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ActiveMLS #5474461

601 Cottonwood ST, Lockhart TX 78644

Lockhart, TX 78644 · Lockhart Byrd

Single Family Residence for sale in Lockhart Byrd

2Bedrooms
1Bathrooms
893Square Ft
0.15Acres
0Garage
2008Year Built
1 / 13
$190,000

Overview

Property Description

This charming home offers the perfect blend of comfort and affordability. Featuring 2 bedrooms, 1 bathroom, a cozy living area, and a functional layout, this property is ideal for first-time homebuyers, downsizers, or investors. Enjoy easy maintenance, a welcoming atmosphere, and a place you'll be proud to call home! Bonus - This cute home sits on a double lot, providing ample room for future improvements such as a covered carport, detached garage, outdoor entertaining area, garden, play space, or BBQ area ! (PID 17757=0.07ac, PID 17761=0.15ac, total 0.22 acres)

Financial Info
Price
$190,000
$ / Sqft
$213
HOA
None
Tax Rate
2.06%
Est. Taxes
$4,685
Tax Year
2025
Exemptions
None
Legal Info
Address
601 Cottonwood ST
County
Caldwell
City
Lockhart
State
TX
Zip
78644
Subdivision
Lockhart Byrd
Legal Description
A017 LOCKHART, BYRD, ACRES .152
Parcel
030001700625000
Interior Features
Floor
Linoleum
Num Living
1
Dining
0
Appliances
Electric Cooktop, Electric Oven, Electric Water Heater
Laundry
In Unit, Inside
Master Main
Yes
Interior Features
Electric Dryer Hookup, No Interior Steps, Washer Hookup, None, Aluminum Frames
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
1 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2008 / Resale
Square Feet
893 / Public Records
Garage Desc
Concrete, Driveway
Foundation
Slab
Roof
Shingle
Construction
Board & Batten Siding
Acres
0.15
Lot Description
Back Yard, City Lot, Public Maintained Road
Restrictions
City Restrictions
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
CC
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Internet-Cable, Phone Available, Sewer Connected, Water Connected
Heat
Ceiling, Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
None
Exterior Features
No Exterior Steps, Covered, Front Porch, Porch
Pool On Property
No
Area Amenities
None

Price history

Days on market
$190,000
List price
0
Price reductions
Active
Since Jun 12, 2026
Property history0 events

No price or status changes recorded yet.

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lockhart ISD
Elementary
Navarro (Lockhart ISD)
Middle
Lockhart
High
Lockhart

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $190,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,509 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,509

Principal & interest
$961
Property taxes
$390
Homeowners insurance
$158

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$152,000$1,699$9,830$150,301
2$150,301$1,813$9,716$148,488
3$148,488$1,934$9,595$146,554
4$146,554$2,064$9,465$144,491
5$144,491$2,202$9,327$142,289
6$142,289$2,349$9,180$139,939
7$139,939$2,507$9,022$137,433
8$137,433$2,675$8,854$134,758
9$134,758$2,854$8,675$131,904
10$131,904$3,045$8,484$128,860
  • Year 1$150,301
    Principal paid
    $1,699
    Interest paid
    $9,830
    Starting balance
    $152,000
  • Year 2$148,488
    Principal paid
    $1,813
    Interest paid
    $9,716
    Starting balance
    $150,301
  • Year 3$146,554
    Principal paid
    $1,934
    Interest paid
    $9,595
    Starting balance
    $148,488
  • Year 4$144,491
    Principal paid
    $2,064
    Interest paid
    $9,465
    Starting balance
    $146,554
  • Year 5$142,289
    Principal paid
    $2,202
    Interest paid
    $9,327
    Starting balance
    $144,491
  • Year 6$139,939
    Principal paid
    $2,349
    Interest paid
    $9,180
    Starting balance
    $142,289
  • Year 7$137,433
    Principal paid
    $2,507
    Interest paid
    $9,022
    Starting balance
    $139,939
  • Year 8$134,758
    Principal paid
    $2,675
    Interest paid
    $8,854
    Starting balance
    $137,433
  • Year 9$131,904
    Principal paid
    $2,854
    Interest paid
    $8,675
    Starting balance
    $134,758
  • Year 10$128,860
    Principal paid
    $3,045
    Interest paid
    $8,484
    Starting balance
    $131,904
First 10 of 30 years

Nearby

Courtesy of Link Realty, LLC · (512) 376-9903

Listings courtesy of ACTRIS as distributed by MLS GRID.