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Active Under ContractMLS #7563258

640 Loma Cedro BND, Leander TX 78641

Leander, TX 78641 · Vista Ridge

Single Family Residence for sale in Vista Ridge

3Bedrooms
2Bathrooms
2,487Square Ft
0.13Acres
2Garage
2014Year Built
1 / 40
$400,000$415,000
3D tour

Overview

Property Description

Welcome to this beautiful home in the highly desirable Vista Ridge neighborhood! This spacious one-story floor plan offers the perfect blend of comfort and functionality, featuring 3 bedrooms, a private office with elegant French doors, and a large bonus room upstairs—ideal for a game room, media room, or guest retreat. The open-concept design showcases soaring ceilings throughout the main level, creating a bright and inviting living space. The kitchen is a chef's dream with abundant granite countertop space, a center island, and a stylish chef-style vent hood, making meal prep and entertaining effortless. The spacious primary suite offers a relaxing escape with a walk-in shower, dual vanities, and an oversized walk-in closet you'll have to see to appreciate. At the back of the home, an additional flex room provides the perfect space for a sunroom, craft room, home gym, or playroom. Step outside to enjoy the covered private patio overlooking the low-maintenance backyard with a full sprinkler system, making outdoor living easy. Energy-efficient Ion Solar panels, still under warranty, help reduce utility costs and add long-term value.

Financial Info
Price
$400,000
$ / Sqft
$161
HOA
Yes - Mandatory / $335 / Annually
HOA Name
Vista Ridge
HOA Includes
Common Area Maintenance
Tax Rate
2.709%
Est. Taxes
$8,423.92
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
640 Loma Cedro BND
County
Williamson
City
Leander
State
TX
Zip
78641
Subdivision
Vista Ridge
Legal Description
S10552 - VISTA RIDGE PH 2-B, BLOCK H, LOT 18
Parcel
17W35012BH0018
Interior Features
Floor
Carpet, Tile, Wood
Num Living
4
Dining
1
Kitchen
Breakfast Bar, Granite Counters, Kitchen Island, Pantry
Appliances
Built-In Oven(s), Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Cooktop, Gas Range, Microwave, Free-Standing Range, RNGHD
Laundry
Inside, Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplace Description
None
Interior Features
Breakfast Bar, Built-in Features, Ceiling Fan(s), High Ceilings, Vaulted Ceiling(s), Chandelier, Granite Counters, Crown Molding, Double Vanity, French Doors, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), None, Drapes, Double Pane Windows, Window Coverings, Window Treatments
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2014 / Resale
Square Feet
2,487 / Public Records
Garages
2
Garage Desc
Attached, Driveway, Garage
Foundation
Slab
Roof
Composition, Shingle
Construction
Brick, Brick Veneer
Acres
0.13
Lot Description
Curbs, Interior Lot, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Trees-Moderate
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
CLN
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Municipal Utility District (MUD), Public Sewer
Utilities
Cable Connected, Electricity Connected, Internet-Cable
Heat
Central, Natural Gas
A C
Central Air
Exterior Features
Fence
Fenced, Wood
Exterior Features
Exterior Steps, Gutters Partial, Covered, Deck, Patio, Porch
Pool On Property
No
Area Amenities
Cluster Mailbox, Common Grounds, Curbs, Playground, Pool, Sidewalks

Price history

Members only
Days on market
−$15,000 (−3.6%)
$415,000 → $400,000
1
Price reduction
Active Under Contract
Since Jul 10, 2026
Price trend
List priceJul 2026 → Aug 2026
Property history3 events
DateEventPriceChange
Sep 13, 2026Active Under Contract
Aug 31, 2026Price Decrease$400,000−$15,000 (−3.6%)
Jul 22, 2026New Listing

Taxes

General Information
Legal
S10552 - VISTA RIDGE PH 2-B, BLOCK H, Lot 18
Geo ID
17W35012BH0018
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$8,423.92
MLS tax year
2026
Appraisal Values
YearLandImprovementsMarketAssessed
2026$84,500$328,770$413,270$413,270

Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).

Schools

School Info
District
Leander ISD
Elementary
Camacho
Middle
Leander Middle
High
Glenn

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $400,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,058 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,058

Principal & interest
$2,023
Property taxes
$702
Homeowners insurance
$333

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$320,000$3,577$20,695$316,423
2$316,423$3,816$20,455$312,607
3$312,607$4,072$20,200$308,535
4$308,535$4,345$19,927$304,191
5$304,191$4,636$19,636$299,555
6$299,555$4,946$19,325$294,609
7$294,609$5,277$18,994$289,332
8$289,332$5,631$18,641$283,701
9$283,701$6,008$18,264$277,694
10$277,694$6,410$17,861$271,284
  • Year 1$316,423
    Principal paid
    $3,577
    Interest paid
    $20,695
    Starting balance
    $320,000
  • Year 2$312,607
    Principal paid
    $3,816
    Interest paid
    $20,455
    Starting balance
    $316,423
  • Year 3$308,535
    Principal paid
    $4,072
    Interest paid
    $20,200
    Starting balance
    $312,607
  • Year 4$304,191
    Principal paid
    $4,345
    Interest paid
    $19,927
    Starting balance
    $308,535
  • Year 5$299,555
    Principal paid
    $4,636
    Interest paid
    $19,636
    Starting balance
    $304,191
  • Year 6$294,609
    Principal paid
    $4,946
    Interest paid
    $19,325
    Starting balance
    $299,555
  • Year 7$289,332
    Principal paid
    $5,277
    Interest paid
    $18,994
    Starting balance
    $294,609
  • Year 8$283,701
    Principal paid
    $5,631
    Interest paid
    $18,641
    Starting balance
    $289,332
  • Year 9$277,694
    Principal paid
    $6,008
    Interest paid
    $18,264
    Starting balance
    $283,701
  • Year 10$271,284
    Principal paid
    $6,410
    Interest paid
    $17,861
    Starting balance
    $277,694
First 10 of 30 years

Nearby

Courtesy of Encore Real Estate · (512) 461-1577

Listings courtesy of ACTRIS as distributed by MLS GRID.