2807 Declaration CIR, Lago Vista TX 78645
Lago Vista, TX 78645 · Highland Lake Estates Sec 08
Single Family Residence for sale in Highland Lake Estates Sec 08
Overview
Property Description
Back on the market through no fault of the home or seller. The photos do not do these views justice! Enjoy breathtaking panoramic Lake Travis views, a full RV/boat pad with hookups, a 2-car garage, plus a separate golf cart garage. The back covered patio spans the entire back of the house! The living, dining, and kitchen areas are filled with natural light and showcase stunning lake views. Two of the three bedrooms offer lake views, while the third overlooks a beautiful mature Heritage live oak. The floorplan also includes an additional flex room flooded with natural light from a skylight! The private primary suite features panoramic lake views, a large walk-in closet, and direct access to the oversized covered rear patio. The home backs to green space that was formerly used as a golf course and is currently an inactive golf course. The property is currently zoned as a golf course. Current and future zoning maps are included in the listing documents for buyer review (and peace of mind). Enjoy all the POA amenities without an HOA governing your home or property. The POA manages the amenities - not your home - so you get the perks without the HOA restrictions! Whether you're looking for a full-time residence, weekend retreat, or short-term rental opportunity, this property offers a unique Lake Travis lifestyle. The seller has thoughtfully considered the opportunity for future updates and improvements of the buyer’s choice, and the listing price reflects that flexibility. Lago Vista POA amenities include waterfront parks, boat ramps, fishing areas, marina, pool, fitness centers, tennis and pickleball courts, playgrounds, hiking trails, and more.
Financial Info
- Price
- $460,000
- $ / Sqft
- $219
- HOA
- Yes - Mandatory / $240 / Annually
- HOA Name
- LVPOA
- HOA Includes
- See Remarks
- Tax Rate
- 2.130735%
- Est. Taxes
- $8,159.76
- Tax Year
- 2026
- Exemptions
- Homestead
Legal Info
- Address
- 2807 Declaration CIR
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Highland Lake Estates Sec 08
- Legal Description
- Lot 8125 Highland Lake Estates Sec 8
- Parcel
- 01628312070000
Interior Features
- Floor
- Carpet, Tile
- Num Living
- 1
- Dining
- 1
- Appliances
- Built-In Oven(s), Dishwasher, Disposal, Microwave, Self Cleaning Oven
- Laundry
- Laundry Room
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Family Room, Gas Log
- Interior Features
- High Ceilings, Primary Bedroom on Main, None, Double Pane Windows
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1993 / Resale
- Square Feet
- 2,103 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Garage Door Opener, Garage Faces Side
- Foundation
- Slab
- Roof
- Shingle
- Construction
- Stone Veneer
- Acres
- 0.21
- Lot Description
- None
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Golf Course, Hill Country, Lake, Panoramic, River
- Water Access
- No
- Waterfront
- No
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- See Remarks
- Utilities
- Electricity Available, Phone Available
- Heat
- Central, Heat Pump
- A C
- Central Air
Exterior Features
- Fence
- Wrought Iron
- Exterior Features
- See Remarks, None
- Pool On Property
- No
- Area Amenities
- Clubhouse, Golf, Kitchen Facilities, Lake, Park, Playground, Pool, Tennis Court(s)
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 19, 2026 | Price Decrease | $460,000−$5,000 (−1.1%) | −$5,000 (−1.1%) |
| Aug 20, 2026 | Back On Market | — | |
| Aug 10, 2026 | Pending | — | |
| Aug 3, 2026 | Active Under Contract | — | |
| Jul 8, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,389 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,389
- Principal & interest
- $2,326
- Property taxes
- $680
- Homeowners insurance
- $383
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $368,000 | $4,113 | $23,799 | $363,887 | |
| 2 | $363,887 | $4,389 | $23,523 | $359,498 | |
| 3 | $359,498 | $4,683 | $23,230 | $354,815 | |
| 4 | $354,815 | $4,996 | $22,916 | $349,819 | |
| 5 | $349,819 | $5,331 | $22,581 | $344,488 | |
| 6 | $344,488 | $5,688 | $22,224 | $338,801 | |
| 7 | $338,801 | $6,069 | $21,843 | $332,732 | |
| 8 | $332,732 | $6,475 | $21,437 | $326,257 | |
| 9 | $326,257 | $6,909 | $21,003 | $319,348 | |
| 10 | $319,348 | $7,372 | $20,541 | $311,976 |
- Year 1$363,887
- Principal paid
- $4,113
- Interest paid
- $23,799
- Starting balance
- $368,000
- Year 2$359,498
- Principal paid
- $4,389
- Interest paid
- $23,523
- Starting balance
- $363,887
- Year 3$354,815
- Principal paid
- $4,683
- Interest paid
- $23,230
- Starting balance
- $359,498
- Year 4$349,819
- Principal paid
- $4,996
- Interest paid
- $22,916
- Starting balance
- $354,815
- Year 5$344,488
- Principal paid
- $5,331
- Interest paid
- $22,581
- Starting balance
- $349,819
- Year 6$338,801
- Principal paid
- $5,688
- Interest paid
- $22,224
- Starting balance
- $344,488
- Year 7$332,732
- Principal paid
- $6,069
- Interest paid
- $21,843
- Starting balance
- $338,801
- Year 8$326,257
- Principal paid
- $6,475
- Interest paid
- $21,437
- Starting balance
- $332,732
- Year 9$319,348
- Principal paid
- $6,909
- Interest paid
- $21,003
- Starting balance
- $326,257
- Year 10$311,976
- Principal paid
- $7,372
- Interest paid
- $20,541
- Starting balance
- $319,348
Nearby
Courtesy of Vistas Real Estate · (210) 501-5435
Listings courtesy of ACTRIS as distributed by MLS GRID.