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410 Cibilo St 1838370Edit search
ActiveMLS #1838370

410 Cibilo ST, Lockhart TX 78644

Lockhart, TX 78644 · Polks

Single Family Residence for sale in Polks

3Bedrooms
2Bathrooms
2,167Square Ft
0.35Acres
0Garage
1915Year Built
New
1 / 36
$549,000
3D tour

Overview

Property Description

Enchanting 1915 historic era home blends timeless character with everyday comfort. Rich hardwood floors, original staircases, custom built-ins, and classic wainscoting showcase its historic craftsmanship throughout. The spacious living room and formal dining room, featuring a massive built-in buffet, provide inviting spaces for entertaining and gathering. Upstairs, the primary ensuite offers a private retreat with cozy reading nooks and generous flexible space for a studio, home office, or exercise area. Just off the kitchen, a sun-filled, roomy sunroom opens to a secluded “secret garden,” inviting deck, and ample backyard space—perfect for relaxing or entertaining. Enjoy a taste of Southern hospitality from the welcoming front porch, or stroll just half a mile to Historic Downtown Lockhart for local farmers markets, charming shops, and restaurants. Convenient access to Toll 130 north and south makes travel to Austin and beyond easy. A captivating blend of history, character, and outdoor charm—this Lockhart treasure is ready to welcome you home!

Financial Info
Price
$549,000
$ / Sqft
$253
HOA
None
Tax Rate
0.439%
Est. Taxes
$1,350
Tax Year
2025
Exemptions
Disability, Homestead, Over 65
Legal Info
Address
410 Cibilo ST
County
Caldwell
City
Lockhart
State
TX
Zip
78644
Subdivision
Polks
Legal Description
POLKS, BLOCK 3, LOT 8 PT 1,2,7,9
Parcel
030059200300880
Interior Features
Floor
See Remarks, Wood
Num Living
2
Dining
1
Kitchen
Kitchen Island
Appliances
Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer, Washer/Dryer, Gas Water Heater
Laundry
Inside, Main Level
Master Main
Yes
Interior Features
Ceiling Fan(s), High Ceilings, Kitchen Island, Multiple Living Areas, Natural Woodwork, None, Screens
General Info
Beds
3 Total / 2 Main Level / 1 Other Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1915 / Historic Design
Square Feet
2,167 / Public Records
Garage Desc
See Remarks
Foundation
Pillar/Post/Pier
Roof
Composition
Construction
Wood Siding
Acres
0.35
Lot Description
Back Yard, City Lot, Curbs, Front Yard, Interior Lot, Landscaped, Trees-Large (Over 40 Ft)
Restrictions
See Remarks
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
CC
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Above Ground, Cable Available, Electricity Connected, Internet-Cable, Internet-Fiber, Other, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected
Heat
Natural Gas
A C
Central Air, Electric
Exterior Features
Fence
Back Yard
Exterior Features
Gutters Partial, Private Yard, Covered, Deck, Front Porch, Patio, Porch
Pool On Property
No
Area Amenities
See Remarks

Price history

Members only
Days on market
$549,000
List price
0
Price reductions
Active
Since Oct 9, 2026
Property history1 event
DateEventPriceChange
Oct 9, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lockhart ISD
Elementary
Clear Fork
Middle
Lockhart
High
Lockhart

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $549,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,347 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,347

Principal & interest
$2,776
Property taxes
$113
Homeowners insurance
$458

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$439,200$4,909$28,403$434,291
2$434,291$5,238$28,075$429,053
3$429,053$5,589$27,724$423,465
4$423,465$5,963$27,350$417,502
5$417,502$6,362$26,950$411,139
6$411,139$6,788$26,524$404,351
7$404,351$7,243$26,070$397,108
8$397,108$7,728$25,584$389,380
9$389,380$8,246$25,067$381,135
10$381,135$8,798$24,515$372,337
  • Year 1$434,291
    Principal paid
    $4,909
    Interest paid
    $28,403
    Starting balance
    $439,200
  • Year 2$429,053
    Principal paid
    $5,238
    Interest paid
    $28,075
    Starting balance
    $434,291
  • Year 3$423,465
    Principal paid
    $5,589
    Interest paid
    $27,724
    Starting balance
    $429,053
  • Year 4$417,502
    Principal paid
    $5,963
    Interest paid
    $27,350
    Starting balance
    $423,465
  • Year 5$411,139
    Principal paid
    $6,362
    Interest paid
    $26,950
    Starting balance
    $417,502
  • Year 6$404,351
    Principal paid
    $6,788
    Interest paid
    $26,524
    Starting balance
    $411,139
  • Year 7$397,108
    Principal paid
    $7,243
    Interest paid
    $26,070
    Starting balance
    $404,351
  • Year 8$389,380
    Principal paid
    $7,728
    Interest paid
    $25,584
    Starting balance
    $397,108
  • Year 9$381,135
    Principal paid
    $8,246
    Interest paid
    $25,067
    Starting balance
    $389,380
  • Year 10$372,337
    Principal paid
    $8,798
    Interest paid
    $24,515
    Starting balance
    $381,135
First 10 of 30 years

Nearby

Courtesy of EXIT Realty Advisors · (210) 491-2067

Listings courtesy of ACTRIS as distributed by MLS GRID.