Highland Lake Estates Sec 33
Legal Description
LOT 33001 HIGHLAND LAKE ESTATES SEC 33
Parcel
01649016010000
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Microwave, Free-Standing Electric Range, Electric Water Heater
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Breakfast Bar, Coffered Ceiling(s), Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Soaking Tub, Walk-In Closet(s), Washer Hookup, See Remarks, Double Pane Windows, Insulated Windows, Screens
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2023 / Resale
Square Feet
2,004 / Public Records
Garages
2
Garage Desc
Attached, Concrete, Door-Single, Driveway, Garage Door Opener, Garage Faces Side, Inside Entrance
Foundation
Slab
Roof
Composition
Construction
Brick, HardiPlank Type, Masonry – All Sides, Stone
Acres
0.22
Lot Description
Corner Lot, Trees-Small (Under 20 Ft), Trees-Sparse
Restrictions
City Restrictions, Deed Restrictions
Flood Plain
No
View
Trees/Woods
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
Heat
Central, Electric, ENERGY STAR Qualified Equipment, Heat Pump
A C
Ceiling Fan(s), Central Air, Electric, ENERGY STAR Qualified Equipment
Exterior Features
Fence
None
Exterior Features
Lighting, Covered, Front Porch, Rear Porch
Pool On Property
No
Area Amenities
Airport/Runway, BBQ Pit/Grill, Clubhouse, Common Grounds, Fishing, Fitness Center, General Aircraft Airport, Golf, High Speed Internet, Lake, Library, Picnic Area, Playground, Pool, Sport Court(s)/Facility

Price history

Members only
Days on market
−$40,000 (−8.5%)
$469,900 → $429,900
3
Price reductions
Pending
Since Mar 4, 2026
Price trend
List priceMar 2026Jun 2026
Property history6 events
DateEventPriceChange
Aug 25, 2026Pending
Jun 19, 2026Price Decrease$429,900−$20,000 (−4.4%)
May 1, 2026Price Decrease$449,900−$20,000 (−4.3%)
Mar 24, 2026Price Increase$469,900+$900 (+0.2%)
Mar 23, 2026Price Decrease$469,000−$900 (−0.2%)
Mar 4, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $429,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,273 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,273

Principal & interest
$2,174
Property taxes
$741
Homeowners insurance
$358

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$343,920$3,844$22,242$340,076
2$340,076$4,102$21,984$335,974
3$335,974$4,376$21,709$331,598
4$331,598$4,669$21,416$326,929
5$326,929$4,982$21,104$321,947
6$321,947$5,316$20,770$316,631
7$316,631$5,672$20,414$310,960
8$310,960$6,052$20,034$304,908
9$304,908$6,457$19,629$298,451
10$298,451$6,889$19,196$291,562
  • Year 1$340,076
    Principal paid
    $3,844
    Interest paid
    $22,242
    Starting balance
    $343,920
  • Year 2$335,974
    Principal paid
    $4,102
    Interest paid
    $21,984
    Starting balance
    $340,076
  • Year 3$331,598
    Principal paid
    $4,376
    Interest paid
    $21,709
    Starting balance
    $335,974
  • Year 4$326,929
    Principal paid
    $4,669
    Interest paid
    $21,416
    Starting balance
    $331,598
  • Year 5$321,947
    Principal paid
    $4,982
    Interest paid
    $21,104
    Starting balance
    $326,929
  • Year 6$316,631
    Principal paid
    $5,316
    Interest paid
    $20,770
    Starting balance
    $321,947
  • Year 7$310,960
    Principal paid
    $5,672
    Interest paid
    $20,414
    Starting balance
    $316,631
  • Year 8$304,908
    Principal paid
    $6,052
    Interest paid
    $20,034
    Starting balance
    $310,960
  • Year 9$298,451
    Principal paid
    $6,457
    Interest paid
    $19,629
    Starting balance
    $304,908
  • Year 10$291,562
    Principal paid
    $6,889
    Interest paid
    $19,196
    Starting balance
    $298,451
First 10 of 30 years

Nearby

Courtesy of eXp Realty, LLC · (888) 519-7431

Listings courtesy of ACTRIS as distributed by MLS GRID.