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ActiveMLS #7245082

3404 American DR # 3111, Lago Vista TX 78645

Lago Vista, TX 78645 · Island On Lake Travis Condomin

Condominium for sale in Island On Lake Travis Condomin

1Bedrooms
1Bathrooms
779Square Ft
0.16Acres
1Garage
1987Year Built
Price Reduced
1 / 40
$195,000$220,000
3D tour

Overview

Property Description

Experience True Resort-Style Living On The Island on Lake Travis! This Stunning One Bedroom, One Bathroom Condo Offers Breathtaking, Unobstructed Lake Views Paired With A Massive Outdoor Terrace—Perfect For Entertaining Or Relaxing While Enjoying The Beauty Of Lake Travis. This Turnkey Unit Can Be Sold Fully Furnished, Making It An Incredible Opportunity For Investors Or Those Seeking A Vacation Retreat. Short-Term Rentals Are Allowed And Perform Exceptionally Well, Offering Strong Income Potential In One Of The Most Sought-After Waterfront Communities In The Area. Inside, You’ll Find A Beautifully Remodeled Kitchen Featuring Granite Countertops, Sleek Modern Cabinetry, And Updated Finishes Throughout. The Spacious Bedroom Provides Comfort And Privacy, While The Luxurious Bathroom Includes A Walk-In Shower And A Relaxing Soaking Tub—Perfect For Unwinding After A Day On The Lake. This Fully Gated Community Offers Top-Tier Amenities Including Multiple Resort-Style Pools, A Spa, Fitness Center, Marina With Direct Lake Access, And An On-Site Restaurant And Bar—Everything You Need For The Ultimate Lakefront Lifestyle. Don’t Miss Your Chance To Own A Waterfront Condo That Truly Feels Like A Vacation Every Day On Lake Travis!

Financial Info
Price
$195,000
$ / Sqft
$250
HOA
Yes - Mandatory / $443 / Monthly
HOA Name
Island on Lake Travis HOA
HOA Includes
Cable TV, Internet, Maintenance Grounds
Tax Rate
2.1307%
Est. Taxes
$4,687.54
Tax Year
2025
Exemptions
Homestead, Over 65
Legal Info
Address
3404 American DR # 3111
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Island On Lake Travis Condomin
Legal Description
UNT 3111 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .373 % INT IN COM AREA
Parcel
01689004460000
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Granite Counters, Eat-in Kitchen
Appliances
Dishwasher, Disposal, Range, Refrigerator, Washer/Dryer
Laundry
Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main
Master Main
Yes
Interior Features
Breakfast Bar, Ceiling Fan(s), Chandelier, Granite Counters, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, No Interior Steps, Open Floorplan, Primary Bedroom on Main, Soaking Tub, Fire Alarm, Fire Sprinkler System, Security Guard, Smoke Detector(s), See Remarks
General Info
Beds
1 Total / 1 Main Level
Full / Half Baths
1 / 0
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
1987 / Resale
Square Feet
779 / Public Records
Garages
1
Garage Desc
Assigned, Covered, Garage
Foundation
Pillar/Post/Pier
Roof
Tile
Construction
Concrete, Stucco
Acres
0.16
Lot Description
Views
Restrictions
See Remarks
Flood Plain
Yes-100 yr
View
Hill Country, Lake
Water Access
Yes
Waterfront
Yes
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Connected, Electricity Connected, Natural Gas Not Available, Phone Available, Sewer Connected, Water Connected
Heat
Heat Pump
A C
Central Air
Exterior Features
Fence
Gate
Exterior Features
Balcony, Uncovered Courtyard, Private Entrance, Restricted Access, Covered, Terrace
Pool On Property
No
Area Amenities
Cluster Mailbox, Common Grounds, Courtyard, Covered Parking, Fishing, Fitness Center, Gated, High Speed Internet, Lake, Pet Amenities, Planned Social Activities, Pool, Restaurant, Sidewalks, Spa/Hot Tub, Sport Court(s)/Facility, Tennis Court(s)

Rooms

Rooms3 rooms

Main level

  • Kitchen

    GranCnt

  • Primary Bedroom

    Ceiling Fan(s)

  • Primary Bathroom

    Soaking Tub, Walk-in Shower

Price history

Members only
Days on market
−$25,000 (−11.4%)
$220,000 → $195,000
1
Price reduction
Active
Since Apr 21, 2026
Price trend
List priceApr 2026Jul 2026
Property history2 events
DateEventPriceChange
Jul 23, 2026Price Decrease$195,000−$25,000 (−11.4%)
Apr 21, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $195,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,540 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,540

Principal & interest
$986
Property taxes
$391
Homeowners insurance
$163

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$156,000$1,744$10,089$154,256
2$154,256$1,860$9,972$152,396
3$152,396$1,985$9,847$150,411
4$150,411$2,118$9,714$148,293
5$148,293$2,260$9,573$146,033
6$146,033$2,411$9,421$143,622
7$143,622$2,573$9,260$141,049
8$141,049$2,745$9,087$138,304
9$138,304$2,929$8,904$135,376
10$135,376$3,125$8,707$132,251
  • Year 1$154,256
    Principal paid
    $1,744
    Interest paid
    $10,089
    Starting balance
    $156,000
  • Year 2$152,396
    Principal paid
    $1,860
    Interest paid
    $9,972
    Starting balance
    $154,256
  • Year 3$150,411
    Principal paid
    $1,985
    Interest paid
    $9,847
    Starting balance
    $152,396
  • Year 4$148,293
    Principal paid
    $2,118
    Interest paid
    $9,714
    Starting balance
    $150,411
  • Year 5$146,033
    Principal paid
    $2,260
    Interest paid
    $9,573
    Starting balance
    $148,293
  • Year 6$143,622
    Principal paid
    $2,411
    Interest paid
    $9,421
    Starting balance
    $146,033
  • Year 7$141,049
    Principal paid
    $2,573
    Interest paid
    $9,260
    Starting balance
    $143,622
  • Year 8$138,304
    Principal paid
    $2,745
    Interest paid
    $9,087
    Starting balance
    $141,049
  • Year 9$135,376
    Principal paid
    $2,929
    Interest paid
    $8,904
    Starting balance
    $138,304
  • Year 10$132,251
    Principal paid
    $3,125
    Interest paid
    $8,707
    Starting balance
    $135,376
First 10 of 30 years

Nearby

Courtesy of Venture Partners R.E. · (512) 940-3948

Listings courtesy of ACTRIS as distributed by MLS GRID.