1507 Cummings ST, Luling TX 78648
Luling, TX 78648 · Highland Estates
See Remarks for sale in Highland Estates
Overview
Property Description
Unique investment and renovation opportunity featuring two existing dwellings on one spacious property. The primary livable residence, built in 2018, offers one bedroom and one bathroom with a comfortable, low-maintenance layout. Enjoy it as an efficient full-time home, weekend retreat, or explore the possibility of expanding the residence while creating a beautiful yard, garden, or outdoor living space. Also located on the property is the original 1930 home, which is currently in very poor, unlivable condition and will require substantial rehabilitation. For a buyer with the experience, resources, and vision to take on a major renovation, the existing second dwelling presents a rare and potentially valuable opportunity. The property is currently zoned for single-family residential use and one dwelling. Demolition or removal of the original home may affect the ability to maintain two dwellings on the property. Buyers should independently verify zoning, renovation, expansion, permitting, and intended-use plans with the appropriate city authorities before purchase. Property is being offered in its present condition.
Financial Info
- Price
- $99,000
- $ / Sqft
- $56
- HOA
- None
- Tax Rate
- 1.8259%
- Est. Taxes
- $2,089.92
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 1507 Cummings ST
- County
- Caldwell
- City
- Luling
- State
- TX
- Zip
- 78648
- Subdivision
- Highland Estates
- Legal Description
- HIGHLAND ESTATES, LOT 61-63
- Parcel
- 070071500006180
Interior Features
- Floor
- Laminate
- Num Living
- 1
- Appliances
- Gas Range, Microwave, Free-Standing Gas Range, Free-Standing Refrigerator
- Laundry
- Laundry Closet
- Master Main
- Yes
- Interior Features
- Laminate Counters
General Info
- Beds
- 2 Total / 1 Main Level / 1 Other Level
- Full / Half Baths
- 1 / 0
- Prop Type
- Residential
- Property Type
- See Remarks
- Stories
- 1
- Year Built
- 1930 / See Remarks
- Square Feet
- 1,758 / Public Records
- Garage Desc
- Concrete, Driveway
- Roof
- Metal
- Construction
- Frame
- Acres
- 0.22
- Lot Description
- City Lot, Corner Lot, Curbs, Level
- Restrictions
- City Restrictions
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- CC
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected
- A C
- Ceiling Fan(s), Wall/Window Unit(s)
Exterior Features
- Fence
- Back Yard, Chain Link, Privacy
- Exterior Features
- Private Yard, Deck
- Pool On Property
- No
- Area Amenities
- None
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 4, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Luling ISD
- Elementary
- Leonard Shanklin
- Middle
- Gilbert Gerdes
- High
- Luling
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$758 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $758
- Principal & interest
- $501
- Property taxes
- $174
- Homeowners insurance
- $83
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $79,200 | $885 | $5,122 | $78,315 | |
| 2 | $78,315 | $945 | $5,063 | $77,370 | |
| 3 | $77,370 | $1,008 | $4,999 | $76,362 | |
| 4 | $76,362 | $1,075 | $4,932 | $75,287 | |
| 5 | $75,287 | $1,147 | $4,860 | $74,140 | |
| 6 | $74,140 | $1,224 | $4,783 | $72,916 | |
| 7 | $72,916 | $1,306 | $4,701 | $71,610 | |
| 8 | $71,610 | $1,394 | $4,614 | $70,216 | |
| 9 | $70,216 | $1,487 | $4,520 | $68,729 | |
| 10 | $68,729 | $1,586 | $4,421 | $67,143 |
- Year 1$78,315
- Principal paid
- $885
- Interest paid
- $5,122
- Starting balance
- $79,200
- Year 2$77,370
- Principal paid
- $945
- Interest paid
- $5,063
- Starting balance
- $78,315
- Year 3$76,362
- Principal paid
- $1,008
- Interest paid
- $4,999
- Starting balance
- $77,370
- Year 4$75,287
- Principal paid
- $1,075
- Interest paid
- $4,932
- Starting balance
- $76,362
- Year 5$74,140
- Principal paid
- $1,147
- Interest paid
- $4,860
- Starting balance
- $75,287
- Year 6$72,916
- Principal paid
- $1,224
- Interest paid
- $4,783
- Starting balance
- $74,140
- Year 7$71,610
- Principal paid
- $1,306
- Interest paid
- $4,701
- Starting balance
- $72,916
- Year 8$70,216
- Principal paid
- $1,394
- Interest paid
- $4,614
- Starting balance
- $71,610
- Year 9$68,729
- Principal paid
- $1,487
- Interest paid
- $4,520
- Starting balance
- $70,216
- Year 10$67,143
- Principal paid
- $1,586
- Interest paid
- $4,421
- Starting balance
- $68,729
Nearby
Courtesy of Lloyd Barnes Real Estate Team · (830) 875-5866
Listings courtesy of ACTRIS as distributed by MLS GRID.