811/ 813 S Commerce ST, Lockhart TX 78644
Lockhart, TX 78644 · Lockhart Byrd
Single Family Residence for sale in Lockhart Byrd
Overview
Property Description
TURNKEY BUNGALOW + INCOME-PRODUCING GUEST HOME — steps from Downtown Lockhart! Welcome to 811 S. Commerce — a beautifully restored craftsman bungalow with a fully separate, tenant-occupied guest home already generating rental income. Talk about a rare find! The main home is pristine, top to bottom. Classic curb appeal greets you with slate-blue siding, a cheerful coral front door, a durable metal roof, and a deep covered front porch made for rocking chairs and evening breezes. Inside, 3 bedrooms and 2.5 baths are thoughtfully laid out — 2 bedrooms plus a 1.5 bath downstairs, and a private bedroom retreat with its own full bath upstairs. Wide-plank wood-look flooring flows through an open living and dining area, anchored by a show-stopping stacked-stone fireplace. The kitchen is a showpiece too, with a designer chevron tile accent wall, a stainless farmhouse sink, and stainless appliances. Bathrooms are crisp, white, and fully updated. Step out back to a covered deck strung with market lights, overlooking a huge shaded backyard with a storage shed — plenty of room to entertain, garden, or just unwind. A gated side yard adds rare bonus parking for a boat, RV, or trailer. Then there's the guest home (813 S. Commerce) — 2 bedrooms, 1 bath, its own kitchen, its own driveway, and its own private backyard. It's currently tenant-occupied and cash-flowing from day one, making this the ultimate house-hack or investment add. No HOA. No detail overlooked. Just blocks from Lockhart's downtown shops, restaurants, and BBQ legends. Homes like this — move-in ready with built-in income — don't come around often.
Financial Info
- Price
- $675,000
- $ / Sqft
- $269
- HOA
- None
- Tax Rate
- 2.4783%
- Est. Taxes
- $10,716
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 811/ 813 S Commerce ST
- County
- Caldwell
- City
- Lockhart
- State
- TX
- Zip
- 78644
- Subdivision
- Lockhart Byrd
- Legal Description
- A017 LOCKHART, BYRD, ACRES .278
- Parcel
- 030001707144000
Interior Features
- Floor
- Laminate, Tile, Wood
- Num Living
- 2
- Dining
- 2
- Kitchen
- Kitchen Island
- Appliances
- Disposal, Electric Range, Exhaust Fan, Range, Free-Standing Electric Range, RNGHD, Stainless Steel Appliance(s), Electric Water Heater
- Laundry
- Inside, Laundry Room
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Wood Burning
- Interior Features
- Built-in Features, Ceiling Fan(s), Beamed Ceilings, High Ceilings, Quartz Counters, Double Vanity, Electric Dryer Hookup, Interior Steps, Kitchen Island, Open Floorplan, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Security System, Smoke Detector(s), Double Pane Windows
General Info
- Beds
- 5 Total / 4 Main Level / 1 Other Level
- Full / Half Baths
- 3 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 1920 / Resale
- Square Feet
- 2,513 / Public Records
- Garage Desc
- Concrete, Driveway
- Foundation
- Pillar/Post/Pier
- Roof
- Metal
- Construction
- Wood Siding
- Acres
- 0.28
- Lot Description
- Back Yard, City Lot, Few Trees, Front Yard, Level, Public Maintained Road, Trees-Medium (20 Ft - 40 Ft), Trees-Moderate
- Restrictions
- City Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- CC
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
- Heat
- Central, Electric, Fireplace(s)
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- See Remarks, Back Yard, Cross Fenced, Fenced, Privacy, Wood
- Exterior Features
- Exterior Steps, Private Yard, Covered, Deck, Front Porch
- Pool On Property
- No
- Area Amenities
- None
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 12, 2026 | Price Decrease | $675,000−$20,000 (−2.9%) | −$20,000 (−2.9%) |
| Jul 27, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lockhart ISD
- Elementary
- Clear Fork
- Middle
- Lockhart
- High
- Lockhart
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,869 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,869
- Principal & interest
- $3,413
- Property taxes
- $893
- Homeowners insurance
- $563
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $540,000 | $6,036 | $34,922 | $533,964 | |
| 2 | $533,964 | $6,440 | $34,518 | $527,524 | |
| 3 | $527,524 | $6,871 | $34,087 | $520,653 | |
| 4 | $520,653 | $7,331 | $33,627 | $513,322 | |
| 5 | $513,322 | $7,822 | $33,136 | $505,499 | |
| 6 | $505,499 | $8,346 | $32,612 | $497,153 | |
| 7 | $497,153 | $8,905 | $32,053 | $488,248 | |
| 8 | $488,248 | $9,502 | $31,456 | $478,746 | |
| 9 | $478,746 | $10,138 | $30,820 | $468,608 | |
| 10 | $468,608 | $10,817 | $30,141 | $457,791 |
- Year 1$533,964
- Principal paid
- $6,036
- Interest paid
- $34,922
- Starting balance
- $540,000
- Year 2$527,524
- Principal paid
- $6,440
- Interest paid
- $34,518
- Starting balance
- $533,964
- Year 3$520,653
- Principal paid
- $6,871
- Interest paid
- $34,087
- Starting balance
- $527,524
- Year 4$513,322
- Principal paid
- $7,331
- Interest paid
- $33,627
- Starting balance
- $520,653
- Year 5$505,499
- Principal paid
- $7,822
- Interest paid
- $33,136
- Starting balance
- $513,322
- Year 6$497,153
- Principal paid
- $8,346
- Interest paid
- $32,612
- Starting balance
- $505,499
- Year 7$488,248
- Principal paid
- $8,905
- Interest paid
- $32,053
- Starting balance
- $497,153
- Year 8$478,746
- Principal paid
- $9,502
- Interest paid
- $31,456
- Starting balance
- $488,248
- Year 9$468,608
- Principal paid
- $10,138
- Interest paid
- $30,820
- Starting balance
- $478,746
- Year 10$457,791
- Principal paid
- $10,817
- Interest paid
- $30,141
- Starting balance
- $468,608
Nearby
Courtesy of TS Realty · (210) 269-9940
Listings courtesy of ACTRIS as distributed by MLS GRID.