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ActiveMLS #2793501

1507 Cummings ST, Luling TX 78648

Luling, TX 78648 · Highland Estates

See Remarks for sale in Highland Estates

2Bedrooms
1Bathrooms
1,758Square Ft
0.22Acres
0Garage
1930Year Built
1 / 7
$99,000
3D tour

Overview

Property Description

Unique investment and renovation opportunity featuring two existing dwellings on one spacious property. The primary livable residence, built in 2018, offers one bedroom and one bathroom with a comfortable, low-maintenance layout. Enjoy it as an efficient full-time home, weekend retreat, or explore the possibility of expanding the residence while creating a beautiful yard, garden, or outdoor living space. Also located on the property is the original 1930 home, which is currently in very poor, unlivable condition and will require substantial rehabilitation. For a buyer with the experience, resources, and vision to take on a major renovation, the existing second dwelling presents a rare and potentially valuable opportunity. The property is currently zoned for single-family residential use and one dwelling. Demolition or removal of the original home may affect the ability to maintain two dwellings on the property. Buyers should independently verify zoning, renovation, expansion, permitting, and intended-use plans with the appropriate city authorities before purchase. Property is being offered in its present condition.

Financial Info
Price
$99,000
$ / Sqft
$56
HOA
None
Tax Rate
1.8259%
Est. Taxes
$2,089.92
Tax Year
2026
Exemptions
None
Legal Info
Address
1507 Cummings ST
County
Caldwell
City
Luling
State
TX
Zip
78648
Subdivision
Highland Estates
Legal Description
HIGHLAND ESTATES, LOT 61-63
Parcel
070071500006180
Interior Features
Floor
Laminate
Num Living
1
Appliances
Gas Range, Microwave, Free-Standing Gas Range, Free-Standing Refrigerator
Laundry
Laundry Closet
Master Main
Yes
Interior Features
Laminate Counters
General Info
Beds
2 Total / 1 Main Level / 1 Other Level
Full / Half Baths
1 / 0
Prop Type
Residential
Property Type
See Remarks
Stories
1
Year Built
1930 / See Remarks
Square Feet
1,758 / Public Records
Garage Desc
Concrete, Driveway
Roof
Metal
Construction
Frame
Acres
0.22
Lot Description
City Lot, Corner Lot, Curbs, Level
Restrictions
City Restrictions
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
CC
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected
A C
Ceiling Fan(s), Wall/Window Unit(s)
Exterior Features
Fence
Back Yard, Chain Link, Privacy
Exterior Features
Private Yard, Deck
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
$99,000
List price
0
Price reductions
Active
Since Aug 4, 2026
Property history1 event
DateEventPriceChange
Aug 4, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Luling ISD
Elementary
Leonard Shanklin
Middle
Gilbert Gerdes
High
Luling

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $99,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$758 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $758

Principal & interest
$501
Property taxes
$174
Homeowners insurance
$83

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$79,200$885$5,122$78,315
2$78,315$945$5,063$77,370
3$77,370$1,008$4,999$76,362
4$76,362$1,075$4,932$75,287
5$75,287$1,147$4,860$74,140
6$74,140$1,224$4,783$72,916
7$72,916$1,306$4,701$71,610
8$71,610$1,394$4,614$70,216
9$70,216$1,487$4,520$68,729
10$68,729$1,586$4,421$67,143
  • Year 1$78,315
    Principal paid
    $885
    Interest paid
    $5,122
    Starting balance
    $79,200
  • Year 2$77,370
    Principal paid
    $945
    Interest paid
    $5,063
    Starting balance
    $78,315
  • Year 3$76,362
    Principal paid
    $1,008
    Interest paid
    $4,999
    Starting balance
    $77,370
  • Year 4$75,287
    Principal paid
    $1,075
    Interest paid
    $4,932
    Starting balance
    $76,362
  • Year 5$74,140
    Principal paid
    $1,147
    Interest paid
    $4,860
    Starting balance
    $75,287
  • Year 6$72,916
    Principal paid
    $1,224
    Interest paid
    $4,783
    Starting balance
    $74,140
  • Year 7$71,610
    Principal paid
    $1,306
    Interest paid
    $4,701
    Starting balance
    $72,916
  • Year 8$70,216
    Principal paid
    $1,394
    Interest paid
    $4,614
    Starting balance
    $71,610
  • Year 9$68,729
    Principal paid
    $1,487
    Interest paid
    $4,520
    Starting balance
    $70,216
  • Year 10$67,143
    Principal paid
    $1,586
    Interest paid
    $4,421
    Starting balance
    $68,729
First 10 of 30 years

Nearby

Courtesy of Lloyd Barnes Real Estate Team · (830) 875-5866

Listings courtesy of ACTRIS as distributed by MLS GRID.