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401 Summerside Ave 2634800Edit search
ActiveMLS #2634800

401 Summerside Ave, Lockhart TX 78644

Lockhart, TX 78644 · Summerside

Single Family Residence for sale in Summerside

3Bedrooms
2Bathrooms
1,164Square Ft
0.14Acres
2Garage
2015Year Built
Price Reduced
1 / 35
$224,500$225,000
3D tour

Overview

Property Description

Move-in ready and beautifully refreshed, this charming 3-bedroom, 2-bath home offers comfort, style, and functionality. Featuring brand-new, never-lived-on carpet and fresh interior paint, the home feels clean, bright, and ready for its new owners. The kitchen is equipped with an oversized single-bowl stainless steel sink, adding both style and practicality. The functional floor plan provides comfortable living spaces, while the fenced backyard offers plenty of room for pets, play, gardening, or entertaining. Whether you're a first-time homebuyer, downsizing, or looking for a great investment opportunity, this well-maintained home is ready for immediate occupancy. Eligible buyers may qualify for 100% USDA financing (0% down payment), making homeownership even more affordable. Conveniently located near shopping, dining, schools, and major commuter routes, this is one you won't want to miss!

Financial Info
Price
$224,500
$ / Sqft
$193
HOA
None
Tax Rate
1.99%
Est. Taxes
$3,896
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
401 Summerside Ave
County
Caldwell
City
Lockhart
State
TX
Zip
78644
Subdivision
Summerside
Legal Description
SUMMERSIDE, BLOCK 15, LOT 13, SECTION 2
Parcel
030061203001513
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Appliances
Built-In Gas Oven, Dishwasher, Disposal, Gas Range, Microwave, Washer/Dryer, Electric Water Heater
Laundry
Main Level
Master Bed
Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Walk-In Closet(s), Washer Hookup, None
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2015 / Resale
Square Feet
1,164 / Public Records
Garages
2
Garage Desc
None
Foundation
Slab
Roof
Shingle
Construction
Brick, Vinyl Siding
Acres
0.14
Lot Description
None
Restrictions
None
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
CC
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Internet-Fiber, Natural Gas Connected, Underground Utilities, Water Connected
Heat
Central, Natural Gas
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
Privacy
Exterior Features
None, Patio
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$500 (−0.2%)
$225,000 → $224,500
1
Price reduction
Active
Since Jul 20, 2026
Price trend
List priceJul 2026 → Aug 2026
Property history4 events
DateEventPriceChange
Aug 16, 2026Price Decrease$224,500−$500 (−0.2%)
Aug 4, 2026Back On Market
Aug 2, 2026Active Under Contract
Jul 20, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lockhart ISD
Elementary
Bluebonnet (Lockhart ISD)
Middle
Lockhart
High
Lockhart

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $224,500
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,647 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,647

Principal & interest
$1,135
Property taxes
$325
Homeowners insurance
$187

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$179,600$2,007$11,615$177,593
2$177,593$2,142$11,480$175,451
3$175,451$2,285$11,337$173,165
4$173,165$2,438$11,184$170,727
5$170,727$2,602$11,021$168,125
6$168,125$2,776$10,846$165,349
7$165,349$2,962$10,661$162,388
8$162,388$3,160$10,462$159,227
9$159,227$3,372$10,251$155,856
10$155,856$3,598$10,025$152,258
  • Year 1$177,593
    Principal paid
    $2,007
    Interest paid
    $11,615
    Starting balance
    $179,600
  • Year 2$175,451
    Principal paid
    $2,142
    Interest paid
    $11,480
    Starting balance
    $177,593
  • Year 3$173,165
    Principal paid
    $2,285
    Interest paid
    $11,337
    Starting balance
    $175,451
  • Year 4$170,727
    Principal paid
    $2,438
    Interest paid
    $11,184
    Starting balance
    $173,165
  • Year 5$168,125
    Principal paid
    $2,602
    Interest paid
    $11,021
    Starting balance
    $170,727
  • Year 6$165,349
    Principal paid
    $2,776
    Interest paid
    $10,846
    Starting balance
    $168,125
  • Year 7$162,388
    Principal paid
    $2,962
    Interest paid
    $10,661
    Starting balance
    $165,349
  • Year 8$159,227
    Principal paid
    $3,160
    Interest paid
    $10,462
    Starting balance
    $162,388
  • Year 9$155,856
    Principal paid
    $3,372
    Interest paid
    $10,251
    Starting balance
    $159,227
  • Year 10$152,258
    Principal paid
    $3,598
    Interest paid
    $10,025
    Starting balance
    $155,856
First 10 of 30 years

Nearby

Courtesy of Fathom Realty · (888) 455-6040

Listings courtesy of ACTRIS as distributed by MLS GRID.