48 Oaks PL, Lago Vista TX 78645
Lago Vista, TX 78645 · Oaks At Highland Lake Estates
Townhouse for sale in Oaks At Highland Lake Estates
Overview
Property Description
Imaculate 3-2 townhome with Pergo floors and Corian countertops. Kitchen is updated with glasss front, interior lighted cabinets, top of the line apppliances with a Samsung double door refrigerator with bottom freezer. Primary bedroom features double mirror fronted closets, quality slidingglass door opening onto covered, tree shaded deck. Large primary bath with dressing area and walk-in shower. Great room with stone fireplace with electric fireplace insert. Greatroom also features a wetbar and quality sliding glass door that opens onto the covered tree shade deck. The deck has Eon simulated wood decking that needs no maintenance. Oversized garage with openner and with lots of quality cabinetry.
Financial Info
- Price
- $295,000
- $ / Sqft
- $195
- HOA
- Yes - Mandatory / $250 / Monthly
- HOA Name
- Oaks at Highland Lake Estates HOA
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.1307%
- Est. Taxes
- $5,436
- Tax Year
- 2026
- Exemptions
- Homestead, Over 65
Legal Info
- Address
- 48 Oaks PL
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Oaks At Highland Lake Estates
- Legal Description
- LOT 48 OAKS AT HIGHLAND LAKE ESTATES PHS 13
- Parcel
- 01648617190000
Interior Features
- Floor
- No Carpet, Wood
- Num Living
- 1
- Dining
- 2
- Kitchen
- Breakfast Bar, Pantry
- Appliances
- Disposal, Microwave, Electric Oven, Plumbed For Ice Maker, Free-Standing Electric Range, RNGHD, Free-Standing Refrigerator, Electric Water Heater
- Laundry
- In Garage
- Master Bed
- 2 Primary Baths, Primary Bedroom on Main
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Blower Fan, Electric, Great Room, Raised Hearth
- Interior Features
- 2 Primary Baths, Bar, Breakfast Bar, Ceiling Fan(s), High Ceilings, Electric Dryer Hookup, Entrance Foyer, High Speed Internet, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Washer Hookup, Wired for Sound, None, Blinds, Insulated Windows
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Townhouse
- Stories
- 1
- Year Built
- 1984 / Updated/Remodeled
- Square Feet
- 1,512 / Public Records
- Garages
- 1
- Garage Desc
- Door-Single, Driveway, Garage, Garage Door Opener, Garage Faces Front, Oversized
- Foundation
- Slab
- Roof
- Asbestos Shingle
- Construction
- Masonry – Partial, Wood Siding, Stone Veneer
- Acres
- 0.04
- Lot Description
- Front Yard, Landscaped, Level, Near Golf Course, Sprinkler - Automatic, Sprinkler - In-ground, Trees-Moderate
- Restrictions
- City Restrictions, Zoning
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Connected, Electricity Connected, Internet-Cable, Phone Available, Sewer Connected, Underground Utilities, Water Connected
- Heat
- Central, Electric, Heat Pump
- A C
- Central Air, Heat Pump
Exterior Features
- Fence
- None
- Exterior Features
- Uncovered Courtyard, Gutters Full, Deck, Front Porch
- Pool On Property
- No
- Area Amenities
- Airport/Runway, Fishing, Fitness Center, Golf, High Speed Internet, Lake, Library, Park, Picnic Area, Playground, Pool, Putting Green, Restaurant, Tennis Court(s), Trash Pickup - Door to Door, Underground Utilities
Rooms
Main level
- Kitchen
Kitchen cabinets are lighted with glass cabinet doors. double door refrigerator with bottom freezer.
Breakfast Bar, Dining Area, Open to Family Room, Plumbed for Icemaker
- Primary Bedroom
Spacious bedroom with sliding glass door to covered & tree shaded deck.
Ceiling Fan(s), Full Bath, Two Primary Closets, Walk-in Shower
- Great Room
Large open living area with tall ceilings, stone fireplace with electric fireplace insert, large sliding glass door opnes onto covered & tree shaded deck that faces east.
Ceiling Fan(s), High Ceilings, Wet Bar, Wired for Data
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 30, 2026 | New Listing | — |
Taxes
TCAD account 166241
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| CITY OF LAGO VISTA | 0.420000 | $204,102 | $857.23 |
| LAGO VISTA ISDTax ceiling applied | 1.016900 | $4,102 | $0.00 |
| TRAVIS CO ESD NO 1 | 0.100000 | $255,128 | $255.13 |
| TRAVIS CO ESD NO 7 | 0.099967 | $255,128 | $255.04 |
| TRAVIS COUNTY | 0.375845 | $58,833 | $221.12 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $7,102 | $8.38 |
| Ordinary property tax estimate | 2.130735 | $1,596.90 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | — | 2.130735 | $1,774.87 |
| 2024 | — | 2.083414 | $1,591.42 |
| 2023 | — | 2.022647 | $1,404.67 |
| 2022 | — | 2.208223 | $1,875.65 |
| 2021 | — | 2.478179 | $2,092.07 |
| 2020 | — | 2.535765 | $2,042.24 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,191 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,191
- Principal & interest
- $1,492
- Property taxes
- $453
- Homeowners insurance
- $246
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $236,000 | $2,638 | $15,262 | $233,362 | |
| 2 | $233,362 | $2,814 | $15,086 | $230,548 | |
| 3 | $230,548 | $3,003 | $14,897 | $227,545 | |
| 4 | $227,545 | $3,204 | $14,696 | $224,341 | |
| 5 | $224,341 | $3,419 | $14,481 | $220,922 | |
| 6 | $220,922 | $3,648 | $14,253 | $217,274 | |
| 7 | $217,274 | $3,892 | $14,008 | $213,382 | |
| 8 | $213,382 | $4,153 | $13,748 | $209,230 | |
| 9 | $209,230 | $4,431 | $13,469 | $204,799 | |
| 10 | $204,799 | $4,727 | $13,173 | $200,072 |
- Year 1$233,362
- Principal paid
- $2,638
- Interest paid
- $15,262
- Starting balance
- $236,000
- Year 2$230,548
- Principal paid
- $2,814
- Interest paid
- $15,086
- Starting balance
- $233,362
- Year 3$227,545
- Principal paid
- $3,003
- Interest paid
- $14,897
- Starting balance
- $230,548
- Year 4$224,341
- Principal paid
- $3,204
- Interest paid
- $14,696
- Starting balance
- $227,545
- Year 5$220,922
- Principal paid
- $3,419
- Interest paid
- $14,481
- Starting balance
- $224,341
- Year 6$217,274
- Principal paid
- $3,648
- Interest paid
- $14,253
- Starting balance
- $220,922
- Year 7$213,382
- Principal paid
- $3,892
- Interest paid
- $14,008
- Starting balance
- $217,274
- Year 8$209,230
- Principal paid
- $4,153
- Interest paid
- $13,748
- Starting balance
- $213,382
- Year 9$204,799
- Principal paid
- $4,431
- Interest paid
- $13,469
- Starting balance
- $209,230
- Year 10$200,072
- Principal paid
- $4,727
- Interest paid
- $13,173
- Starting balance
- $204,799
Nearby
Courtesy of Coldwell Banker S.G. Billings · (512) 267-3292
Listings courtesy of ACTRIS as distributed by MLS GRID.