ActiveMLS #6261185

3404 American DR # 3111, Lago Vista TX 78645

Name: 3404 American DR # 3111, Lago Vista, TX 78645
SKU: 6261185
Price: 175000 USD
Availability: InStock

Lago Vista, TX 78645 · Island On Lake Travis Condomin

Condominium for sale in Island On Lake Travis Condomin

$175,000

779

0.16

1987

1 / 40

$175,000

3D tour

Overview

Property Description

Experience True Resort-Style Living On The Island on Lake Travis! This Stunning fully furnished One Bedroom, One Bathroom Condo Offers Breathtaking, Unobstructed Lake Views Paired With A Massive Outdoor Terrace—Perfect For Entertaining Or Relaxing While Enjoying The Beauty Of Lake Travis. This Turnkey Unit Can Be Sold Fully Furnished, Making It An Incredible Opportunity For Investors Or Those Seeking A Vacation Retreat. Short-Term Rentals Are Allowed And Perform Exceptionally Well, Offering Strong Income Potential In One Of The Most Sought-After Waterfront Communities In The Area. Inside, You’ll Find A Beautifully Remodeled Kitchen Featuring Granite Countertops, Sleek Modern Cabinetry, And Updated Finishes Throughout. The Spacious Bedroom Provides Comfort And Privacy, While The Luxurious Bathroom Includes A Walk-In Shower And A Relaxing Soaking Tub—Perfect For Unwinding After A Day On The Lake. This Fully Gated Community Offers Top-Tier Amenities Including Multiple Resort-Style Pools, A Spa, Fitness Center, Marina With Direct Lake Access, And An On-Site Restaurant And Bar—Everything You Need For The Ultimate Lakefront Lifestyle. Don’t Miss Your Chance To Own A Waterfront Condo That Truly Feels Like A Vacation Every Day On Lake Travis!

Financial Info

Price: $175,000
$ / Sqft: $225
HOA: Yes - Mandatory / $443 / Monthly
HOA Name: Island on Lake Travis HOA
HOA Includes: Cable TV, Internet, Maintenance Grounds
Tax Rate: 2.1307%
Est. Taxes: $4,687.54
Tax Year: 2025
Exemptions: Homestead, Over 65

Legal Info

Address: 3404 American DR # 3111
County: Travis
City: Lago Vista
State: TX
Zip: 78645
Subdivision: Island On Lake Travis Condomin
Legal Description: UNT 3111 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .373 % INT IN COM AREA
Parcel: 01689004460000

Interior Features

Floor: Carpet, Tile
Num Living: 1
Dining: 1
Kitchen: Breakfast Bar, Granite Counters, Eat-in Kitchen
Appliances: Dishwasher, Disposal, Range, Refrigerator, Washer/Dryer
Laundry: Laundry Room
Master Bed: Double Vanity, Primary Bedroom on Main
Master Main: Yes
Interior Features: Breakfast Bar, Ceiling Fan(s), Chandelier, Granite Counters, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, No Interior Steps, Open Floorplan, Primary Bedroom on Main, Soaking Tub, Fire Alarm, Fire Sprinkler System, Security Guard, Smoke Detector(s), See Remarks

General Info

Beds: 1 Total / 1 Main Level
Full / Half Baths: 1 / 0
Prop Type: Residential
Property Type: Condominium
Stories: 1
Year Built: 1987 / Resale
Square Feet: 779 / Public Records
Garages: 1
Garage Desc: Assigned, Covered, Garage
Foundation: Pillar/Post/Pier
Roof: Tile
Construction: Concrete, Stucco
Acres: 0.16
Lot Description: Views
Restrictions: See Remarks
Flood Plain: Yes-100 yr
View: Hill Country, Lake
Water Access: Yes
Waterfront: Yes
Area: LN

Utility Info

Water: Public
Sewer: Public Sewer
Utilities: Cable Connected, Electricity Connected, Natural Gas Not Available, Phone Available, Sewer Connected, Water Connected
Heat: Heat Pump
A C: Central Air

Exterior Features

Fence: Gate
Exterior Features: Balcony, Uncovered Courtyard, Private Entrance, Restricted Access, Covered, Terrace
Pool On Property: No
Area Amenities: Cluster Mailbox, Common Grounds, Courtyard, Covered Parking, Fishing, Fitness Center, Gated, High Speed Internet, Lake, Pet Amenities, Planned Social Activities, Pool, Restaurant, Sidewalks, Spa/Hot Tub, Sport Court(s)/Facility, Tennis Court(s)

Rooms

Rooms3 rooms

Main level

Primary Bathroom
Walk-in Shower
Kitchen
GranCnt
Primary Bedroom
Walk-In Closet(s)

Price history

Days on market

$175,000

List price

Price reductions

Active

Since Oct 22, 2026

Property history1 event

Date	Event	Price	Change
Oct 22, 2026	New Listing		—

Taxes

2026 Estimated Property Taxes

TCAD account 709527

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing Entity	Rate per $100	Taxable Value	Estimated Tax
CITY OF LAGO VISTA	0.420000	$195,642	$821.70
LAGO VISTA ISD	1.016900	$202,850	$2,062.78
TRAVIS CO ESD NO 1	0.100000	$202,850	$202.85
TRAVIS CO ESD NO 7	0.099967	$202,850	$202.78
TRAVIS COUNTY	0.375845	$202,850	$762.40
TRAVIS COUNTY HEALTHCARE DISTRICT	0.118023	$202,850	$239.41
Ordinary property tax estimate	2.130735		$4,291.92

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

General Information

Owner: GALLEGOS JILL ANNETTE
Legal: UNT 3111 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .373 % INT IN COM AREA
Geo ID: prop:709527
Acreage: 0.16

Exemptions

Exemption Type: None on record

Tax Summary

MLS estimated annual taxes: $4,687.54
MLS tax year: 2025

Historical Tax Summary

Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

Year	Appraised Value	Combined Rate per $100	Annual Taxes Billed
2025	$244,110	2.130735	$5,171.07
2024	—	2.083414	$5,421.98
2023	—	2.022647	$5,476.84
2022	—	2.208223	$5,625.97
2021	—	2.478179	$4,039.49
2020	—	2.535765	$4,044.81

Source: Travis County

Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.

Travis Central Appraisal District News

Source: Travis County

Schools

School Info

District: Lago Vista ISD
Elementary: Lago Vista
Middle: Lago Vista
High: Lago Vista

Maps

Financing

Your preferences

20% down
Conv/Jumbo
30 years
6.50% rate

Saved on this device

Home priceList price $175,000

Down payment

Stays 20% if you change the price

Interest rateNote rate, not APR

Loan termLoan type

Property taxesFrom this listing’s tax record

Homeowners insurance*Estimated only (1% of price / yr)

Estimated monthly payment

$1,422 / mo

20% down · 6.50% interest · 30-year fixed

Principal & interest: $885
Property taxes: $391
Homeowners insurance: $146

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
Year	Starting balance	Principal paid	Interest paid	Ending balance
1	$140,000	$1,565	$9,054	$138,435
2	$138,435	$1,670	$8,949	$136,766
3	$136,766	$1,781	$8,837	$134,984
4	$134,984	$1,901	$8,718	$133,083
5	$133,083	$2,028	$8,591	$131,055
6	$131,055	$2,164	$8,455	$128,892
7	$128,892	$2,309	$8,310	$126,583
8	$126,583	$2,463	$8,155	$124,119
9	$124,119	$2,628	$7,990	$121,491
10	$121,491	$2,804	$7,814	$118,687

Year 1$138,435
Principal paid
$1,565
Interest paid
$9,054
Starting balance
$140,000
Year 2$136,766
Principal paid
$1,670
Interest paid
$8,949
Starting balance
$138,435
Year 3$134,984
Principal paid
$1,781
Interest paid
$8,837
Starting balance
$136,766
Year 4$133,083
Principal paid
$1,901
Interest paid
$8,718
Starting balance
$134,984
Year 5$131,055
Principal paid
$2,028
Interest paid
$8,591
Starting balance
$133,083
Year 6$128,892
Principal paid
$2,164
Interest paid
$8,455
Starting balance
$131,055
Year 7$126,583
Principal paid
$2,309
Interest paid
$8,310
Starting balance
$128,892
Year 8$124,119
Principal paid
$2,463
Interest paid
$8,155
Starting balance
$126,583
Year 9$121,491
Principal paid
$2,628
Interest paid
$7,990
Starting balance
$124,119
Year 10$118,687
Principal paid
$2,804
Interest paid
$7,814
Starting balance
$121,491

First 10 of 30 years

Nearby

Courtesy of eXp Realty, LLC · (888) 519-7431

Listings courtesy of ACTRIS as distributed by MLS GRID.