3404 American DR # 3101, Lago Vista TX 78645
Lago Vista, TX 78645 · Island On Lake Travis Condomin
Condominium for sale in Island On Lake Travis Condomin
Overview
Property Description
A lakefront lifestyle with panoramic views of Lake Travis and the Texas Hill Country await you in this updated 1 bedroom, 1 bath villa at the Island on Lake Travis resort. Open living areas and a large covered patio along with resort-style amenities, lake views, and hill country sunsets make this property a must see. Recent updates in 2022-2023 include replacing all windows and doors, new laminate flooring and HVAC system, bathroom remodel, lighting and painting. These upgrades compliment the other available appointments and create a warm and inviting environment to entertain family, friends and create lasting memories. One reserved parking spot and and a garage storage area convey as well. For investors or owners desiring rental income, this property is currently enrolled in an active short term rental program. Come and enjoy all that the Island on Lake Travis has to offer! The Island On Lake Travis is an elegant condo complex that offers a luxurious Lake Travis waterfront lifestyle on a 14-acre island. Located on the north shore of Lake Travis in Lago Vista, this resort community boasts an unparalleled array of amenities in a picturesque lakefront setting. Amenities include 2 outdoor pools, 2 outdoor hot tubs, one indoor pool and hot tub, an onsite restaurant, fitness center, pickleball and tennis courts, day spa, sauna, and a marina. The Island is both a full time and vacation home community offering a peaceful setting and beautiful sunsets over Lake Travis. Austin is but a short drive away as well as wineries and hill country shopping and scenery.
Financial Info
- Price
- $265,000
- $ / Sqft
- $376
- HOA
- Yes - Mandatory / $413 / Monthly
- HOA Name
- The Island on Lake Travis COA, Inc.
- HOA Includes
- Cable TV, Common Area Maintenance, Internet, Parking, Water
- Tax Rate
- 2.02%
- Est. Taxes
- $4,000
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 3404 American DR # 3101
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Island On Lake Travis Condomin
- Legal Description
- UNT 3101 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .3375 % INT IN COM AREA
- Parcel
- 01689004360000
Interior Features
- Floor
- Carpet, Laminate
- Num Living
- 1
- Dining
- 1
- Kitchen
- Granite Counters, Pantry
- Appliances
- Dishwasher, Disposal, Electric Range, Microwave, Electric Oven, Free-Standing Electric Range, Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan, Washer/Dryer
- Laundry
- In Unit, Laundry Closet
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Electric, Glass Doors, Living Room, Ventless
- Interior Features
- Ceiling Fan(s), Granite Counters, Quartz Counters, French Doors, High Speed Internet, No Interior Steps, Pantry, Primary Bedroom on Main, Smart Thermostat, See Remarks, 24 Hour Security, Fire Sprinkler System, Key Card Entry, Smoke Detector(s), ENERGY STAR Qualified Windows, Insulated Windows, Vinyl Windows, Window Coverings, Window Treatments
General Info
- Beds
- 1 Total / 1 Main Level
- Full / Half Baths
- 1 / 0
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 1
- Year Built
- 1987 / Resale
- Square Feet
- 705 / Public Records
- Garages
- 1
- Garage Desc
- Assigned, Garage, Gated, Storage
- Foundation
- Slab
- Roof
- Tile
- Construction
- Stucco
- Acres
- 0.14
- Lot Description
- Trees-Large (Over 40 Ft), Views, Waterfall
- Restrictions
- Deed Restrictions
- Flood Plain
- Partial
- View
- Lake, Pool
- Water Access
- Yes
- Waterfront
- Yes
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Connected, Electricity Connected, Internet-Cable, Sewer Connected, Water Connected
- Heat
- Central, Fireplace(s)
- A C
- Central Air, Electric
Exterior Features
- Fence
- None
- Exterior Features
- Boat Dock - Private, Boat Ramp, Sport Court, Tennis Court(s), Covered, Rear Porch
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Covered Parking, Fishing, Fitness Center, Garage Parking, Gated, General Aircraft Airport, Golf, Hot Tub Community, Lake, Park, Picnic Area, Playground, Restaurant, Spa/Hot Tub, Sport Court(s)/Facility, Tanning Salon
Rooms
Main level
- Kitchen
Kitchen with Breakfast Bar & Adjacent Dining Area
Breakfast Bar, GranCnt, Dining Area, Natural Woodwork, Open to Family Room
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Jul 20, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$1,894 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $1,894
- Principal & interest
- $1,340
- Property taxes
- $333
- Homeowners insurance
- $221
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $212,000 | $2,370 | $13,710 | $209,630 | |
| 2 | $209,630 | $2,528 | $13,552 | $207,102 | |
| 3 | $207,102 | $2,698 | $13,382 | $204,405 | |
| 4 | $204,405 | $2,878 | $13,202 | $201,526 | |
| 5 | $201,526 | $3,071 | $13,009 | $198,455 | |
| 6 | $198,455 | $3,277 | $12,803 | $195,179 | |
| 7 | $195,179 | $3,496 | $12,584 | $191,682 | |
| 8 | $191,682 | $3,730 | $12,350 | $187,952 | |
| 9 | $187,952 | $3,980 | $12,100 | $183,972 | |
| 10 | $183,972 | $4,247 | $11,833 | $179,725 |
- Year 1$209,630
- Principal paid
- $2,370
- Interest paid
- $13,710
- Starting balance
- $212,000
- Year 2$207,102
- Principal paid
- $2,528
- Interest paid
- $13,552
- Starting balance
- $209,630
- Year 3$204,405
- Principal paid
- $2,698
- Interest paid
- $13,382
- Starting balance
- $207,102
- Year 4$201,526
- Principal paid
- $2,878
- Interest paid
- $13,202
- Starting balance
- $204,405
- Year 5$198,455
- Principal paid
- $3,071
- Interest paid
- $13,009
- Starting balance
- $201,526
- Year 6$195,179
- Principal paid
- $3,277
- Interest paid
- $12,803
- Starting balance
- $198,455
- Year 7$191,682
- Principal paid
- $3,496
- Interest paid
- $12,584
- Starting balance
- $195,179
- Year 8$187,952
- Principal paid
- $3,730
- Interest paid
- $12,350
- Starting balance
- $191,682
- Year 9$183,972
- Principal paid
- $3,980
- Interest paid
- $12,100
- Starting balance
- $187,952
- Year 10$179,725
- Principal paid
- $4,247
- Interest paid
- $11,833
- Starting balance
- $183,972
Nearby
Courtesy of Hill Country Lakes Realty · (512) 267-7000
Listings courtesy of ACTRIS as distributed by MLS GRID.