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ActiveMLS #5275670

2707 Cumberland CV, Lago Vista TX 78645

Lago Vista, TX 78645 · Highland Lake Estate Sec 16 Rsb L

Single Family Residence for sale in Highland Lake Estate Sec 16 Rsb L

3Bedrooms
2 full / 1 halfBathrooms
3,031Square Ft
0.71Acres
3Garage
1989Year Built
New
1 / 37
$715,000

Overview

Property Description

Welcome Home! Elegance Abounds in this Classic Custom Estate Residence with Panoramic Views of Sparkling Lake Travis and the Texas Hill Country. Custom Features and Surprises great you from the minute that you set foot in this Amazing Home. And the Backyard is a Wonderful Oasis with the Pool and Spa, The Pergola and Deck Lounging Areas, the Rose Garden, Greenhouse and Storage Shed and Beautiful Grounds of the property. The property also backs up to the old Highland Lakes Golf Course (currently not open). So there are NO immediate neighbors directly behind you. Great Privacy! It is important to mention that the lot next door and below the home, on the driveway side, is also included in the sale. The total land size is .705 acre. The extra lot provides additional Privacy and also helps Protect the Views of Lake Travis and the Texas Hill Country. That adds Extra Value to this property. The Lago Vista POA manages 9 Waterfront Parks in Lago Vista. Most of them are Private, Gated Waterfront Parks for Members and Guests. One of them, Cody Park, is a ONE MINUTE Golf Cart ride from this Amazing Home. Cody Park features a Boat Ramp, Party Pavilion next to a Fenced Kids Playground, and plenty of room for Waterfront Recreation and Relaxation. This home displays an Abundance of Charm and will make you feel Comfortable from the minute that you arrive. And then the Amazing Panoramic Views of the Lake and Hill Country, The Backyard Oasis, and the floor plan and easy livability of this Home will make you want to Stay Forever. Come visit us Soon. Important Note to Agents and Buyers: All the living areas of this home are on ONE LEVEL. BUT, you must climb up the front steps to the home or the stairs from the garage below. We just wanted everyone to Know. Thank You!

Financial Info
Price
$715,000
$ / Sqft
$236
HOA
Yes - Mandatory / $240 / Annually
HOA Name
Lago Vista Property Owneres Association
HOA Includes
See Remarks, Common Area Maintenance
Tax Rate
2.13%
Est. Taxes
$13,463
Tax Year
2026
Exemptions
Homestead, Over 65
Legal Info
Address
2707 Cumberland CV
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Highland Lake Estate Sec 16 Rsb L
Legal Description
LOT 16022A HIGHLAND LAKE EST SEC 16 RSB LTS16022-23&26&33-34,16025A&27A
Parcel
01628319240000
Interior Features
Floor
Carpet, Tile, Wood
Num Living
2
Dining
2
Kitchen
Granite Counters, Pantry
Appliances
Built-In Electric Oven, Dishwasher, Disposal, Down Draft, Electric Cooktop, Microwave, Plumbed For Ice Maker, Electric Water Heater
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Great Room, Stone, Wood Burning
Interior Features
Built-in Features, Cedar Closet(s), Ceiling Fan(s), Coffered Ceiling(s), High Ceilings, Granite Counters, Crown Molding, Double Vanity, Electric Dryer Hookup, French Doors, High Speed Internet, Multiple Dining Areas, Multiple Living Areas, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Wet Bar, Smoke Detector(s), Bay Window(s), Plantation Shutters
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1989 / Resale
Square Feet
3,031 / Public Records
Garages
3
Garage Desc
Attached, Golf Cart Garage, Oversized, RV Access/Parking
Foundation
Slab
Roof
Tile
Construction
Stone
Acres
0.71
Lot Description
Back to Park/Greenbelt, Private, Public Maintained Road, Trees-Medium (20 Ft - 40 Ft), Views
Restrictions
Building Size, City Restrictions
Flood Plain
No
View
Hill Country, Lake, Panoramic
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Connected, Electricity Connected, Propane, Sewer Connected, Underground Utilities, Water Connected
Heat
Electric, Fireplace(s)
A C
Ceiling Fan(s), Central Air, Multi Units
Exterior Features
Fence
Gate, Wrought Iron
Exterior Features
Balcony, Exterior Steps, Gutters Partial, Covered, Front Porch, Patio
Pool On Property
Yes
Area Amenities
Airport/Runway, Clubhouse, Common Grounds, Conference/Meeting Room, Fishing, Fitness Center, Golf, Lake, Library, Park, Pet Amenities, Picnic Area, Playground, Pool, Recycling Area/Center, Restaurant, Storage, Tennis Court(s), Trash Pickup - Door to Door, Underground Utilities

Rooms

Rooms5 rooms

Main level

  • Den

    Living Room #2 We call it "The Den". You call it Whatever fills Your Needs. This is an Excellent Place in the home for Family Gatherings, Watching Games on the Big Screen TV, a Potential Home Office, Craft Room or Art Studio, Sun Room or just Whatever Your Heart Desires. This Is The Place!!!

    Ceiling Fan(s), High Ceilings

  • Kitchen

    Great Kitchen! Tall Ceilings, Center Island and lots of counter space. The kitchen overlooks the Breakfast room and the Bay Windows that look out to the Beautiful Pool and backyard. You will enjoy spending time in this part of the home!

    Kitchn - Breakfast Area, Ceiling Fan(s), Center Island, GranCnt, High Ceilings, Pantry

  • Primary Bedroom

    Large Primary Bedroom with tall ceiling and Panoramic views of Lake Travis and the Texas Hill Country. There is also a Private Balcony off of the Primary Bedroom that shows off those Spectacular Views.

    CDRC, Ceiling Fan(s), CRWN, Recessed Lighting, Tray Ceiling(s), Walk-In Closet(s)

  • Great Room

    Spacious Great Room with Cathedral Ceiling and Tall Windows that provide Fantastic Views of Lake Travis and The Teas Hill Country!!! A Fantastic place for entertaining, or just enjoying a quiet evening at home. This room features a Majestic Floor to Ceiling Stone Fireplace, Very Impressive. And a full Wet Bar with Sink and Ice Maker!

    BICMK, CATHC, Ceiling Fan(s), Wet Bar

  • Primary Bathroom

    Spacious Double Vanity offers plenty of room for everybody. Separate shower is large with a bench seat. Jetted tub. Look for the special surprise in this bathroom. It has a laundry shoot that sends your dirty clothes directly to a spot in the utility room. No more carrying your dirty clothes through the house to get to the laundry room. How Cool is that? A Large Walk-in Cedar Lined Closet is also off the Primary Bathroom.

    CDRC, Dual Vanity, Full Bath, High Ceilings, Jetted Tub, Recessed Lighting, Separate Shower, Walk-in Shower

Price history

Days on market
$715,000
List price
0
Price reductions
Active
Since Nov 7, 2026
Property history0 events

No price or status changes recorded yet.

Taxes

2026 Estimated Property Taxes

TCAD account 785928

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing EntityRate per $100Taxable ValueEstimated Tax
CITY OF LAGO VISTA0.420000$505,514$2,123.16
LAGO VISTA ISDTax ceiling applied1.016900$305,514$0.00
TRAVIS CO ESD NO 10.100000$631,893$631.89
TRAVIS CO ESD NO 70.099967$631,893$631.68
TRAVIS COUNTY0.375845$360,245$1,353.96
TRAVIS COUNTY HEALTHCARE DISTRICT0.118023$308,514$364.12
Ordinary property tax estimate2.130735$5,104.81

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

Historical Tax Summary

Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

YearAppraised ValueCombined Rate per $100Annual Taxes Billed
2025—2.130735$5,213.81
2024—2.083414$4,560.64
2023—2.022647$3,947.07
2022—2.208223$5,174.54
2021—2.478179$5,693.54
2020—2.535765$6,393.44

Source: Travis County

Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $715,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$5,333 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $5,333

Principal & interest
$3,615
Property taxes
$1,122
Homeowners insurance
$596

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$572,000$6,393$36,992$565,607
2$565,607$6,822$36,564$558,785
3$558,785$7,278$36,107$551,507
4$551,507$7,766$35,619$543,741
5$543,741$8,286$35,099$535,455
6$535,455$8,841$34,544$526,614
7$526,614$9,433$33,952$517,181
8$517,181$10,065$33,320$507,116
9$507,116$10,739$32,646$496,377
10$496,377$11,458$31,927$484,919
  • Year 1$565,607
    Principal paid
    $6,393
    Interest paid
    $36,992
    Starting balance
    $572,000
  • Year 2$558,785
    Principal paid
    $6,822
    Interest paid
    $36,564
    Starting balance
    $565,607
  • Year 3$551,507
    Principal paid
    $7,278
    Interest paid
    $36,107
    Starting balance
    $558,785
  • Year 4$543,741
    Principal paid
    $7,766
    Interest paid
    $35,619
    Starting balance
    $551,507
  • Year 5$535,455
    Principal paid
    $8,286
    Interest paid
    $35,099
    Starting balance
    $543,741
  • Year 6$526,614
    Principal paid
    $8,841
    Interest paid
    $34,544
    Starting balance
    $535,455
  • Year 7$517,181
    Principal paid
    $9,433
    Interest paid
    $33,952
    Starting balance
    $526,614
  • Year 8$507,116
    Principal paid
    $10,065
    Interest paid
    $33,320
    Starting balance
    $517,181
  • Year 9$496,377
    Principal paid
    $10,739
    Interest paid
    $32,646
    Starting balance
    $507,116
  • Year 10$484,919
    Principal paid
    $11,458
    Interest paid
    $31,927
    Starting balance
    $496,377
First 10 of 30 years

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