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ActiveMLS #7714399

3404 American DR # 2209, Lago Vista TX 78645

Lago Vista, TX 78645 · Island On Lake Travis Condomin

Condominium for sale in Island On Lake Travis Condomin

1Bedrooms
1 full / 1 halfBathrooms
842Square Ft
0.17Acres
1Garage
1987Year Built
1 / 35
$249,000
3D tour

Overview

Property Description

This Villa comes with a 28-foot covered Boat slip. Experience resort-style lakefront living at its finest in Unit 2209 at The Island on Lake Travis. Nestled within one of Lake Travis' most exclusive gated waterfront communities, this beautifully appointed condominium offers the perfect blend of luxury, relaxation, and investment potential. Whether you're searching for a full-time residence, weekend getaway, or income-producing vacation rental, this property delivers the lifestyle buyers dream about. Enjoy an open, inviting floor plan designed for comfortable living and entertaining, along with a private balcony where you can relax and soak in the beauty of Lake Travis and the surrounding Texas Hill Country. Comes with 28' newer boat slip with 6,600lb boat hoist conveys furnished unit recently updated with full paint and flooring (NO CARPET), granite counter tops in kitchen and bath, separate walk in shower and garden tub, and more. The Island offers an unmatched collection of resort-style amenities, including multiple outdoor pools and hot tubs, a heated indoor pool, fitness center, spa, sauna, tennis and pickleball courts, beautifully landscaped courtyards, waterfront access, marina facilities, boat ramps, fishing docks, picnic and grilling areas, an on-site restaurant, and covered parking. Short-term rentals are permitted, making this an outstanding opportunity for those looking to generate rental income while enjoying their own private lake retreat. Boater's paradise on quieter end of Lake Travis perfect for water skiing! Located just minutes from golf courses, wineries, parks, and everything Lago Vista has to offer, Unit 2209 provides the perfect balance of peaceful lake living and convenient access to area attractions. Wake up to spectacular sunrises, spend your days boating or lounging by the pool, and end each evening with breathtaking Texas sunsets. This is more than a condominium—it's a lifestyle.

Financial Info
Price
$249,000
$ / Sqft
$296
HOA
Yes - Mandatory / $585.87 / Monthly
HOA Name
Island on Lake Travis
HOA Includes
Cable TV, Common Area Maintenance, Hot Water, Insurance, Internet, Landscaping, Maintenance Grounds, Trash
Tax Rate
2.5%
Est. Taxes
$6,420
Tax Year
2026
Exemptions
None
Legal Info
Address
3404 American DR # 2209
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Island On Lake Travis Condomin
Legal Description
UNT 2209 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .4031 % INT IN COM AREA
Parcel
01689004100000
Interior Features
Floor
Tile, Vinyl
Num Living
1
Dining
1
Kitchen
Granite Counters
Appliances
Dishwasher, Disposal, Dryer, Electric Range, Microwave, Electric Oven, Free-Standing Electric Oven, Plumbed For Ice Maker, RNGHD, Refrigerator, Free-Standing Refrigerator, Washer
Laundry
In Kitchen
Master Bed
Primary Bedroom on Main
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room
Interior Features
Granite Counters, High Speed Internet, Primary Bedroom on Main, Soaking Tub, Washer Hookup, Fire Alarm, Fire Sprinkler System, Aluminum Frames
General Info
Beds
1 Total / 1 Main Level
Full / Half Baths
1 / 1
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
1987 / Resale
Square Feet
842 / Public Records
Garages
1
Garage Desc
Covered, Reserved
Foundation
Pillar/Post/Pier, Slab
Roof
Aluminum, Asphalt, Composition
Construction
Stucco
Acres
0.17
Lot Description
Landscaped, Private, Sprinkler - Automatic, Trees-Large (Over 40 Ft), Views, Waterfall
Restrictions
City Restrictions, Covenant, Deed Restrictions
Flood Plain
Yes-100 yr
View
Hill Country, Lake, Water
Water Access
Yes
Waterfront
Yes
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Internet-Cable, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Heat
ENERGY STAR Qualified Equipment, Heat Pump, Hot Water
A C
Central Air
Exterior Features
Fence
Partial, Wrought Iron
Exterior Features
Balcony, Boat Dock - Private, Boat Ramp, Uncovered Courtyard, Outdoor Grill, Sport Court, Tennis Court(s), Covered, Patio, Rear Porch, Wrap Around
Pool On Property
No
Area Amenities
BBQ Pit/Grill, Common Grounds, Courtyard, Covered Parking, Fishing, Fitness Center, Garage Parking, Gated, High Speed Internet, Hot Tub Community, Lake, Picnic Area, Pool, Restaurant, Sauna, Spa/Hot Tub, Sport Court(s)/Facility, Tennis Court(s), Trash Pickup - Door to Door, Underground Utilities

Price history

Members only
Days on market
$249,000
List price
0
Price reductions
Active
Since Jul 13, 2026
Property history1 event
DateEventPriceChange
Jul 13, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $249,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,002 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,002

Principal & interest
$1,259
Property taxes
$535
Homeowners insurance
$208

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$199,200$2,227$12,882$196,973
2$196,973$2,376$12,733$194,598
3$194,598$2,535$12,574$192,063
4$192,063$2,704$12,404$189,359
5$189,359$2,886$12,223$186,473
6$186,473$3,079$12,030$183,394
7$183,394$3,285$11,824$180,109
8$180,109$3,505$11,604$176,604
9$176,604$3,740$11,369$172,864
10$172,864$3,990$11,119$168,874
  • Year 1$196,973
    Principal paid
    $2,227
    Interest paid
    $12,882
    Starting balance
    $199,200
  • Year 2$194,598
    Principal paid
    $2,376
    Interest paid
    $12,733
    Starting balance
    $196,973
  • Year 3$192,063
    Principal paid
    $2,535
    Interest paid
    $12,574
    Starting balance
    $194,598
  • Year 4$189,359
    Principal paid
    $2,704
    Interest paid
    $12,404
    Starting balance
    $192,063
  • Year 5$186,473
    Principal paid
    $2,886
    Interest paid
    $12,223
    Starting balance
    $189,359
  • Year 6$183,394
    Principal paid
    $3,079
    Interest paid
    $12,030
    Starting balance
    $186,473
  • Year 7$180,109
    Principal paid
    $3,285
    Interest paid
    $11,824
    Starting balance
    $183,394
  • Year 8$176,604
    Principal paid
    $3,505
    Interest paid
    $11,604
    Starting balance
    $180,109
  • Year 9$172,864
    Principal paid
    $3,740
    Interest paid
    $11,369
    Starting balance
    $176,604
  • Year 10$168,874
    Principal paid
    $3,990
    Interest paid
    $11,119
    Starting balance
    $172,864
First 10 of 30 years

Nearby

Courtesy of Coplin Properties Lake Travis · (512) 267-2773

Listings courtesy of ACTRIS as distributed by MLS GRID.