3404 American DR # 3118, Lago Vista TX 78645
Lago Vista, TX 78645 · Island On Lake Travis Condomin
Condominium for sale in Island On Lake Travis Condomin
Overview
Property Description
Dive into the refined living possible in this first floor, southwest facing condo unit nestled on the shores of Lake Travis, where stunning views of Lake Travis and the Texas Hill Country await. Offered fully furnished, this unit is move-in ready as an owner retreat or ready for operation as an STR. This unit features two bedrooms and two bathrooms offering convenience and privacy and ensuring a comfortable daily routine. The property includes two garage spaces, offering secure parking and additional storage. The Island offers an impressive list of amenities, including outdoor and indoor pools, hot tubs, a sauna, a gym, tennis and pickleball courts, a golf net, disc golf, a restaurant, a spa, a retail shop, boat launch ramps, a day dock, and a fishing dock. (Some amenities may be temporarily closed.) COA dues cover amenities, exterior maintenance, trash, landscaping, security, and insurance—making lake living easy and stress-free. Whether you're looking for adventure, relaxation, or an STR - this lakefront gem is ready for you. Schedule a showing today and start making memories on Lake Travis!
Financial Info
- Price
- $249,900
- $ / Sqft
- $208
- HOA
- Yes - Mandatory / $704.7 / Monthly
- HOA Name
- The Island on Lake Travis COA
- HOA Includes
- Common Area Maintenance, Hot Water, Insurance, Landscaping, Maintenance Structure, Security, Trash
- Tax Rate
- 2.1307%
- Est. Taxes
- $8,292
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 3404 American DR # 3118
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Island On Lake Travis Condomin
- Legal Description
- UNT 3118 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .576 % INT IN COM AREA
- Parcel
- 01689004530000
Interior Features
- Floor
- Carpet, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Granite Counters
- Appliances
- Built-In Oven(s), Electric Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Instant Hot Water, Microwave, Free-Standing Range, Refrigerator, Washer
- Laundry
- In Kitchen, Laundry Closet
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Ceiling Fan(s), Granite Counters, Double Vanity, Electric Dryer Hookup, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Fire Alarm, Drapes
General Info
- Beds
- 2 Total / 2 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 1
- Year Built
- 1987 / Resale
- Square Feet
- 1,203 / Public Records
- Garages
- 2
- Garage Desc
- Reserved
- Foundation
- Pillar/Post/Pier
- Roof
- Tile
- Construction
- Masonry – All Sides, Stucco
- Acres
- 0.25
- Lot Description
- Sprinkler - Automatic
- Restrictions
- City Restrictions, Deed Restrictions
- Flood Plain
- Yes-100 yr
- View
- Creek/Stream, Lake, River
- Water Access
- Yes
- Waterfront
- Yes
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Internet-Cable, Internet-Fiber, Other, Sewer Connected, Water Connected
- Heat
- Central, Hot Water
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- None
- Exterior Features
- Barbecue, Boat Dock - Shared, Boat Ramp, Uncovered Courtyard, Electric Car Plug-in, Exterior Steps, Outdoor Grill, Sport Court, Tennis Court(s), Covered, Deck
- Pool On Property
- Yes
- Area Amenities
- Airport/Runway, BBQ Pit/Grill, Common Grounds, Fishing, Fitness Center, Garage Parking, General Aircraft Airport, Golf, High Speed Internet, Lake, Library, Park, Pool, Restaurant, Tennis Court(s)
Rooms
Main level
- Primary Bathroom
- Dining Room
- Bedroom
- Bathroom
- Primary Bedroom
- Living Room
- Kitchen
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 31, 2026 | Price Decrease | $249,900−$15,600 (−5.9%) | −$15,600 (−5.9%) |
| May 20, 2026 | Back On Market | — | |
| Apr 30, 2026 | Pending | — | |
| Apr 23, 2026 | Active Under Contract | — | |
| Apr 17, 2026 | Price Decrease | $265,500−$34,400 (−11.5%) | −$34,400 (−11.5%) |
| Mar 20, 2026 | New Listing | — |
Taxes
TCAD account 709534
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| CITY OF LAGO VISTA | 0.420000 | $316,068 | $1,327.49 |
| LAGO VISTA ISD | 1.016900 | $327,194 | $3,327.24 |
| TRAVIS CO ESD NO 1 | 0.100000 | $327,194 | $327.19 |
| TRAVIS CO ESD NO 7 | 0.099967 | $327,194 | $327.09 |
| TRAVIS COUNTY | 0.375845 | $327,194 | $1,229.74 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $327,194 | $386.16 |
| Ordinary property tax estimate | 2.130735 | $6,924.91 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
- Owner
- TICE SCOTT D & LISA A LIFE ESTATE
- Legal
- UNT 3118 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .576 % INT IN COM AREA
- Geo ID
- prop:709534
- Acreage
- 0.25
- Exemption Type
- None on record
- MLS estimated annual taxes
- $8,292
- MLS tax year
- 2025
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | $396,639 | 2.130735 | $8,291.33 |
| 2024 | — | 2.083414 | $8,156.01 |
| 2023 | — | 2.022647 | $8,512.97 |
| 2022 | — | 2.208223 | $8,391.77 |
| 2021 | — | 2.478179 | $6,433.55 |
| 2020 | — | 2.535765 | $6,440.04 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Source: Travis County
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,163 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,163
- Principal & interest
- $1,264
- Property taxes
- $691
- Homeowners insurance
- $208
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $199,920 | $2,235 | $12,929 | $197,685 | |
| 2 | $197,685 | $2,384 | $12,779 | $195,301 | |
| 3 | $195,301 | $2,544 | $12,620 | $192,757 | |
| 4 | $192,757 | $2,714 | $12,449 | $190,043 | |
| 5 | $190,043 | $2,896 | $12,268 | $187,147 | |
| 6 | $187,147 | $3,090 | $12,074 | $184,057 | |
| 7 | $184,057 | $3,297 | $11,867 | $180,760 | |
| 8 | $180,760 | $3,518 | $11,646 | $177,242 | |
| 9 | $177,242 | $3,753 | $11,410 | $173,489 | |
| 10 | $173,489 | $4,005 | $11,159 | $169,484 |
- Year 1$197,685
- Principal paid
- $2,235
- Interest paid
- $12,929
- Starting balance
- $199,920
- Year 2$195,301
- Principal paid
- $2,384
- Interest paid
- $12,779
- Starting balance
- $197,685
- Year 3$192,757
- Principal paid
- $2,544
- Interest paid
- $12,620
- Starting balance
- $195,301
- Year 4$190,043
- Principal paid
- $2,714
- Interest paid
- $12,449
- Starting balance
- $192,757
- Year 5$187,147
- Principal paid
- $2,896
- Interest paid
- $12,268
- Starting balance
- $190,043
- Year 6$184,057
- Principal paid
- $3,090
- Interest paid
- $12,074
- Starting balance
- $187,147
- Year 7$180,760
- Principal paid
- $3,297
- Interest paid
- $11,867
- Starting balance
- $184,057
- Year 8$177,242
- Principal paid
- $3,518
- Interest paid
- $11,646
- Starting balance
- $180,760
- Year 9$173,489
- Principal paid
- $3,753
- Interest paid
- $11,410
- Starting balance
- $177,242
- Year 10$169,484
- Principal paid
- $4,005
- Interest paid
- $11,159
- Starting balance
- $173,489
Nearby
Courtesy of KS & Associates Realtors · (512) 698-5517
Listings courtesy of ACTRIS as distributed by MLS GRID.