3404 American DR # 3226, Lago Vista TX 78645
Lago Vista, TX 78645 · Island On Lake Travis Condominium
Condominium for sale in Island On Lake Travis Condominium
Overview
Property Description
Wonderful one bedroom one bath condo (Corsica Floor Plan) At the Island On Lake Travis. Conveniently located in BLDG 3 with bright windows opening to the charming courtyard and all amenities nearby. Nicely updated unit with travertine marble floors, large windows, open kitchen w/ granite counters & breakfast bar. The large enclosed bedroom offers a good sized walk-in closet & bright windows. The bathroom has been updated with a nice sized tiled walk in shower with multiple head shower system. The laundromat is conveniently located on the first floor of BLDG 3. This 14 acre gated community offers 2 full sized exterior lakeside pools & sun decks, hot tubs, outdoor sitting areas, tennis & pickle ball courts, EV chargers, boat ramp, available boat docks for rent, several beautifully landscaped courtyards & pet potty areas. There are also amazing indoor amenities like the huge fitness center (gym, his & her bathrooms, sitting areas, locker rooms, saunas), large indoor spa & pool and even a small shop for lakeside necessities. There is also the onsite restaurant Island Bar and Grill and the onsite spa Water Vida Spa. The condo is currently licensed as a short term rental and would make a great investment opportunity as a primary residence, nice lakeside getaway or short/long term rental as STR's are allowed. You will easily find the parking spot and storage closet as they are in the covered parking area under BLDG 3 and the spots have a reserved for unit 3226 sign in front of them. All of the Lago Vista amenities, shopping, medical etc are a short distance away with everything easily accessible. Please reach out with any questions.
Financial Info
- Price
- $185,000
- $ / Sqft
- $376
- HOA
- Yes - Mandatory / $280 / Monthly
- HOA Name
- Island on Lake Travis
- HOA Includes
- Common Area Maintenance, Landscaping, Maintenance Grounds
- Tax Rate
- 2.0834%
- Est. Taxes
- $5,071
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 3404 American DR # 3226
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Island On Lake Travis Condominium
- Legal Description
- UNT 3226 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .2356 % INT IN COM AREA
- Parcel
- 01689004880000
Interior Features
- Floor
- Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Granite Counters
- Appliances
- Refrigerator
- Laundry
- Common Area, Main Level
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Interior Features
- Breakfast Bar, Ceiling Fan(s), Granite Counters, No Interior Steps, Primary Bedroom on Main, None, Blinds, Drapes
General Info
- Beds
- 1 Total / 1 Main Level
- Full / Half Baths
- 1 / 0
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 1
- Year Built
- 1987 / Resale
- Square Feet
- 492 / Public Records
- Garages
- 1
- Garage Desc
- Assigned, Community Structure, Concrete, Covered, Garage, Gated, Lighted, Storage, Underground
- Foundation
- Slab
- Roof
- Metal, Mixed
- Construction
- Stucco
- Acres
- 0.10
- Lot Description
- None
- Restrictions
- Covenant, Deed Restrictions
- Flood Plain
- Partial, Yes-100 yr
- View
- None
- Water Access
- Yes
- Waterfront
- Yes
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Internet-Cable, Sewer Connected, Underground Utilities
- Heat
- Central
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Partial, Wrought Iron
- Exterior Features
- Boat Dock - Shared, Uncovered Courtyard, Exterior Steps, Outdoor Grill, Private Entrance, Restricted Access, Sport Court, Tennis Court(s), None
- Pool On Property
- No
- Area Amenities
- BBQ Pit/Grill, Bike Storage/Locker, Cluster Mailbox, Common Grounds, Controlled Access, Courtyard, Covered Parking, Dog Park, Fitness Center, Garage Parking, Gated, High Speed Internet, Hot Tub Community, Lake, Laundry Facility(s), Pet Amenities, Picnic Area, Pool, Restaurant, Spa/Hot Tub, Sport Court(s)/Facility, Storage, Tennis Court(s)
Rooms
Main level
- Kitchen
Breakfast Bar, GranCnt
- Primary Bathroom
- Primary Bedroom
Ceiling Fan(s), Walk-In Closet(s)
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| May 19, 2026 | Price Decrease | $185,000−$10,000 (−5.1%) | −$10,000 (−5.1%) |
| Oct 27, 2025 | New Listing | — |
Taxes
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$1,512 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $1,512
- Principal & interest
- $935
- Property taxes
- $423
- Homeowners insurance
- $154
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $148,000 | $1,654 | $9,571 | $146,346 | |
| 2 | $146,346 | $1,765 | $9,461 | $144,581 | |
| 3 | $144,581 | $1,883 | $9,342 | $142,698 | |
| 4 | $142,698 | $2,009 | $9,216 | $140,688 | |
| 5 | $140,688 | $2,144 | $9,082 | $138,544 | |
| 6 | $138,544 | $2,288 | $8,938 | $136,257 | |
| 7 | $136,257 | $2,441 | $8,785 | $133,816 | |
| 8 | $133,816 | $2,604 | $8,621 | $131,212 | |
| 9 | $131,212 | $2,779 | $8,447 | $128,433 | |
| 10 | $128,433 | $2,965 | $8,261 | $125,469 |
- Year 1$146,346
- Principal paid
- $1,654
- Interest paid
- $9,571
- Starting balance
- $148,000
- Year 2$144,581
- Principal paid
- $1,765
- Interest paid
- $9,461
- Starting balance
- $146,346
- Year 3$142,698
- Principal paid
- $1,883
- Interest paid
- $9,342
- Starting balance
- $144,581
- Year 4$140,688
- Principal paid
- $2,009
- Interest paid
- $9,216
- Starting balance
- $142,698
- Year 5$138,544
- Principal paid
- $2,144
- Interest paid
- $9,082
- Starting balance
- $140,688
- Year 6$136,257
- Principal paid
- $2,288
- Interest paid
- $8,938
- Starting balance
- $138,544
- Year 7$133,816
- Principal paid
- $2,441
- Interest paid
- $8,785
- Starting balance
- $136,257
- Year 8$131,212
- Principal paid
- $2,604
- Interest paid
- $8,621
- Starting balance
- $133,816
- Year 9$128,433
- Principal paid
- $2,779
- Interest paid
- $8,447
- Starting balance
- $131,212
- Year 10$125,469
- Principal paid
- $2,965
- Interest paid
- $8,261
- Starting balance
- $128,433
Nearby
Courtesy of Compass RE Texas, LLC · (512) 575-3644
Listings courtesy of ACTRIS as distributed by MLS GRID.