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ActiveMLS #2564521

3404 American DR # 3208, Lago Vista TX 78645

Lago Vista, TX 78645 · Island On Lake Travis Condo

Condominium for sale in Island On Lake Travis Condo

2Bedrooms
2Bathrooms
1,188Square Ft
0.00Acres
2Garage
1987Year Built
Price Reduced
1 / 30
$299,000$340,000
3D tour

Overview

Property Description

Whether you’re looking for a premier investment opportunity or a tranquil retreat just a short commute from Austin, this is 'lock-and-leave' living at its finest. **STR rental for more than 165 days between 12/23/2025 and 9/7/2026 with active bookings adding. Escape to a lifestyle of effortless luxury in this stunning 2-bedroom, 2-bathroom condo at The Island on Lake Travis. Nestled in the rolling hills of Lago Vista, this private gated community offers unmatched resort style amenities, including sparkling indoor and outdoor pools, a spa, sauna, and an on-site restaurant. The open concept layout is bathed in natural light, featuring a cozy fireplace and a gourmet kitchen with granite countertops. The split floor plan ensures maximum privacy for guests or family, while the spacious covered patio provides the perfect vantage point for Texas sunsets over the water.

Financial Info
Price
$299,000
$ / Sqft
$252
HOA
Yes - Mandatory / $695.9 / Monthly
HOA Name
Row Cal
HOA Includes
Cable TV, Common Area Maintenance, Insurance, Sewer, Trash, Water
Tax Rate
2.08342%
Est. Taxes
$6,565
Tax Year
2025
Exemptions
None
Legal Info
Address
3404 American DR # 3208
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Island On Lake Travis Condo
Legal Description
UNT 3208 ILAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .568 % IN COM AREA
Parcel
709551
Interior Features
Floor
Laminate, Tile
Num Living
1
Dining
1
Kitchen
Granite Counters, Pantry
Appliances
Dishwasher, Dryer, Electric Range, Microwave, RNGHD, Refrigerator, Washer/Dryer
Laundry
In Unit
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room
Interior Features
Bar, Ceiling Fan(s), Granite Counters, Double Vanity, Elevator, No Interior Steps, Pantry, Primary Bedroom on Main, Storage, Walk-In Closet(s), Fire Sprinkler System, Secured Garage/Parking, Blinds, Drapes
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
1987 / Resale
Square Feet
1,188 / Public Records
Garages
2
Garage Desc
Assigned, Attached, Concrete, Covered, Gated
Foundation
None
Roof
Tile
Construction
Masonry – All Sides, Stucco
Lot Description
Curbs
Restrictions
Covenant, Deed Restrictions
Flood Plain
Yes-100 yr
View
Canyon
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Sewer Available, Water Available
Heat
Central, Electric
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
None
Exterior Features
Uncovered Courtyard, Exterior Steps, Restricted Access, Tennis Court(s), Covered, Porch, Rear Porch
Pool On Property
No
Area Amenities
Common Grounds, Controlled Access, Courtyard, Covered Parking, Curbs, Fitness Center, Gated, Hot Tub Community, Lake, Lock and Leave, Pool, Property Manager On-Site, Restaurant, Sauna, Sidewalks, Spa/Hot Tub, Storage, Street Lights, Tennis Court(s)

Rooms

Rooms5 rooms

Main level

  • Primary Bedroom

    Ceiling Fan(s), Primary Bedroom Dressing Room, Sitting/Study Room, Walk-In Closet(s)

  • Laundry

    Bookcases

  • Living Room

    Ceiling Fan(s)

  • Primary Bathroom

    Dual Vanity, Full Bath, Garden Tub, Separate Shower

  • Kitchen

    GranCnt, Open to Family Room, Pantry, Storage

Price history

Members only
Days on market
−$41,000 (−12.1%)
$340,000 → $299,000
5
Price reductions
Active
Since Apr 25, 2025
Price trend
List priceApr 2025 → Apr 2026
Property history6 events
DateEventPriceChange
Apr 28, 2026Price Decrease$299,000−$5,000 (−1.6%)
Apr 11, 2026Price Decrease$304,000−$2,000 (−0.7%)
Mar 19, 2026Price Decrease$306,000−$3,000 (−1%)
Aug 5, 2025Price Decrease$309,000−$10,000 (−3.1%)
May 12, 2025Price Decrease$319,000−$21,000 (−6.2%)
Apr 25, 2025New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $299,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,308 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,308

Principal & interest
$1,512
Property taxes
$547
Homeowners insurance
$249

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$239,200$2,674$15,469$236,526
2$236,526$2,853$15,290$233,674
3$233,674$3,044$15,099$230,630
4$230,630$3,248$14,895$227,382
5$227,382$3,465$14,678$223,917
6$223,917$3,697$14,446$220,220
7$220,220$3,945$14,198$216,276
8$216,276$4,209$13,934$212,067
9$212,067$4,491$13,652$207,576
10$207,576$4,792$13,351$202,784
  • Year 1$236,526
    Principal paid
    $2,674
    Interest paid
    $15,469
    Starting balance
    $239,200
  • Year 2$233,674
    Principal paid
    $2,853
    Interest paid
    $15,290
    Starting balance
    $236,526
  • Year 3$230,630
    Principal paid
    $3,044
    Interest paid
    $15,099
    Starting balance
    $233,674
  • Year 4$227,382
    Principal paid
    $3,248
    Interest paid
    $14,895
    Starting balance
    $230,630
  • Year 5$223,917
    Principal paid
    $3,465
    Interest paid
    $14,678
    Starting balance
    $227,382
  • Year 6$220,220
    Principal paid
    $3,697
    Interest paid
    $14,446
    Starting balance
    $223,917
  • Year 7$216,276
    Principal paid
    $3,945
    Interest paid
    $14,198
    Starting balance
    $220,220
  • Year 8$212,067
    Principal paid
    $4,209
    Interest paid
    $13,934
    Starting balance
    $216,276
  • Year 9$207,576
    Principal paid
    $4,491
    Interest paid
    $13,652
    Starting balance
    $212,067
  • Year 10$202,784
    Principal paid
    $4,792
    Interest paid
    $13,351
    Starting balance
    $207,576
First 10 of 30 years

Nearby

Courtesy of Compass RE Texas, LLC · (512) 575-3644

Listings courtesy of ACTRIS as distributed by MLS GRID.