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ActiveMLS #6003096

514 S Main ST, Lockhart TX 78644

Lockhart, TX 78644 · None

Single Family Residence for sale in None

3Bedrooms
1Bathrooms
1,538Square Ft
0.36Acres
2Garage
1925Year Built
Price Reduced
1 / 34
$435,000$500,000
3D tour

Overview

Property Description

Keeping the Austin and the Hill Country lifestyle within easy reach, this 1925-built home is in a prime Lockhart location and offers 3 bedrooms, 1 bathroom, and timeless charm with the craftsmanship of a bygone era. This property also includes a detached 2-car garage with a large storeroom plus the convenience of being within walking distance of Lockhart's historic square-featuring the stunning courthouse, legendary barbecue joints, and a vibrant mix of local art, boutiques, and community events. With Austin just 35 miles north, you get the best of small-town character with big-city access. While the home will need updating, it's an excellent opportunity for buyers ready to add modern touches and build equity in a property with real historic appeal. Perfect for those seeking character-filled living, a possible live-work setup, or an investment with long-term potential. The lot ajacent extending to S Commerce is availabe with a separate purchase.

Financial Info
Price
$435,000
$ / Sqft
$283
HOA
None
Tax Rate
2.1669%
Est. Taxes
$6,057.58
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
514 S Main ST
County
Caldwell
City
Lockhart
State
TX
Zip
78644
Subdivision
None
Legal Description
A017 LOCKHART, BYRD, ACRES .206
Parcel
514 S Main St., Lockhart, TX 78644
Interior Features
Floor
Tile, Vinyl, Wood
Num Living
1
Dining
1
Kitchen
Pantry
Appliances
Disposal, Washer/Dryer, Gas Water Heater
Laundry
Inside, Laundry Room, Main Level
Master Bed
Primary Bedroom on Main
Master Main
Yes
Interior Features
Bookcases, Ceiling Fan(s), High Ceilings, Chandelier, Crown Molding, Multiple Dining Areas, Pantry, Primary Bedroom on Main, None, Window Treatments
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
1 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1925 / Resale
Square Feet
1,538 / Public Records
Garages
2
Garage Desc
Detached, Garage Door Opener, Garage Faces Rear
Foundation
Pillar/Post/Pier
Roof
Composition, Shingle
Construction
Frame, Blown-In Insulation
Acres
0.36
Lot Description
City Lot, Trees-Large (Over 40 Ft)
Restrictions
City Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
CC
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Natural Gas Connected
Heat
Natural Gas, Varies by Unit
A C
Ceiling Fan(s), Central Air, Wall/Window Unit(s), Zoned
Exterior Features
Fence
Back Yard, Fenced
Exterior Features
Gutters Partial, Patio
Pool On Property
No
Area Amenities
None

Rooms

Rooms2 rooms

Main level

  • Primary Bedroom

    Ceiling Fan(s), Separate Shower

  • Kitchen

    Kitchn - Breakfast Area, Pantry

Price history

Days on market
−$65,000 (−13%)
$500,000 → $435,000
2
Price reductions
Active
Since Aug 21, 2026
Price trend
List priceAug 2026 → Oct 2026
Property history3 events
DateEventPriceChange
Oct 29, 2026Price Decrease$435,000−$50,000 (−10.3%)
Oct 10, 2026Price Decrease$485,000−$15,000 (−3%)
Aug 21, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lockhart ISD
Elementary
Clear Fork
Middle
Lockhart
High
Lockhart

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $435,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,068 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,068

Principal & interest
$2,200
Property taxes
$505
Homeowners insurance
$363

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$348,000$3,890$22,505$344,110
2$344,110$4,150$22,245$339,960
3$339,960$4,428$21,967$335,532
4$335,532$4,725$21,670$330,807
5$330,807$5,041$21,354$325,766
6$325,766$5,379$21,016$320,387
7$320,387$5,739$20,656$314,649
8$314,649$6,123$20,272$308,525
9$308,525$6,533$19,862$301,992
10$301,992$6,971$19,424$295,021
  • Year 1$344,110
    Principal paid
    $3,890
    Interest paid
    $22,505
    Starting balance
    $348,000
  • Year 2$339,960
    Principal paid
    $4,150
    Interest paid
    $22,245
    Starting balance
    $344,110
  • Year 3$335,532
    Principal paid
    $4,428
    Interest paid
    $21,967
    Starting balance
    $339,960
  • Year 4$330,807
    Principal paid
    $4,725
    Interest paid
    $21,670
    Starting balance
    $335,532
  • Year 5$325,766
    Principal paid
    $5,041
    Interest paid
    $21,354
    Starting balance
    $330,807
  • Year 6$320,387
    Principal paid
    $5,379
    Interest paid
    $21,016
    Starting balance
    $325,766
  • Year 7$314,649
    Principal paid
    $5,739
    Interest paid
    $20,656
    Starting balance
    $320,387
  • Year 8$308,525
    Principal paid
    $6,123
    Interest paid
    $20,272
    Starting balance
    $314,649
  • Year 9$301,992
    Principal paid
    $6,533
    Interest paid
    $19,862
    Starting balance
    $308,525
  • Year 10$295,021
    Principal paid
    $6,971
    Interest paid
    $19,424
    Starting balance
    $301,992
First 10 of 30 years

Nearby

Courtesy of Keller Williams Heritage · (210) 493-3030

Listings courtesy of ACTRIS as distributed by MLS GRID.