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ActiveMLS #8115737

410 ST. THOMAS ST, Lockhart TX 78644

Lockhart, TX 78644 · VINTAGE SPRINGS

Single Family Residence for sale in VINTAGE SPRINGS

3Bedrooms
2Bathrooms
1,298Square Ft
0.16Acres
2Garage
2023Year Built
New
1 / 17
$199,990

Overview

Property Description

Gorgeous home in Vintage Springs.

Financial Info
Price
$199,990
$ / Sqft
$154
HOA
Yes - Mandatory / $76 / Monthly
HOA Name
VINTAGE SPRINGS HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.06%
Est. Taxes
$4,568
Tax Year
2026
Exemptions
None
Legal Info
Address
410 ST. THOMAS ST
County
Caldwell
City
Lockhart
State
TX
Zip
78644
Subdivision
VINTAGE SPRINGS
Legal Description
VINTAGE SPRINGS 2 LOT 42 BLOCK 11
Parcel
410 ST. THOMAS STREET
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Appliances
Dishwasher, Disposal, Microwave, Range
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
High Ceilings, Primary Bedroom on Main, Smart Home, Walk-In Closet(s), Security System, Double Pane Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2023 / Resale
Square Feet
1,298 / Builder
Garages
2
Garage Desc
Attached, Garage
Foundation
Slab
Roof
Composition
Construction
Brick, Masonry – Partial, Stone
Acres
0.16
Lot Description
Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
CC
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Internet-Cable, Phone Available, Sewer Available, Water Available
Heat
Central
A C
Central Air
Exterior Features
Fence
Privacy, Wood
Exterior Features
Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Cluster Mailbox, Common Grounds, Dog Park, Playground

Price history

Days on market
$199,990
List price
0
Price reductions
Active
Since Nov 4, 2026
Property history1 event
DateEventPriceChange
Nov 4, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lockhart ISD
Elementary
Bluebonnet (Lockhart ISD)
Middle
Lockhart
High
Lockhart

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $199,990
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,559 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,559

Principal & interest
$1,011
Property taxes
$381
Homeowners insurance
$167

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$159,992$1,788$10,347$158,204
2$158,204$1,908$10,227$156,296
3$156,296$2,036$10,099$154,260
4$154,260$2,172$9,963$152,088
5$152,088$2,318$9,817$149,770
6$149,770$2,473$9,662$147,297
7$147,297$2,638$9,497$144,659
8$144,659$2,815$9,320$141,844
9$141,844$3,004$9,131$138,840
10$138,840$3,205$8,930$135,635
  • Year 1$158,204
    Principal paid
    $1,788
    Interest paid
    $10,347
    Starting balance
    $159,992
  • Year 2$156,296
    Principal paid
    $1,908
    Interest paid
    $10,227
    Starting balance
    $158,204
  • Year 3$154,260
    Principal paid
    $2,036
    Interest paid
    $10,099
    Starting balance
    $156,296
  • Year 4$152,088
    Principal paid
    $2,172
    Interest paid
    $9,963
    Starting balance
    $154,260
  • Year 5$149,770
    Principal paid
    $2,318
    Interest paid
    $9,817
    Starting balance
    $152,088
  • Year 6$147,297
    Principal paid
    $2,473
    Interest paid
    $9,662
    Starting balance
    $149,770
  • Year 7$144,659
    Principal paid
    $2,638
    Interest paid
    $9,497
    Starting balance
    $147,297
  • Year 8$141,844
    Principal paid
    $2,815
    Interest paid
    $9,320
    Starting balance
    $144,659
  • Year 9$138,840
    Principal paid
    $3,004
    Interest paid
    $9,131
    Starting balance
    $141,844
  • Year 10$135,635
    Principal paid
    $3,205
    Interest paid
    $8,930
    Starting balance
    $138,840
First 10 of 30 years

Nearby

Courtesy of Co Op Realty · (512) 698-7326

Listings courtesy of ACTRIS as distributed by MLS GRID.