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ActiveMLS #5543521

3404 American DR # 3308, Lago Vista TX 78645

Lago Vista, TX 78645 · Island On Lake Travis Condomin

Condominium for sale in Island On Lake Travis Condomin

2Bedrooms
2Bathrooms
1,188Square Ft
0.24Acres
2Garage
1987Year Built
1 / 39
$315,000

Overview

Property Description

Nestled in the exclusive gated community at the Island at Lake Travis in Lago Vista, this inviting 2 bedroom, 2 bath, condo can be your tranquil primary residence, your personal vacation getaway, or as short or long term rental. Open floor plan in kitchen, dining, and family room with cozy fireplace. Kitchen has stainless steel appliances, seated countertop area, and coffee bar. The primary bedroom has room for a king sized bed and access to outside patio. Dual vanity sinks, garden bathtub and separate walk-in shower and walk-in closet. Second bedroom has space for two standard beds or king. Full bathroom adjacent. Lounge or dine outside on your covered balcony or venture outside and enjoy the many amenities of this 14 acre island including indoor pool, 2 outdoor pools, pickle ball courts, tennis court, sauna, fitness center, picnic area, spa, restaurant and more. This unit includes 2 reserved indoor parking spaces and a garage storage closet to store your favorite sports gear to enjoy Lake Travis. This unit has been a full time STR (short term rental). Ask listing agent for details. All furniture conveys.

Financial Info
Price
$315,000
$ / Sqft
$265
HOA
Yes - Mandatory / $695.5 / Monthly
HOA Name
The Island HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.130735%
Est. Taxes
$7,908.28
Tax Year
2025
Exemptions
None
Legal Info
Address
3404 American DR # 3308
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Island On Lake Travis Condomin
Legal Description
UNT 3308 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .5688 % INT IN COM AREA
Parcel
01689004960000
Interior Features
Floor
Laminate, Tile, Vinyl, Wood
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Granite Counters
Appliances
Dishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
Laundry
In Kitchen
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room
Interior Features
Bookcases, Breakfast Bar, High Ceilings, Vaulted Ceiling(s), Granite Counters, Elevator, Primary Bedroom on Main, Walk-In Closet(s), None
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
1987 / Resale
Square Feet
1,188 / Public Records
Garages
2
Garage Desc
Assigned, Carport, Covered
Foundation
Slab
Roof
Composition
Construction
Stucco
Acres
0.24
Lot Description
None
Restrictions
Deed Restrictions
Flood Plain
See Remarks
View
Lake, River
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Water Available
Heat
Central
A C
Central Air
Exterior Features
Fence
None
Exterior Features
Balcony, Covered
Pool On Property
No
Area Amenities
Clubhouse, Common Grounds, Courtyard, Fitness Center, Garage Parking, Gated, Lake, Spa/Hot Tub, Storage, Tennis Court(s)

Price history

Days on market
$315,000
List price
0
Price reductions
Active
Since Sep 12, 2026
Property history1 event
DateEventPriceChange
Sep 12, 2026New Listing

Taxes

2026 Estimated Property Taxes

TCAD account 709577

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing EntityRate per $100Taxable ValueEstimated Tax
CITY OF LAGO VISTA0.420000$284,374$1,194.37
LAGO VISTA ISD1.016900$295,364$3,003.56
TRAVIS CO ESD NO 10.100000$295,364$295.36
TRAVIS CO ESD NO 70.099967$295,364$295.27
TRAVIS COUNTY0.375845$295,364$1,110.11
TRAVIS COUNTY HEALTHCARE DISTRICT0.118023$295,364$348.60
Ordinary property tax estimate2.130735$6,247.27

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

General Information
Owner
GIBSON STEVEN GEORGE & COURTNEY BETH TORETTO
Legal
UNT 3308 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .5688 % INT IN COM AREA
Geo ID
prop:709577
Acreage
0.24
Exemptions
Exemption Type
None on record
Tax Summary
MLS estimated annual taxes
$7,908.28
MLS tax year
2025
Historical Tax Summary

Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

YearAppraised ValueCombined Rate per $100Annual Taxes Billed
2025$373,3192.130735$7,908.28
2024—2.083414$6,852.20
2023—2.022647$8,213.08
2022—2.208223$8,551.75
2021—2.478179$6,378.27
2020—2.535765$6,384.48

Source: Travis County

Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.

Travis Central Appraisal District News

Source: Travis County

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $315,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,515 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,515

Principal & interest
$1,593
Property taxes
$659
Homeowners insurance
$263

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$252,000$2,817$16,297$249,183
2$249,183$3,005$16,108$246,178
3$246,178$3,207$15,907$242,971
4$242,971$3,421$15,692$239,550
5$239,550$3,650$15,463$235,900
6$235,900$3,895$15,219$232,005
7$232,005$4,156$14,958$227,849
8$227,849$4,434$14,680$223,415
9$223,415$4,731$14,383$218,684
10$218,684$5,048$14,066$213,636
  • Year 1$249,183
    Principal paid
    $2,817
    Interest paid
    $16,297
    Starting balance
    $252,000
  • Year 2$246,178
    Principal paid
    $3,005
    Interest paid
    $16,108
    Starting balance
    $249,183
  • Year 3$242,971
    Principal paid
    $3,207
    Interest paid
    $15,907
    Starting balance
    $246,178
  • Year 4$239,550
    Principal paid
    $3,421
    Interest paid
    $15,692
    Starting balance
    $242,971
  • Year 5$235,900
    Principal paid
    $3,650
    Interest paid
    $15,463
    Starting balance
    $239,550
  • Year 6$232,005
    Principal paid
    $3,895
    Interest paid
    $15,219
    Starting balance
    $235,900
  • Year 7$227,849
    Principal paid
    $4,156
    Interest paid
    $14,958
    Starting balance
    $232,005
  • Year 8$223,415
    Principal paid
    $4,434
    Interest paid
    $14,680
    Starting balance
    $227,849
  • Year 9$218,684
    Principal paid
    $4,731
    Interest paid
    $14,383
    Starting balance
    $223,415
  • Year 10$213,636
    Principal paid
    $5,048
    Interest paid
    $14,066
    Starting balance
    $218,684
First 10 of 30 years

Nearby

Courtesy of Compass RE Texas, LLC · (512) 575-3644

Listings courtesy of ACTRIS as distributed by MLS GRID.