9765 FM 20, Lockhart TX 78644
Lockhart, TX 78644 · N/A
Single Family Residence for sale in N/A
Overview
Property Description
Set on 12.6 unrestricted acres just outside Lockhart, this home has all the makings of the perfect mini ranch or horse property. The 3-bedroom, 2-bath brick home is in good condition with plenty of opportunity to update it to your style. A huge attached carport is the perfect workshop or garage and the deep in-ground pool offers even more potential with some restoration. The fenced land features open pasture, an existing agricultural valuation, and multiple outbuildings that can be used for horses, livestock, equipment, trailers, workshops, or additional storage. Located less than 10 minutes from Lockhart and near Fentress and the San Marcos River, this property delivers the land, improvements, and country setting buyers want without giving up everyday convenience. Bring the animals, the projects, and your vision—there is already so much here to build on.
Financial Info
- Price
- $500,000
- $ / Sqft
- $269
- HOA
- None
- Tax Rate
- 1.68%
- Est. Taxes
- $5,947.44
- Tax Year
- 2025
- Exemptions
- Agricultural
Legal Info
- Address
- 9765 FM 20
- County
- Caldwell
- City
- Lockhart
- State
- TX
- Zip
- 78644
- Subdivision
- N/A
- Legal Description
- A066 CHURCHILL, ANDREW, 12.6 ACRES out of 29.665
- Parcel
- TBD10710
Interior Features
- Floor
- Tile, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Pantry
- Appliances
- Oven
- Laundry
- Laundry Room
- Master Bed
- Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Family Room
- Interior Features
- Pantry, Walk-In Closet(s), None, See Remarks
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1974 / Resale
- Square Feet
- 1,856 / Appraiser
- Garages
- 3
- Garage Desc
- Attached Carport
- Foundation
- Slab
- Roof
- Composition
- Construction
- Brick
- Acres
- 12.60
- Lot Description
- Agricultural
- Restrictions
- None
- Flood Plain
- No
- View
- Pasture, Rural
- Water Access
- No
- Waterfront
- No
- Area
- CC
Utility Info
- Water
- Public
- Sewer
- Septic Tank
- Utilities
- Electricity Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Fenced
- Exterior Features
- None, Porch
- Pool On Property
- Yes
- Area Amenities
- None
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 11, 2026 | Price Decrease | $500,000−$25,000 (−4.8%) | −$25,000 (−4.8%) |
| Sep 6, 2026 | Price Decrease | $525,000−$24,000 (−4.4%) | −$24,000 (−4.4%) |
| Aug 5, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lockhart ISD
- Elementary
- Clear Fork
- Middle
- Lockhart
- High
- Lockhart
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,441 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,441
- Principal & interest
- $2,528
- Property taxes
- $496
- Homeowners insurance
- $417
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $400,000 | $4,471 | $25,868 | $395,529 | |
| 2 | $395,529 | $4,770 | $25,569 | $390,759 | |
| 3 | $390,759 | $5,090 | $25,249 | $385,669 | |
| 4 | $385,669 | $5,431 | $24,909 | $380,238 | |
| 5 | $380,238 | $5,794 | $24,545 | $374,444 | |
| 6 | $374,444 | $6,182 | $24,157 | $368,261 | |
| 7 | $368,261 | $6,596 | $23,743 | $361,665 | |
| 8 | $361,665 | $7,038 | $23,301 | $354,627 | |
| 9 | $354,627 | $7,510 | $22,830 | $347,117 | |
| 10 | $347,117 | $8,013 | $22,327 | $339,105 |
- Year 1$395,529
- Principal paid
- $4,471
- Interest paid
- $25,868
- Starting balance
- $400,000
- Year 2$390,759
- Principal paid
- $4,770
- Interest paid
- $25,569
- Starting balance
- $395,529
- Year 3$385,669
- Principal paid
- $5,090
- Interest paid
- $25,249
- Starting balance
- $390,759
- Year 4$380,238
- Principal paid
- $5,431
- Interest paid
- $24,909
- Starting balance
- $385,669
- Year 5$374,444
- Principal paid
- $5,794
- Interest paid
- $24,545
- Starting balance
- $380,238
- Year 6$368,261
- Principal paid
- $6,182
- Interest paid
- $24,157
- Starting balance
- $374,444
- Year 7$361,665
- Principal paid
- $6,596
- Interest paid
- $23,743
- Starting balance
- $368,261
- Year 8$354,627
- Principal paid
- $7,038
- Interest paid
- $23,301
- Starting balance
- $361,665
- Year 9$347,117
- Principal paid
- $7,510
- Interest paid
- $22,830
- Starting balance
- $354,627
- Year 10$339,105
- Principal paid
- $8,013
- Interest paid
- $22,327
- Starting balance
- $347,117
Nearby
Courtesy of Land Unlimited · (512) 729-7139
Listings courtesy of ACTRIS as distributed by MLS GRID.