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ActiveMLS #6482215

734 Neches ST, Lockhart TX 78644

Lockhart, TX 78644 · Lockhard

Single Family Residence for sale in Lockhard

1Bedrooms
1Bathrooms
583Square Ft
0.11Acres
0Garage
1920Year Built
New
1 / 23
$199,000
3D tour

Overview

Property Description

Compact in footprint but rich in personality, this one-bedroom, one-bathroom bungalow turns 583 square feet into a bright, welcoming retreat just one-half mile from downtown Lockhart. Set along a quiet, tree-lined street, it presents an appealing entry point for a first-time buyer and a promising option for short-term rental income. A covered front porch sets an inviting tone. Inside, natural light, exposed ceiling beams, and wide-plank hardwood flooring bring warmth and character throughout. The kitchen pairs ample cabinetry with stainless steel appliances, granite countertops, and an undermount sink. The comfortably sized bedroom includes a private en-suite bathroom and washroom, keeping the compact layout practical without sacrificing privacy. Out back, a covered porch extends the living space for year-round grilling and unwinding. Mature trees and thoughtful landscaping frame the yard, while an air-conditioned storage shed keeps hobbies or gear comfortably tucked away. With Lions Park nearby and downtown dining, shopping, and local flavor close at hand, this petite property offers lifestyle appeal alongside investment flexibility. Whether you are ready to trade rent for ownership or add a character-filled rental to your portfolio, this bungalow deserves a closer look. Book your private tour and imagine the possibilities.

Financial Info
Price
$199,000
$ / Sqft
$341
HOA
None
Tax Rate
2.06%
Est. Taxes
$2,800
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
734 Neches ST
County
Caldwell
City
Lockhart
State
TX
Zip
78644
Subdivision
Lockhard
Legal Description
A017 LOCKHART, BYRD, ACRES .114
Parcel
030001700802000
Interior Features
Floor
Laminate
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Granite Counters
Appliances
Disposal, Microwave, Gas Oven, Gas Water Heater
Laundry
Inside, Laundry Closet
Master Main
Yes
Interior Features
See Remarks, Breakfast Bar, Beamed Ceilings, Granite Counters, No Interior Steps, Open Floorplan, Washer Hookup, None, Double Pane Windows
General Info
Beds
1 Total / 1 Main Level
Full / Half Baths
1 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1920 / Resale
Square Feet
583 / Public Records
Garage Desc
Aggregate, Private
Foundation
Pillar/Post/Pier
Roof
Metal
Construction
Vertical Siding
Acres
0.11
Lot Description
Front Yard, Garden, Trees-Heavy
Restrictions
Zoning
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
CC
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Back Yard, Wood
Exterior Features
None, Covered, Rear Porch
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
$199,000
List price
0
Price reductions
Active
Since Sep 14, 2026
Property history1 event
DateEventPriceChange
Sep 14, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lockhart ISD
Elementary
Navarro
Middle
Lockhart
High
Lockhart

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $199,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,405 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,405

Principal & interest
$1,006
Property taxes
$233
Homeowners insurance
$166

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$159,200$1,779$10,296$157,421
2$157,421$1,899$10,176$155,522
3$155,522$2,026$10,049$153,496
4$153,496$2,161$9,914$151,335
5$151,335$2,306$9,769$149,029
6$149,029$2,461$9,614$146,568
7$146,568$2,625$9,450$143,943
8$143,943$2,801$9,274$141,141
9$141,141$2,989$9,086$138,153
10$138,153$3,189$8,886$134,964
  • Year 1$157,421
    Principal paid
    $1,779
    Interest paid
    $10,296
    Starting balance
    $159,200
  • Year 2$155,522
    Principal paid
    $1,899
    Interest paid
    $10,176
    Starting balance
    $157,421
  • Year 3$153,496
    Principal paid
    $2,026
    Interest paid
    $10,049
    Starting balance
    $155,522
  • Year 4$151,335
    Principal paid
    $2,161
    Interest paid
    $9,914
    Starting balance
    $153,496
  • Year 5$149,029
    Principal paid
    $2,306
    Interest paid
    $9,769
    Starting balance
    $151,335
  • Year 6$146,568
    Principal paid
    $2,461
    Interest paid
    $9,614
    Starting balance
    $149,029
  • Year 7$143,943
    Principal paid
    $2,625
    Interest paid
    $9,450
    Starting balance
    $146,568
  • Year 8$141,141
    Principal paid
    $2,801
    Interest paid
    $9,274
    Starting balance
    $143,943
  • Year 9$138,153
    Principal paid
    $2,989
    Interest paid
    $9,086
    Starting balance
    $141,141
  • Year 10$134,964
    Principal paid
    $3,189
    Interest paid
    $8,886
    Starting balance
    $138,153
First 10 of 30 years

Nearby

Courtesy of Keller Williams Realty · (512) 448-4111

Listings courtesy of ACTRIS as distributed by MLS GRID.