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2807 American Dr 5459844Edit search
ActiveMLS #5459844

2807 American DR, Lago Vista TX 78645

Lago Vista, TX 78645 · Highland Lake Estates Sec 21

Single Family Residence for sale in Highland Lake Estates Sec 21

3Bedrooms
2Bathrooms
1,550Square Ft
0.24Acres
2Garage
2026Year Built
1 / 8
$395,000

Overview

Property Description

Welcome home to this beautifully designed 3-bedroom, 2-bath residence that perfectly blends comfort and style. The open-concept living room, kitchen, and dining area feature soaring high ceilings, creating a bright and spacious atmosphere that's ideal for both everyday living and entertaining. The private primary suite is a true retreat, highlighted with an oversized walk-in shower designed for relaxation and luxury. Step outside to enjoy the covered back patio, the perfect place to unwind with your morning coffee, host family gatherings, or enjoy peaceful evenings outdoors. This home offers the perfect combination of elegance, functionality, and comfort.

Financial Info
Price
$395,000
$ / Sqft
$255
HOA
Yes - Mandatory / $200 / Annually
HOA Name
Lago Vista Property Owners Association
HOA Includes
Common Area Maintenance
Tax Rate
2.13%
Est. Taxes
$1,025.59
Tax Year
2026
Exemptions
None
Legal Info
Address
2807 American DR
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Highland Lake Estates Sec 21
Legal Description
LOT 21113 HIGHLAND LAKE ESTATES SEC 21
Parcel
01649003180000
Interior Features
Floor
Concrete, No Carpet
Num Living
1
Dining
1
Kitchen
Breakfast Bar
Appliances
Dishwasher, Microwave
Laundry
In Hall
Master Main
Yes
Interior Features
Breakfast Bar, Ceiling Fan(s), Vaulted Ceiling(s), Electric Dryer Hookup, No Interior Steps, Open Floorplan, Washer Hookup, None, Double Pane Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / New
Square Feet
1,550 / Public Records
Garages
2
Garage Desc
None
Foundation
Slab
Roof
Shingle
Construction
Stucco
Acres
0.24
Lot Description
Few Trees, Rolling Slope
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Sewer Available, Water Available
Heat
Electric
A C
Electric
Exterior Features
Fence
None
Exterior Features
Exterior Steps, Private Yard, Covered, Rear Porch
Pool On Property
No
Area Amenities
Lake, Park, Picnic Area

Price history

Members only
Days on market
$395,000
List price
0
Price reductions
Active
Since Aug 6, 2026
Property history1 event
DateEventPriceChange
Aug 6, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $395,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,411 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,411

Principal & interest
$1,997
Property taxes
$85
Homeowners insurance
$329

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$316,000$3,532$20,436$312,468
2$312,468$3,769$20,199$308,699
3$308,699$4,021$19,947$304,678
4$304,678$4,290$19,678$300,388
5$300,388$4,578$19,390$295,811
6$295,811$4,884$19,084$290,927
7$290,927$5,211$18,757$285,715
8$285,715$5,560$18,408$280,155
9$280,155$5,933$18,035$274,222
10$274,222$6,330$17,638$267,893
  • Year 1$312,468
    Principal paid
    $3,532
    Interest paid
    $20,436
    Starting balance
    $316,000
  • Year 2$308,699
    Principal paid
    $3,769
    Interest paid
    $20,199
    Starting balance
    $312,468
  • Year 3$304,678
    Principal paid
    $4,021
    Interest paid
    $19,947
    Starting balance
    $308,699
  • Year 4$300,388
    Principal paid
    $4,290
    Interest paid
    $19,678
    Starting balance
    $304,678
  • Year 5$295,811
    Principal paid
    $4,578
    Interest paid
    $19,390
    Starting balance
    $300,388
  • Year 6$290,927
    Principal paid
    $4,884
    Interest paid
    $19,084
    Starting balance
    $295,811
  • Year 7$285,715
    Principal paid
    $5,211
    Interest paid
    $18,757
    Starting balance
    $290,927
  • Year 8$280,155
    Principal paid
    $5,560
    Interest paid
    $18,408
    Starting balance
    $285,715
  • Year 9$274,222
    Principal paid
    $5,933
    Interest paid
    $18,035
    Starting balance
    $280,155
  • Year 10$267,893
    Principal paid
    $6,330
    Interest paid
    $17,638
    Starting balance
    $274,222
First 10 of 30 years

Nearby

Courtesy of ZestNest Investments, LLC · (512) 660-1633

Listings courtesy of ACTRIS as distributed by MLS GRID.