3404 American DR # 1223, Lago Vista TX 78645
Lago Vista, TX 78645 · Island On Lake Travis Condomin
Condominium for sale in Island On Lake Travis Condomin
Overview
Property Description
Wrapped in the blue embrace of Lake Travis, this Mediterranean escape feels worlds away from the everyday hustle. Perched on a private peninsula in the heart of the Hill Country, The Island offers a rare sense of seclusion where the air feels softer and the pace naturally slows. This fully furnished, turnkey two-bedroom condo captures the effortless elegance of a coastal resort, blending timeless architecture with the understated luxury of lakeside living. Whether envisioned as a high-performing short-term rental, a seasonal retreat, or a full-time residence, this is a place to fully immerse yourself in the lake lifestyle. The interior is designed to honor its surroundings, with expansive living areas that frame shimmering water views and draw the outdoors in. The kitchen is a social hub, featuring two distinct bar stations perfectly suited for hosting sunset cocktails or casual weekend brunches. The primary suite is a true retreat, offering private balcony access overlooking the water and a spa-inspired ensuite that rivals a luxury resort. Dressed in floor-to-ceiling marbled tile, the space invites you to unwind in the deep soaking tub or the glass-enclosed walk-in shower. Life here is defined by leisure and a vibrant sense of community. Within the gated grounds, you’ll find a collection of three pools—including an indoor option for year-round swimming—three bubbling hot tubs, and professional tennis courts overlooking the lake. Spend afternoons at the on-site marina, spa, or enjoy dinner at the restaurant just steps from your door, or gather at the lakeside BBQ areas. With two dedicated parking spaces and the convenience of in-unit laundry, every practical detail is managed, leaving you free to simply exist in the beauty of the setting. This is a rare opportunity to own a piece of Texas paradise that feels like a permanent vacation.
Financial Info
- Price
- $410,000
- $ / Sqft
- $345
- HOA
- Yes - Mandatory / $698 / Monthly
- HOA Name
- Island on Lake Travis Condominium Owners Associat
- HOA Includes
- Common Area Maintenance, Maintenance Grounds, Maintenance Structure, Parking, Security, Sewer, Trash
- Tax Rate
- 2.1307%
- Est. Taxes
- $7,470.63
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 3404 American DR # 1223
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Island On Lake Travis Condomin
- Legal Description
- UNT 1223 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .5688 % INT IN COM AREA
- Parcel
- 01689003520000
Interior Features
- Floor
- No Carpet, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Granite Counters
- Appliances
- Cooktop, Dishwasher, Disposal, Microwave, Oven, Electric Oven, Refrigerator, Stainless Steel Appliance(s)
- Laundry
- In Unit, Inside, Laundry Room
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Family Room
- Interior Features
- Bar, Bookcases, Breakfast Bar, Built-in Features, Ceiling Fan(s), Chandelier, Granite Counters, Double Vanity, Dry Bar, Electric Dryer Hookup, High Speed Internet, No Interior Steps, Open Floorplan, Primary Bedroom on Main, Recessed Lighting, Soaking Tub, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Blinds, Screens
General Info
- Beds
- 2 Total / 2 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 1
- Year Built
- 1987 / Updated/Remodeled
- Square Feet
- 1,188 / Public Records
- Garage Desc
- Assigned, Reserved
- Foundation
- Pillar/Post/Pier
- Roof
- Membrane
- Construction
- Stucco
- Acres
- 0.24
- Lot Description
- Views
- Restrictions
- Deed Restrictions
- Flood Plain
- Yes-100 yr
- View
- Lake, Pool
- Water Access
- Yes
- Waterfront
- Yes
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- None
- Exterior Features
- Balcony, Exterior Steps, Awning(s), Covered
- Pool On Property
- No
- Area Amenities
- Clubhouse, Courtyard, Covered Parking, Fitness Center, Gated, Lake, Picnic Area, Pool, Sidewalks, Tennis Court(s)
Rooms
Main level
- Primary Bedroom
Ceiling Fan(s), Full Bath
- Dining Room
Chandelier, Dining Area
- Bedroom
Ceiling Fan(s)
- Laundry
Electric Dryer Hookup, Washer Hookup
- Kitchen
Bar, Breakfast Bar, GranCnt, Dining Area, Dry Bar, Open to Family Room, Recessed Lighting
- Living Room
Ceiling Fan(s)
- Primary Bathroom
GranCnt, Dual Vanity, Full Bath, Recessed Lighting, Separate Shower, Soaking Tub, Walk-In Closet(s), Walk-in Shower
- Bathroom
GranCnt, Full Bath, Recessed Lighting, Walk-in Shower
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 28, 2026 | New Listing | — |
Taxes
TCAD account 709434
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| CITY OF LAGO VISTA | 0.420000 | $339,623 | $1,426.42 |
| LAGO VISTA ISD | 1.016900 | $350,613 | $3,565.38 |
| TRAVIS CO ESD NO 1 | 0.100000 | $350,613 | $350.61 |
| TRAVIS CO ESD NO 7 | 0.099967 | $350,613 | $350.50 |
| TRAVIS COUNTY | 0.375845 | $350,613 | $1,317.76 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $350,613 | $413.80 |
| Ordinary property tax estimate | 2.130735 | $7,424.47 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | — | 2.130735 | $9,097.17 |
| 2024 | — | 2.083414 | $8,696.56 |
| 2023 | — | 2.022647 | $9,084.07 |
| 2022 | — | 2.208223 | $9,399.61 |
| 2021 | — | 2.478179 | $6,576.52 |
| 2020 | — | 2.535765 | $6,334.17 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,038 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,038
- Principal & interest
- $2,073
- Property taxes
- $623
- Homeowners insurance
- $342
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $328,000 | $3,666 | $21,212 | $324,334 | |
| 2 | $324,334 | $3,912 | $20,967 | $320,422 | |
| 3 | $320,422 | $4,174 | $20,705 | $316,249 | |
| 4 | $316,249 | $4,453 | $20,425 | $311,795 | |
| 5 | $311,795 | $4,751 | $20,127 | $307,044 | |
| 6 | $307,044 | $5,070 | $19,809 | $301,974 | |
| 7 | $301,974 | $5,409 | $19,469 | $296,565 | |
| 8 | $296,565 | $5,771 | $19,107 | $290,794 | |
| 9 | $290,794 | $6,158 | $18,720 | $284,636 | |
| 10 | $284,636 | $6,570 | $18,308 | $278,066 |
- Year 1$324,334
- Principal paid
- $3,666
- Interest paid
- $21,212
- Starting balance
- $328,000
- Year 2$320,422
- Principal paid
- $3,912
- Interest paid
- $20,967
- Starting balance
- $324,334
- Year 3$316,249
- Principal paid
- $4,174
- Interest paid
- $20,705
- Starting balance
- $320,422
- Year 4$311,795
- Principal paid
- $4,453
- Interest paid
- $20,425
- Starting balance
- $316,249
- Year 5$307,044
- Principal paid
- $4,751
- Interest paid
- $20,127
- Starting balance
- $311,795
- Year 6$301,974
- Principal paid
- $5,070
- Interest paid
- $19,809
- Starting balance
- $307,044
- Year 7$296,565
- Principal paid
- $5,409
- Interest paid
- $19,469
- Starting balance
- $301,974
- Year 8$290,794
- Principal paid
- $5,771
- Interest paid
- $19,107
- Starting balance
- $296,565
- Year 9$284,636
- Principal paid
- $6,158
- Interest paid
- $18,720
- Starting balance
- $290,794
- Year 10$278,066
- Principal paid
- $6,570
- Interest paid
- $18,308
- Starting balance
- $284,636
Nearby
Courtesy of Compass RE Texas, LLC · (512) 575-3644
Listings courtesy of ACTRIS as distributed by MLS GRID.