3404 American DR # 3322, Lago Vista TX 78645
Lago Vista, TX 78645 · Island On Lake Travis Condomin
Condominium for sale in Island On Lake Travis Condomin
Overview
Property Description
The most beautiful view from a condo on Lake Travis" in the Texas hillcountry with an easy commute to Austin. This is an STR owner's dream! Spectacular wraparound balcony! Gorgeous open floor plan from the moment you walk through the front door. Recently updated flooring, kitchen appliances and HVAC unit, woodburning fireplace and in-unit washer/dryer. This unique floor plan is one of only four like it in the complex. Soaring ceiling to the loft upstairs which has a large walk-in closet. The property is gated with onsite security, and boasts two outdoor pools and hot tubs, a large fitness center with lake views, and onsite full service spa and water recreational equipment rental facility, his/her separate locker rooms with saunas, tennis/pickelball courts, and multiple shaded barbeque areas overlooking the lake. Owners also have the option of buying or renting a covered, floating boat slip. Condo is a corner unit on the top floor. Certain furnishings may convey. It's a must-see for this remarkable price!
Financial Info
- Price
- $265,100
- $ / Sqft
- $265
- HOA
- Yes - Mandatory / $589 / Monthly
- HOA Name
- Island on Lake Travis
- HOA Includes
- Cable TV, Common Area Maintenance, Hot Water, Insurance, Internet, Landscaping, Maintenance Grounds, Maintenance Structure, Parking, Pest Control, Security, Sewer, Trash, Water
- Tax Rate
- 2.1307%
- Est. Taxes
- $3,037
- Tax Year
- 2025
- Exemptions
- Homestead, Over 65
Legal Info
- Address
- 3404 American DR # 3322
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Island On Lake Travis Condomin
- Legal Description
- UNT 3322 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .4793 % INT IN COM AREA
- Parcel
- 01689005110000
Interior Features
- Floor
- Carpet, Tile, Wood
- Num Living
- 1
- Dining
- 1
- Appliances
- Dishwasher, Disposal, Electric Range, Exhaust Fan, Microwave, Free-Standing Electric Oven, Plumbed For Ice Maker, Free-Standing Electric Range, Free-Standing Refrigerator, Washer/Dryer
- Laundry
- Common Area, Laundry Closet, Main Level
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Living Room
- Interior Features
- Ceiling Fan(s), Electric Dryer Hookup, High Speed Internet, Interior Steps, Open Floorplan, Primary Bedroom on Main, Recessed Lighting, Soaking Tub, Storage, Track Lighting, Walk-In Closet(s), Building Security, Closed Circuit Camera(s), Fire Alarm, Fire Sprinkler System, Key Card Entry, Security Service, Smoke Detector(s), Aluminum Frames, Blinds, Screens
General Info
- Beds
- 2 Total / 1 Main Level / 1 Other Level
- Full / Half Baths
- 1 / 0
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 3
- Year Built
- 1987 / Updated/Remodeled
- Square Feet
- 1,001 / Public Records
- Garages
- 1
- Garage Desc
- Additional Parking, Assigned, Attached, Covered, Electric Gate, Lighted, Paved
- Foundation
- Concrete Perimeter
- Roof
- Tile
- Construction
- Stucco
- Acres
- 0.20
- Lot Description
- Close to Clubhouse, Landscaped, Near Golf Course, Private Maintained Road, Sprinkler - Automatic, Many Trees
- Restrictions
- Deed Restrictions
- Flood Plain
- Yes-100 yr
- View
- Hill Country, Lake, Marina, Park/Greenbelt, Trees/Woods, Water
- Water Access
- Yes
- Waterfront
- Yes
- Area
- LN
Utility Info
- Water
- Private
- Sewer
- Private Sewer
- Utilities
- Cable Connected, Electricity Connected, Internet-Cable, Sewer Connected, Water Connected
- Heat
- Central, Electric, Fireplace(s), Hot Water
- A C
- Ceiling Fan(s), Central Air, Electric
Exterior Features
- Fence
- None
- Exterior Features
- Balcony, Boat Ramp, Uncovered Courtyard, Electric Car Plug-in, Exterior Steps, Garden, Gutters Full, Outdoor Grill, Permeable Paving, Restricted Access, Tennis Court(s), Covered, Deck, Terrace
- Pool On Property
- No
- Area Amenities
- BBQ Pit/Grill, Cluster Mailbox, Common Grounds, Conference/Meeting Room, Controlled Access, Courtyard, Dog Park, Electronic Payments, Fishing, Fitness Center, Garage Parking, Gated, Golf, High Speed Internet, Hot Tub Community, Lake, Laundry Facility(s), Lounge, On-Site Retail, Picnic Area, Planned Social Activities, Pool, Property Manager On-Site, Restaurant, Sauna, Smart Car Charging, Spa/Hot Tub, Storage, Street Lights, Tenant Access Cargo Elevator, Tennis Court(s)
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 18, 2026 | New Listing | — |
Taxes
TCAD account 709591
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| CITY OF LAGO VISTA | 0.420000 | $204,726 | $859.85 |
| LAGO VISTA ISD | 1.016900 | $12,134 | $123.39 |
| TRAVIS CO ESD NO 1 | 0.100000 | $265,168 | $265.17 |
| TRAVIS CO ESD NO 7 | 0.099967 | $265,168 | $265.08 |
| TRAVIS COUNTY | 0.375845 | $66,865 | $251.31 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $15,134 | $17.86 |
| Ordinary property tax estimate | 2.130735 | $1,782.66 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
- Owner
- MCWILLIAMS MELISSA KAY
- Legal
- UNT 3322 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .4793 % INT IN COM AREA
- Geo ID
- prop:709591
- Acreage
- 0.20
- Exemption Type
- Homestead, Over 65
- MLS estimated annual taxes
- $3,037
- MLS tax year
- 2025
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | $335,878 | 2.130735 | $3,037.88 |
| 2024 | — | 2.083414 | $4,438.61 |
| 2023 | — | 2.022647 | $5,427.75 |
| 2022 | — | 2.208223 | $4,540.75 |
| 2021 | — | 2.478179 | $5,175.23 |
| 2020 | — | 2.535765 | $5,237.26 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Source: Travis County
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$1,814 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $1,814
- Principal & interest
- $1,340
- Property taxes
- $253
- Homeowners insurance
- $221
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $212,080 | $2,370 | $13,715 | $209,710 | |
| 2 | $209,710 | $2,529 | $13,557 | $207,180 | |
| 3 | $207,180 | $2,699 | $13,387 | $204,482 | |
| 4 | $204,482 | $2,879 | $13,207 | $201,602 | |
| 5 | $201,602 | $3,072 | $13,014 | $198,530 | |
| 6 | $198,530 | $3,278 | $12,808 | $195,252 | |
| 7 | $195,252 | $3,497 | $12,588 | $191,755 | |
| 8 | $191,755 | $3,732 | $12,354 | $188,023 | |
| 9 | $188,023 | $3,982 | $12,104 | $184,041 | |
| 10 | $184,041 | $4,248 | $11,838 | $179,793 |
- Year 1$209,710
- Principal paid
- $2,370
- Interest paid
- $13,715
- Starting balance
- $212,080
- Year 2$207,180
- Principal paid
- $2,529
- Interest paid
- $13,557
- Starting balance
- $209,710
- Year 3$204,482
- Principal paid
- $2,699
- Interest paid
- $13,387
- Starting balance
- $207,180
- Year 4$201,602
- Principal paid
- $2,879
- Interest paid
- $13,207
- Starting balance
- $204,482
- Year 5$198,530
- Principal paid
- $3,072
- Interest paid
- $13,014
- Starting balance
- $201,602
- Year 6$195,252
- Principal paid
- $3,278
- Interest paid
- $12,808
- Starting balance
- $198,530
- Year 7$191,755
- Principal paid
- $3,497
- Interest paid
- $12,588
- Starting balance
- $195,252
- Year 8$188,023
- Principal paid
- $3,732
- Interest paid
- $12,354
- Starting balance
- $191,755
- Year 9$184,041
- Principal paid
- $3,982
- Interest paid
- $12,104
- Starting balance
- $188,023
- Year 10$179,793
- Principal paid
- $4,248
- Interest paid
- $11,838
- Starting balance
- $184,041
Nearby
Courtesy of Creekview Realty · (214) 696-4663
Listings courtesy of ACTRIS as distributed by MLS GRID.