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ActiveMLS #8757468

3404 American DR # 2205, Lago Vista TX 78645

Lago Vista, TX 78645 · Island On Lake Travis Condomin

Condominium for sale in Island On Lake Travis Condomin

1Bedrooms
1Bathrooms
842Square Ft
0.17Acres
1Garage
1987Year Built
1 / 40
$229,000
3D tour

Overview

Property Description

Discover relaxed lakefront living at The Island on Lake Travis in Austin, TX. This thoughtfully designed 842-square-foot condo offers a wonderful opportunity to enjoy scenic waterfront surroundings along with a wide range of resort-style amenities. The private balcony provides a peaceful place to unwind while overlooking the community’s elegant fountain and the sparkling main body of Lake Travis. Inside, the bright and welcoming interior features an open layout that makes the most of the space. The kitchen includes granite countertops along with a refrigerator, freestanding range, and microwave, offering both style and functionality. Durable vinyl and tile flooring extend throughout the entire unit, providing a clean look with no carpet. The full bathroom features a spacious walk-in shower, and the condo offers generous storage for added convenience. The Island on Lake Travis sits on 14 beautifully maintained acres and is known for its charming Mediterranean-style architecture and incredible lake views. Residents and guests enjoy access to two outdoor pools with lakeside hot tubs, an indoor pool and spa, a fitness center, tennis courts, picnic and grilling areas, and private docks with boat ramps. The peaceful courtyards throughout the property create a relaxing atmosphere reminiscent of a European retreat. Additional amenities include gated security, assigned covered parking, an on-site restaurant, and a salon and spa with sauna access. Short-term rentals are allowed, making this property an excellent option for a vacation getaway, income-producing investment, or full-time residence. Investors may also have the rare opportunity to purchase four fully furnished units together. Located across from Pace Bend Park and just a short drive from Lago Vista Country Club, this condo offers an ideal blend of recreation, relaxation, and lakeside living on Lake Travis.

Financial Info
Price
$229,000
$ / Sqft
$272
HOA
Yes - Mandatory / $493.17 / Monthly
HOA Name
Islands on Lake Travis
HOA Includes
Common Area Maintenance
Tax Rate
2.1307%
Est. Taxes
$5,425.92
Tax Year
2025
Exemptions
None
Legal Info
Address
3404 American DR # 2205
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Island On Lake Travis Condomin
Legal Description
UNT 2205 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .4031 % INT IN COM AREA
Parcel
01689004060000
Interior Features
Floor
Tile, Wood
Num Living
1
Dining
1
Kitchen
Breakfast Bar
Appliances
Dishwasher, Disposal, Microwave, Free-Standing Range, Refrigerator
Laundry
In Unit
Master Bed
Primary Bedroom on Main
Master Main
Yes
Interior Features
Breakfast Bar, Primary Bedroom on Main, See Remarks
General Info
Beds
1 Total / 1 Main Level
Full / Half Baths
1 / 0
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
1987 / Resale
Square Feet
842 / Public Records
Garages
1
Garage Desc
See Remarks
Foundation
Pillar/Post/Pier
Roof
Membrane
Construction
Frame, Stucco
Acres
0.17
Lot Description
Trees-Medium (20 Ft - 40 Ft)
Restrictions
See Remarks
Flood Plain
See Remarks
View
Lake, River
Water Access
Yes
Waterfront
Yes
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
None
Exterior Features
Balcony, None
Pool On Property
No
Area Amenities
Cluster Mailbox, Common Grounds, Fitness Center, Gated, General Aircraft Airport, Golf, Lake, Pool, Sauna, Tennis Court(s)

Price history

Members only
Days on market
$229,000
List price
0
Price reductions
Active
Since Mar 16, 2026
Property history1 event
DateEventPriceChange
Mar 16, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $229,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,801 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,801

Principal & interest
$1,158
Property taxes
$452
Homeowners insurance
$191

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$183,200$2,048$11,848$181,152
2$181,152$2,185$11,711$178,968
3$178,968$2,331$11,564$176,636
4$176,636$2,487$11,408$174,149
5$174,149$2,654$11,242$171,495
6$171,495$2,832$11,064$168,664
7$168,664$3,021$10,874$165,643
8$165,643$3,224$10,672$162,419
9$162,419$3,439$10,456$158,980
10$158,980$3,670$10,226$155,310
  • Year 1$181,152
    Principal paid
    $2,048
    Interest paid
    $11,848
    Starting balance
    $183,200
  • Year 2$178,968
    Principal paid
    $2,185
    Interest paid
    $11,711
    Starting balance
    $181,152
  • Year 3$176,636
    Principal paid
    $2,331
    Interest paid
    $11,564
    Starting balance
    $178,968
  • Year 4$174,149
    Principal paid
    $2,487
    Interest paid
    $11,408
    Starting balance
    $176,636
  • Year 5$171,495
    Principal paid
    $2,654
    Interest paid
    $11,242
    Starting balance
    $174,149
  • Year 6$168,664
    Principal paid
    $2,832
    Interest paid
    $11,064
    Starting balance
    $171,495
  • Year 7$165,643
    Principal paid
    $3,021
    Interest paid
    $10,874
    Starting balance
    $168,664
  • Year 8$162,419
    Principal paid
    $3,224
    Interest paid
    $10,672
    Starting balance
    $165,643
  • Year 9$158,980
    Principal paid
    $3,439
    Interest paid
    $10,456
    Starting balance
    $162,419
  • Year 10$155,310
    Principal paid
    $3,670
    Interest paid
    $10,226
    Starting balance
    $158,980
First 10 of 30 years

Nearby

Courtesy of Redfin Corporation · (512) 710-0156

Listings courtesy of ACTRIS as distributed by MLS GRID.