Mr. Home Search
3204 Mount Vernon Ave 7834492Edit search
ActiveMLS #7834492

3204 Mount Vernon Ave, Lago Vista TX 78645

Lago Vista, TX 78645 · Highland Lake Estates Sec 20

Single Family Residence for sale in Highland Lake Estates Sec 20

4Bedrooms
2Bathrooms
1,786Square Ft
0.22Acres
2Garage
2022Year Built
New
1 / 38
$319,000
3D tour

Overview

Property Description

This is a short sale! Enjoy breathtaking panoramic Hill Country views from this stunning four-bedroom, two-bathroom home that feels like new. Featuring a spacious and fully fenced backyard, this property is perfect for entertaining or accommodating a growing family. Inside, you’ll find an open and inviting layout along with a dedicated office space—ideal for working from home. Located within the Lago Vista Property Owners Association, you’ll have access to a wealth of amenities including nine waterfront parks, multiple boat ramps, fitness centers, swimming pools, basketball and tennis courts, and more. This home combines comfort, convenience, and community living in one exceptional package.

Financial Info
Price
$319,000
$ / Sqft
$179
HOA
Yes - Mandatory / $240 / Annually
HOA Name
Lago Vista POA
HOA Includes
See Remarks
Tax Rate
2.0834%
Est. Taxes
$8,125.26
Tax Year
2025
Exemptions
Homestead, Over 65
Legal Info
Address
3204 Mount Vernon Ave
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Highland Lake Estates Sec 20
Legal Description
LOT 20059 HIGHLAND LAKE ESTATES SEC 20
Parcel
01648610150000
Interior Features
Floor
Vinyl
Num Living
1
Dining
1
Appliances
Dishwasher, Microwave, Range, Refrigerator
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main
Master Main
Yes
Interior Features
High Ceilings, Quartz Counters, High Speed Internet, Primary Bedroom on Main, Recessed Lighting, Study/Home Office, See Remarks, Double Pane Windows, Vinyl Windows
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2022 / Resale
Square Feet
1,786 / Public Records
Garages
2
Garage Desc
Attached, Driveway, Garage
Foundation
Slab
Roof
Composition
Construction
Cement Siding
Acres
0.22
Lot Description
Gentle Sloping, Near Golf Course, Public Maintained Road
Restrictions
See Remarks
Flood Plain
No
View
Hill Country, Lake
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Natural Gas Not Available, Phone Available, Sewer Connected, Water Connected
Heat
Heat Pump
A C
Central Air
Exterior Features
Fence
Wood
Exterior Features
Private Yard, Deck
Pool On Property
No
Area Amenities
Airport/Runway, BBQ Pit/Grill, Dog Park, Fishing, Fitness Center, Golf, High Speed Internet, Kitchen Facilities, Lake, Library, Park, Picnic Area, Planned Social Activities, Playground, Pool, Restaurant, Sport Court(s)/Facility, Tennis Court(s), Trash Pickup - Door to Door, Underground Utilities

Rooms

Rooms3 rooms

Main level

  • Kitchen

    Center Island

  • Primary Bedroom

    Walk-In Closet(s)

  • Primary Bathroom

    Walk-in Shower

Price history

Members only
Days on market
$319,000
List price
0
Price reductions
Active
Since Oct 9, 2026
Property history0 events

No price or status changes recorded yet.

Taxes

Historical Tax Summary

Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

YearAppraised ValueCombined Rate per $100Annual Taxes Billed
2025—2.130735$5,263.90
2024—2.083414$6,146.67
2023—2.022647$6,406.57
2022—2.208223$973.88
2021—2.478179$371.72
2020—2.535765$253.58

Source: Travis County

Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $319,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,556 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,556

Principal & interest
$1,613
Property taxes
$677
Homeowners insurance
$266

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$255,200$2,852$16,504$252,348
2$252,348$3,043$16,313$249,304
3$249,304$3,247$16,109$246,057
4$246,057$3,465$15,892$242,592
5$242,592$3,697$15,660$238,895
6$238,895$3,944$15,412$234,951
7$234,951$4,209$15,148$230,742
8$230,742$4,490$14,866$226,252
9$226,252$4,791$14,565$221,461
10$221,461$5,112$14,244$216,349
  • Year 1$252,348
    Principal paid
    $2,852
    Interest paid
    $16,504
    Starting balance
    $255,200
  • Year 2$249,304
    Principal paid
    $3,043
    Interest paid
    $16,313
    Starting balance
    $252,348
  • Year 3$246,057
    Principal paid
    $3,247
    Interest paid
    $16,109
    Starting balance
    $249,304
  • Year 4$242,592
    Principal paid
    $3,465
    Interest paid
    $15,892
    Starting balance
    $246,057
  • Year 5$238,895
    Principal paid
    $3,697
    Interest paid
    $15,660
    Starting balance
    $242,592
  • Year 6$234,951
    Principal paid
    $3,944
    Interest paid
    $15,412
    Starting balance
    $238,895
  • Year 7$230,742
    Principal paid
    $4,209
    Interest paid
    $15,148
    Starting balance
    $234,951
  • Year 8$226,252
    Principal paid
    $4,490
    Interest paid
    $14,866
    Starting balance
    $230,742
  • Year 9$221,461
    Principal paid
    $4,791
    Interest paid
    $14,565
    Starting balance
    $226,252
  • Year 10$216,349
    Principal paid
    $5,112
    Interest paid
    $14,244
    Starting balance
    $221,461
First 10 of 30 years

Nearby

Courtesy of eXp Realty, LLC · (888) 519-7431

Listings courtesy of ACTRIS as distributed by MLS GRID.