3404 American DR # 3202, Lago Vista TX 78645
Lago Vista, TX 78645 · Island On Lake Travis Condomin
Condominium for sale in Island On Lake Travis Condomin
Overview
Property Description
OWNER FINANCING AVAILABLE AT 3.99%! Luxury, comfort, and panoramic views of Lake Travis and the Texas Hill Country await you in this gorgeous 2 bedroom, 2 bath villa at the Island on Lake Travis resort. Spacious living areas and a large covered patio along with resort-style amenities, lake views, and hill country sunsets make this property a must see. Recent updates in 2023 include refreshed paint and utility room, new HVAC system, and a smart thermostat. These upgrades compliment the other available appointments including granite countertops, tile flooring, and wood burning fireplace. At 1,188 square feet, there is ample space in this villa to entertain family and friends and create lasting memories. Two reserved parking spots and a storage area convey as well. For investors or owners desiring rental income, this property is currently enrolled in an active short term rental program. For boating enthusiasts, A 28' BOAT SLIP WITH PARTY DECK CAN BE SOLD SEPARATELTY IF DESIRED! Come enjoy life on the Island! The Island On Lake Travis is an elegant condo complex that offers a luxurious Lake Travis waterfront lifestyle on a 14-acre island. Located on the north shore of Lake Travis in Lago Vista, this resort community boasts an unparalleled array of amenities in a picturesque lakefront setting. Amenities include 2 outdoor pools, 2 outdoor hot tubs, one indoor pool and hot tub, an onsite restaurant, fitness center, pickleball and tennis courts, day spa, sauna, and a marina. The Island is both a full time and vacation home community offering a peaceful setting and beautiful sunsets over Lake Travis. Austin is but a short drive away as well as wineries and hill country shopping and scenery.
Financial Info
- Price
- $375,000
- $ / Sqft
- $316
- HOA
- Yes - Mandatory / $696 / Monthly
- HOA Name
- The Island on Lake Travis COA
- HOA Includes
- Cable TV, Common Area Maintenance, Electricity, Insurance, Internet, Maintenance Grounds, Sewer, Water
- Tax Rate
- 2.1307%
- Est. Taxes
- $7,500
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 3404 American DR # 3202
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Island On Lake Travis Condomin
- Legal Description
- UNT 3202 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .5688 % INT IN COM AREA
- Parcel
- 01689004640000
Interior Features
- Floor
- Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Granite Counters, Pantry
- Appliances
- Built-In Electric Oven, Built-In Electric Range, Cooktop, Dishwasher, Disposal, Dryer, Electric Range, Freezer, Ice Maker, Microwave, Oven, Electric Oven, Self Cleaning Oven, Washer/Dryer
- Laundry
- Common Area, In Kitchen
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Living Room, Wood Burning
- Interior Features
- Bar, Breakfast Bar, Ceiling Fan(s), Granite Counters, Double Vanity, Dry Bar, Electric Dryer Hookup, Elevator, Entrance Foyer, High Speed Internet, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Thermostat, Soaking Tub, Storage, Walk-In Closet(s), Washer Hookup, Fire Alarm, Fire Sprinkler System, Key Card Entry, Security Guard, Smoke Detector(s), Aluminum Frames
General Info
- Beds
- 2 Total / 2 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 1
- Year Built
- 1987 / Resale
- Square Feet
- 1,188 / Public Records
- Garages
- 2
- Garage Desc
- Garage, Gated
- Foundation
- Slab
- Roof
- Composition
- Construction
- Stucco
- Acres
- 0.24
- Lot Description
- Landscaped, Level, Views
- Restrictions
- Covenant, Deed Restrictions
- Flood Plain
- Yes-100 yr
- View
- Lake, Panoramic
- Water Access
- Yes
- Waterfront
- Yes
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Water Connected
- Heat
- Central, Heat Pump, Propane
- A C
- Central Air
Exterior Features
- Fence
- None
- Exterior Features
- Balcony, Covered, Patio
- Pool On Property
- No
- Area Amenities
- BBQ Pit/Grill, Bike Storage/Locker, Clubhouse, Cluster Mailbox, Common Grounds, Conference/Meeting Room, Controlled Access, Courtyard, Covered Parking, Electronic Payments, Fishing, Fitness Center, Garage Parking, Gated, High Speed Internet, Hot Tub Community, Lake, Laundry Facility(s), Lock and Leave, Maintenance On-Site, Picnic Area, Planned Social Activities, Pool, Property Manager On-Site, Restaurant, Sauna, Smart Car Charging, Spa/Hot Tub, Sport Court(s)/Facility, Storage, Tennis Court(s)
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 21, 2026 | Price Decrease | $375,000−$20,000 (−5.1%) | −$20,000 (−5.1%) |
| Jul 2, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,834 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,834
- Principal & interest
- $1,896
- Property taxes
- $625
- Homeowners insurance
- $313
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $300,000 | $3,353 | $19,401 | $296,647 | |
| 2 | $296,647 | $3,578 | $19,177 | $293,069 | |
| 3 | $293,069 | $3,817 | $18,937 | $289,252 | |
| 4 | $289,252 | $4,073 | $18,681 | $285,179 | |
| 5 | $285,179 | $4,346 | $18,409 | $280,833 | |
| 6 | $280,833 | $4,637 | $18,118 | $276,196 | |
| 7 | $276,196 | $4,947 | $17,807 | $271,249 | |
| 8 | $271,249 | $5,279 | $17,476 | $265,970 | |
| 9 | $265,970 | $5,632 | $17,122 | $260,338 | |
| 10 | $260,338 | $6,009 | $16,745 | $254,328 |
- Year 1$296,647
- Principal paid
- $3,353
- Interest paid
- $19,401
- Starting balance
- $300,000
- Year 2$293,069
- Principal paid
- $3,578
- Interest paid
- $19,177
- Starting balance
- $296,647
- Year 3$289,252
- Principal paid
- $3,817
- Interest paid
- $18,937
- Starting balance
- $293,069
- Year 4$285,179
- Principal paid
- $4,073
- Interest paid
- $18,681
- Starting balance
- $289,252
- Year 5$280,833
- Principal paid
- $4,346
- Interest paid
- $18,409
- Starting balance
- $285,179
- Year 6$276,196
- Principal paid
- $4,637
- Interest paid
- $18,118
- Starting balance
- $280,833
- Year 7$271,249
- Principal paid
- $4,947
- Interest paid
- $17,807
- Starting balance
- $276,196
- Year 8$265,970
- Principal paid
- $5,279
- Interest paid
- $17,476
- Starting balance
- $271,249
- Year 9$260,338
- Principal paid
- $5,632
- Interest paid
- $17,122
- Starting balance
- $265,970
- Year 10$254,328
- Principal paid
- $6,009
- Interest paid
- $16,745
- Starting balance
- $260,338
Nearby
Courtesy of Hill Country Lakes Realty · (512) 267-7000
Listings courtesy of ACTRIS as distributed by MLS GRID.