514 S Main ST, Lockhart TX 78644
Lockhart, TX 78644 · None
Single Family Residence for sale in None
Overview
Property Description
Keeping the Austin and Hill Country lifestyle within easy reach, this 1925-built home in a prime Lockhart location offers 3 bedrooms, 1 bathroom, and timeless charm with the craftsmanship of a bygone era. Situated on a large 0.36-acre lot, the property also includes a detached 2-car garage, plus the convenience of being within walking distance of Lockhart’s historic square—featuring the stunning courthouse, legendary barbecue joints, and a vibrant mix of local art, boutiques, and community events. With Austin just 35 miles south, you get the best of small-town character with big-city access. While the home will need updating, it’s an excellent opportunity for buyers ready to add modern touches and build equity in a property with real historic appeal. Perfect for those seeking character-filled living, a possible live-work setup, or an investment with long-term potential.
Financial Info
- Price
- $500,000
- $ / Sqft
- $325
- HOA
- None
- Tax Rate
- 2.1669%
- Est. Taxes
- $6,057.58
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 514 S Main ST
- County
- Caldwell
- City
- Lockhart
- State
- TX
- Zip
- 78644
- Subdivision
- None
- Legal Description
- A017 LOCKHART, BYRD, ACRES .206
- Parcel
- 514 S Main St., Lockhart, TX 78644
Interior Features
- Floor
- Tile, Vinyl, Wood
- Num Living
- 1
- Dining
- 1
- Kitchen
- Pantry
- Appliances
- Disposal, Washer/Dryer, Gas Water Heater
- Laundry
- Inside, Laundry Room, Main Level
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Interior Features
- Bookcases, Ceiling Fan(s), High Ceilings, Chandelier, Crown Molding, Multiple Dining Areas, Pantry, Primary Bedroom on Main, None, Window Treatments
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 1 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1925 / Resale
- Square Feet
- 1,538 / Public Records
- Garages
- 2
- Garage Desc
- Detached, Garage Door Opener, Garage Faces Rear
- Foundation
- Pillar/Post/Pier
- Roof
- Composition, Shingle
- Construction
- Frame, Blown-In Insulation
- Acres
- 0.36
- Lot Description
- City Lot, Trees-Large (Over 40 Ft)
- Restrictions
- City Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- CC
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Natural Gas Connected
- Heat
- Natural Gas, Varies by Unit
- A C
- Ceiling Fan(s), Central Air, Wall/Window Unit(s), Zoned
Exterior Features
- Fence
- Back Yard, Fenced
- Exterior Features
- Gutters Partial, Patio
- Pool On Property
- No
- Area Amenities
- None
Rooms
Main level
- Primary Bedroom
Ceiling Fan(s), Separate Shower
- Kitchen
Kitchn - Breakfast Area, Pantry
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 21, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lockhart ISD
- Elementary
- Clear Fork
- Middle
- Lockhart
- High
- Lockhart
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,450 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,450
- Principal & interest
- $2,528
- Property taxes
- $505
- Homeowners insurance
- $417
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $400,000 | $4,471 | $25,868 | $395,529 | |
| 2 | $395,529 | $4,770 | $25,569 | $390,759 | |
| 3 | $390,759 | $5,090 | $25,249 | $385,669 | |
| 4 | $385,669 | $5,431 | $24,909 | $380,238 | |
| 5 | $380,238 | $5,794 | $24,545 | $374,444 | |
| 6 | $374,444 | $6,182 | $24,157 | $368,261 | |
| 7 | $368,261 | $6,596 | $23,743 | $361,665 | |
| 8 | $361,665 | $7,038 | $23,301 | $354,627 | |
| 9 | $354,627 | $7,510 | $22,830 | $347,117 | |
| 10 | $347,117 | $8,013 | $22,327 | $339,105 |
- Year 1$395,529
- Principal paid
- $4,471
- Interest paid
- $25,868
- Starting balance
- $400,000
- Year 2$390,759
- Principal paid
- $4,770
- Interest paid
- $25,569
- Starting balance
- $395,529
- Year 3$385,669
- Principal paid
- $5,090
- Interest paid
- $25,249
- Starting balance
- $390,759
- Year 4$380,238
- Principal paid
- $5,431
- Interest paid
- $24,909
- Starting balance
- $385,669
- Year 5$374,444
- Principal paid
- $5,794
- Interest paid
- $24,545
- Starting balance
- $380,238
- Year 6$368,261
- Principal paid
- $6,182
- Interest paid
- $24,157
- Starting balance
- $374,444
- Year 7$361,665
- Principal paid
- $6,596
- Interest paid
- $23,743
- Starting balance
- $368,261
- Year 8$354,627
- Principal paid
- $7,038
- Interest paid
- $23,301
- Starting balance
- $361,665
- Year 9$347,117
- Principal paid
- $7,510
- Interest paid
- $22,830
- Starting balance
- $354,627
- Year 10$339,105
- Principal paid
- $8,013
- Interest paid
- $22,327
- Starting balance
- $347,117
Nearby
Courtesy of Keller Williams Heritage · (210) 493-3030
Listings courtesy of ACTRIS as distributed by MLS GRID.