3404 American DR # 1206, Lago Vista TX 78645
Lago Vista, TX 78645 · Island On Lake Travis Condomin
Condominium for sale in Island On Lake Travis Condomin
Overview
Property Description
The sale includes a coveted 28-FOOT COVERED BOAT SLIP within the private marina, just a short walk from the condo, along with two covered parking spaces and a dedicated storage unit. SHORT TERM RENTALS ARE ALLOWED. Perched in one of the most desirable locations at The Island on Lake Travis, this beautifully updated one-level 3-bedroom, 2-bath condominium offers unobstructed panoramic views of Lake Travis and Pace Bend Park across the water. Designed for effortless lock-and-leave living, the open-concept floor plan is filled with natural light and features two fireplaces—one in the living room and another in the primary suite—creating a warm and inviting atmosphere throughout. Additional features include an in-unit fire suppression system for added peace of mind. The spacious kitchen is equipped with granite countertops, stainless steel appliances, and generous storage, while granite surfaces continue into both bathrooms for a cohesive, upscale finish. A walk-in laundry room adds everyday convenience. The covered patio captures breathtaking north-facing lake views, allowing for year-round outdoor enjoyment without the harsh western sun, while still offering spectacular sunset vistas. Set on a private 13-acre island, this gated 212-villa waterfront community delivers true resort-style living with full lake access and exceptional amenities, including three swimming pools (featuring an indoor heated lap pool), a spa, dry sauna, fitness center, tennis court, two lighted pickleball courts, and an on-site restaurant. Located just minutes from Lago Vista Golf Course and directly across the lake from Pace Bend Park, this is waterfront living at its finest.
Financial Info
- Price
- $535,000
- $ / Sqft
- $304
- HOA
- Yes - Mandatory / $1,125.8 / Monthly
- HOA Name
- Island on Lake Travis
- HOA Includes
- Cable TV, Common Area Maintenance, Maintenance Grounds, Maintenance Structure
- Tax Rate
- 2.13%
- Est. Taxes
- $3,370
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 3404 American DR # 1206
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Island On Lake Travis Condomin
- Legal Description
- UNT 1206 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .8436 % INT IN COM AREA
- Parcel
- 01689003350000
Interior Features
- Floor
- Carpet, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Granite Counters, Pantry
- Appliances
- Built-In Electric Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Microwave, Washer/Dryer
- Laundry
- In Unit, Laundry Room
- Master Bed
- 2 Primary Baths, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 2
- Fireplace Description
- Bedroom, Living Room
- Interior Features
- 2 Primary Baths, Ceiling Fan(s), Granite Counters, Electric Dryer Hookup, High Speed Internet, No Interior Steps, Pantry, Primary Bedroom on Main, Storage, Walk-In Closet(s), Washer Hookup, Wet Bar, Fire Sprinkler System, Screens
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 1
- Year Built
- 1987 / Resale
- Square Feet
- 1,762 / Public Records
- Garages
- 2
- Garage Desc
- Assigned, Attached, Garage, Reserved
- Foundation
- Slab
- Roof
- Tile
- Construction
- Stucco
- Acres
- 0.36
- Lot Description
- Cul-De-Sac, Landscaped, Near Golf Course, Private Maintained Road, Sprinkler - Automatic, Trees-Medium (20 Ft - 40 Ft), Waterfall
- Restrictions
- City Restrictions, Zoning
- Flood Plain
- See Remarks, No
- View
- Lake, Water
- Water Access
- Yes
- Waterfront
- Yes
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Available, Internet-Cable, Water Available
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- None
- Exterior Features
- Balcony, Boat Ramp, Boat Slip, Sport Court, Tennis Court(s), Covered, Rear Porch
- Pool On Property
- Yes
- Area Amenities
- Airport/Runway, BBQ Pit/Grill, Cluster Mailbox, Common Grounds, Controlled Access, Courtyard, Covered Parking, Fishing, Fitness Center, Gated, Golf, High Speed Internet, Lake, Library, Lounge, Picnic Area, Planned Social Activities, Restaurant, Sport Court(s)/Facility, Tennis Court(s)
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 15, 2026 | Back On Market | — | |
| Aug 13, 2026 | Hold | — | |
| Jun 29, 2026 | Price Decrease | $535,000−$10,000 (−1.8%) | −$10,000 (−1.8%) |
| Jun 8, 2026 | Price Decrease | $545,000−$5,000 (−0.9%) | −$5,000 (−0.9%) |
| May 13, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,432 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,432
- Principal & interest
- $2,705
- Property taxes
- $281
- Homeowners insurance
- $446
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $428,000 | $4,784 | $27,679 | $423,216 | |
| 2 | $423,216 | $5,104 | $27,359 | $418,112 | |
| 3 | $418,112 | $5,446 | $27,017 | $412,666 | |
| 4 | $412,666 | $5,811 | $26,652 | $406,855 | |
| 5 | $406,855 | $6,200 | $26,263 | $400,655 | |
| 6 | $400,655 | $6,615 | $25,848 | $394,040 | |
| 7 | $394,040 | $7,058 | $25,405 | $386,982 | |
| 8 | $386,982 | $7,531 | $24,932 | $379,451 | |
| 9 | $379,451 | $8,035 | $24,428 | $371,415 | |
| 10 | $371,415 | $8,573 | $23,890 | $362,842 |
- Year 1$423,216
- Principal paid
- $4,784
- Interest paid
- $27,679
- Starting balance
- $428,000
- Year 2$418,112
- Principal paid
- $5,104
- Interest paid
- $27,359
- Starting balance
- $423,216
- Year 3$412,666
- Principal paid
- $5,446
- Interest paid
- $27,017
- Starting balance
- $418,112
- Year 4$406,855
- Principal paid
- $5,811
- Interest paid
- $26,652
- Starting balance
- $412,666
- Year 5$400,655
- Principal paid
- $6,200
- Interest paid
- $26,263
- Starting balance
- $406,855
- Year 6$394,040
- Principal paid
- $6,615
- Interest paid
- $25,848
- Starting balance
- $400,655
- Year 7$386,982
- Principal paid
- $7,058
- Interest paid
- $25,405
- Starting balance
- $394,040
- Year 8$379,451
- Principal paid
- $7,531
- Interest paid
- $24,932
- Starting balance
- $386,982
- Year 9$371,415
- Principal paid
- $8,035
- Interest paid
- $24,428
- Starting balance
- $379,451
- Year 10$362,842
- Principal paid
- $8,573
- Interest paid
- $23,890
- Starting balance
- $371,415
Nearby
Courtesy of Moreland Properties · (512) 480-0848
Listings courtesy of ACTRIS as distributed by MLS GRID.