3908 Boat Dock RD, Lago Vista TX 78645
Lago Vista, TX 78645 · North Shore Colony Resub Of Tr
Single Family Residence for sale in North Shore Colony Resub Of Tr
Overview
Property Description
Lake Travis living under a canopy of heritage oaks. This 2-bed, 1-bath Lago Vista cottage offers easy, low-maintenance living plus access to the optional HOA’s community boat ramp and water access, so you can launch the boat, fish, or spend the day on the lake minutes from home. Inside, the open living, dining, and kitchen layout features wood-look tile floors, a sliding barn door, crown molding, and a decorative fireplace mantel. The kitchen pairs navy lower cabinets with white uppers, open display shelving, and black appliances. The bath showcases a wood-look tiled walk-in shower with a pebble-stone floor. Outside, enjoy the shaded limestone front patio, fenced side yard, storage shed, and string-lit oaks made for evenings outdoors. Seller reports prior updates to plumbing, roof, HVAC, and fence. A great fit for a full-time home, weekend lake getaway, or investment. Lago Vista ISD.
Financial Info
- Price
- $189,999
- $ / Sqft
- $277
- HOA
- Yes - Mandatory / $450 / Annually
- HOA Name
- North Shore Colony
- HOA Includes
- Trash
- Tax Rate
- 1.66%
- Est. Taxes
- $1,605
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 3908 Boat Dock RD
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- North Shore Colony Resub Of Tr
- Legal Description
- LOT 8A NORTH SHORE COLONY RESUB OF TRACTS A, B & C
- Parcel
- 01607004110000
Interior Features
- Floor
- Tile, Wood
- Num Living
- 1
- Dining
- 1
- Appliances
- Built-In Electric Oven, Built-In Electric Range, Microwave
- Laundry
- Outside
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Interior Features
- Ceiling Fan(s), Open Floorplan, Primary Bedroom on Main, None, Blinds
General Info
- Beds
- 2 Total / 2 Main Level
- Full / Half Baths
- 1 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1955 / Resale
- Square Feet
- 687 / Public Records
- Garage Desc
- Direct Access, Gravel
- Foundation
- Slab
- Roof
- Shake, Shingle, Wood
- Construction
- Concrete
- Acres
- 0.10
- Lot Description
- Few Trees, Front Yard, Gentle Sloping, Trees-Large (Over 40 Ft), Views
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- Lake, Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- LN
Utility Info
- Water
- See Remarks
- Sewer
- Engineered Septic
- Utilities
- Electricity Available, Sewer Available, Water Available
- Heat
- Central
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Back Yard, Wood
- Exterior Features
- Barbecue, Outdoor Grill, Deck, Front Porch, Patio
- Pool On Property
- No
- Area Amenities
- Fishing, Lake
Rooms
Main level
- Primary Bedroom
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Nov 5, 2026 | New Listing | — |
Taxes
TCAD account 159430
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| LAGO VISTA ISD | 1.016900 | $186,675 | $1,898.30 |
| TRAVIS CO ESD NO 1 | 0.100000 | $186,675 | $186.68 |
| TRAVIS CO ESD NO 7 | 0.099967 | $186,675 | $186.61 |
| TRAVIS COUNTY | 0.375845 | $186,675 | $701.61 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $186,675 | $220.32 |
| Ordinary property tax estimate | 1.710735 | $3,193.52 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | — | 1.710735 | $1,321.30 |
| 2024 | — | 1.660314 | $1,604.12 |
| 2023 | — | 1.608747 | $1,841.76 |
| 2022 | — | 1.779923 | $2,998.93 |
| 2021 | — | 1.871179 | $2,121.18 |
| 2020 | — | 1.888265 | $2,190.99 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$1,253 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $1,253
- Principal & interest
- $961
- Property taxes
- $134
- Homeowners insurance
- $158
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $151,999 | $1,699 | $9,830 | $150,300 | |
| 2 | $150,300 | $1,813 | $9,716 | $148,488 | |
| 3 | $148,488 | $1,934 | $9,595 | $146,553 | |
| 4 | $146,553 | $2,064 | $9,465 | $144,490 | |
| 5 | $144,490 | $2,202 | $9,327 | $142,288 | |
| 6 | $142,288 | $2,349 | $9,180 | $139,939 | |
| 7 | $139,939 | $2,507 | $9,022 | $137,432 | |
| 8 | $137,432 | $2,675 | $8,854 | $134,757 | |
| 9 | $134,757 | $2,854 | $8,675 | $131,904 | |
| 10 | $131,904 | $3,045 | $8,484 | $128,859 |
- Year 1$150,300
- Principal paid
- $1,699
- Interest paid
- $9,830
- Starting balance
- $151,999
- Year 2$148,488
- Principal paid
- $1,813
- Interest paid
- $9,716
- Starting balance
- $150,300
- Year 3$146,553
- Principal paid
- $1,934
- Interest paid
- $9,595
- Starting balance
- $148,488
- Year 4$144,490
- Principal paid
- $2,064
- Interest paid
- $9,465
- Starting balance
- $146,553
- Year 5$142,288
- Principal paid
- $2,202
- Interest paid
- $9,327
- Starting balance
- $144,490
- Year 6$139,939
- Principal paid
- $2,349
- Interest paid
- $9,180
- Starting balance
- $142,288
- Year 7$137,432
- Principal paid
- $2,507
- Interest paid
- $9,022
- Starting balance
- $139,939
- Year 8$134,757
- Principal paid
- $2,675
- Interest paid
- $8,854
- Starting balance
- $137,432
- Year 9$131,904
- Principal paid
- $2,854
- Interest paid
- $8,675
- Starting balance
- $134,757
- Year 10$128,859
- Principal paid
- $3,045
- Interest paid
- $8,484
- Starting balance
- $131,904
Nearby
Courtesy of Serhant Texas, LLC · (281) 768-8265
Listings courtesy of ACTRIS as distributed by MLS GRID.