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ActiveMLS #3427548

28 Oaks PL, Lago Vista TX 78645

Lago Vista, TX 78645 · Oaks At Highland Lake Estates

Townhouse for sale in Oaks At Highland Lake Estates

2Bedrooms
2Bathrooms
1,334Square Ft
0.07Acres
1Garage
1983Year Built
Price Reduced
1 / 35
$255,000$270,000
3D tour

Overview

Property Description

Welcome to this beautifully remodeled 2-bedroom, 2-bathroom townhome located in The Oaks of Lago Vista on the highly desirable North Shore of Lake Travis. Offering a blend of comfort, style, and low-maintenance living, this move-in ready home is ideal as a full-time residence, weekend retreat, or investment opportunity in the growing Lago Vista real estate market. Inside, you’ll find inviting living spaces filled with natural light, updated finishes, and a functional layout designed for comfortable everyday living. The spacious living area creates a warm and welcoming atmosphere, while the remodeled kitchen and bathrooms provide modern convenience and timeless appeal. Nestled among the scenic beauty of the Texas Hill Country, The Oaks community offers a peaceful setting surrounded by mature trees and nature while remaining close to Lake Travis waterfront parks, boat ramps, golf courses, hiking trails, marinas, restaurants, and Lago Vista amenities. Enjoy the relaxed lake lifestyle that continues to attract buyers searching for Lake Travis townhomes, lock-and-leave homes, vacation properties, and affordable homes near Austin, Cedar Park, Leander, and Georgetown. Don’t miss this opportunity to own a beautifully updated townhome in one of the most scenic waterfront communities near Lake Travis.

Financial Info
Price
$255,000
$ / Sqft
$191
HOA
Yes - Mandatory / $260 / Monthly
HOA Name
The Oaks HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.1307%
Est. Taxes
$4,836.84
Tax Year
2025
Exemptions
None
Legal Info
Address
28 Oaks PL
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Oaks At Highland Lake Estates
Legal Description
LOT 28 OAKS AT HIGHLAND LAKE ESTATES PHS 6 THE
Parcel
01668617360000
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar
Appliances
Dishwasher, Free-Standing Electric Range, Electric Water Heater
Laundry
In Garage
Master Bed
Primary Bedroom on Main
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room, Wood Burning
Interior Features
Breakfast Bar, Beamed Ceilings, Vaulted Ceiling(s), Laminate Counters, Electric Dryer Hookup, No Interior Steps, Primary Bedroom on Main, Washer Hookup, Smoke Detector(s), Blinds
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Townhouse
Stories
1
Year Built
1983 / Resale
Square Feet
1,334 / Public Records
Garages
1
Garage Desc
Door-Single, Garage Faces Front
Foundation
Slab
Roof
Composition, Shingle
Construction
Stone
Acres
0.07
Lot Description
Curbs, Front Yard, Trees-Medium (20 Ft - 40 Ft)
Restrictions
None
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Internet-Cable, Phone Available, Sewer Connected, Water Connected
Heat
Central, Electric
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
None
Exterior Features
Exterior Steps, Deck
Pool On Property
No
Area Amenities
Airport/Runway, Cluster Mailbox, Fishing, Fitness Center, Golf, Lake, Park, Picnic Area, Tennis Court(s), Underground Utilities

Price history

Members only
Days on market
−$15,000 (−5.6%)
$270,000 → $255,000
1
Price reduction
Active
Since May 12, 2026
Price trend
List priceMay 2026Sep 2026
Property history2 events
DateEventPriceChange
Sep 9, 2026Price Decrease$255,000−$15,000 (−5.6%)
Jun 5, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $255,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,905 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,905

Principal & interest
$1,289
Property taxes
$403
Homeowners insurance
$213

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$204,000$2,280$13,193$201,720
2$201,720$2,433$13,040$199,287
3$199,287$2,596$12,877$196,691
4$196,691$2,770$12,703$193,922
5$193,922$2,955$12,518$190,966
6$190,966$3,153$12,320$187,813
7$187,813$3,364$12,109$184,449
8$184,449$3,590$11,884$180,860
9$180,860$3,830$11,643$177,030
10$177,030$4,086$11,387$172,943
  • Year 1$201,720
    Principal paid
    $2,280
    Interest paid
    $13,193
    Starting balance
    $204,000
  • Year 2$199,287
    Principal paid
    $2,433
    Interest paid
    $13,040
    Starting balance
    $201,720
  • Year 3$196,691
    Principal paid
    $2,596
    Interest paid
    $12,877
    Starting balance
    $199,287
  • Year 4$193,922
    Principal paid
    $2,770
    Interest paid
    $12,703
    Starting balance
    $196,691
  • Year 5$190,966
    Principal paid
    $2,955
    Interest paid
    $12,518
    Starting balance
    $193,922
  • Year 6$187,813
    Principal paid
    $3,153
    Interest paid
    $12,320
    Starting balance
    $190,966
  • Year 7$184,449
    Principal paid
    $3,364
    Interest paid
    $12,109
    Starting balance
    $187,813
  • Year 8$180,860
    Principal paid
    $3,590
    Interest paid
    $11,884
    Starting balance
    $184,449
  • Year 9$177,030
    Principal paid
    $3,830
    Interest paid
    $11,643
    Starting balance
    $180,860
  • Year 10$172,943
    Principal paid
    $4,086
    Interest paid
    $11,387
    Starting balance
    $177,030
First 10 of 30 years

Nearby

Courtesy of Real Broker, LLC · (855) 450-0442

Listings courtesy of ACTRIS as distributed by MLS GRID.