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226 Spruce Ave 2098425Edit search
ActiveMLS #2098425

226 Spruce Ave, Luling TX 78648

Luling, TX 78648 · J & S Sub

Single Family Residence for sale in J & S Sub

3Bedrooms
2Bathrooms
1,187Square Ft
0.22Acres
0Garage
2022Year Built
Price Reduced
1 / 29
$239,000$249,000
3D tour

Overview

Property Description

This bright and airy home boasts an open layout on a desirable corner lot with a fenced backyard, perfect for outdoor gatherings and play. Located in the heart of Luling, you’re just minutes from dining, shopping, and convenient access to major highways. Inside, laminate flooring and recessed lighting create a welcoming, low-maintenance living space. The primary bedroom features a stylish sliding barn door leading to an ensuite with dual sinks and a tub/shower combo. The kitchen impresses with granite countertops, a pantry, and a breakfast bar ideal for casual dining. Additional highlights include a driveway at the back with side-of-home entrance, a spacious backyard, and a storage shed for extra convenience. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home. Current interest rate may be assumable.

Financial Info
Price
$239,000
$ / Sqft
$201
HOA
None
Tax Rate
1.8259%
Est. Taxes
$3,512
Tax Year
2025
Exemptions
None
Legal Info
Address
226 Spruce Ave
County
Caldwell
City
Luling
State
TX
Zip
78648
Subdivision
J & S Sub
Legal Description
J & S SUBD, UNIT 3, LOT 1, ACRES .2231
Parcel
070170500010000
Interior Features
Floor
Laminate
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Eat-in Kitchen
Appliances
Dishwasher, Electric Range, Microwave
Laundry
Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main
Master Main
Yes
Interior Features
Breakfast Bar, Ceiling Fan(s), High Ceilings, Stone Counters, Double Vanity, Eat-in Kitchen, No Interior Steps, Open Floorplan, Primary Bedroom on Main, None
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2022 / Resale
Square Feet
1,187 / Public Records
Garage Desc
Driveway
Foundation
Slab
Roof
Shingle
Construction
HardiPlank Type, Stone
Acres
0.22
Lot Description
Back Yard, Corner Lot, Front Yard
Restrictions
None
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
CC
Utility Info
Water
See Remarks
Sewer
See Remarks
Utilities
Electricity Available
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Back Yard
Exterior Features
Exterior Steps, Covered, Front Porch, Patio
Pool On Property
No
Area Amenities
None

Rooms

Rooms4 rooms

Main level

  • Primary Bedroom

    Ceiling Fan(s)

  • Kitchen

    Breakfast Bar, GranCnt, Dining Area, Open to Family Room, Pantry, Recessed Lighting

  • Primary Bathroom

    Stone Counters, Dual Vanity, Full Bath

  • Living Room

    Ceiling Fan(s), Vaulted Ceiling(s)

Price history

Members only
Days on market
−$10,000 (−4%)
$249,000 → $239,000
1
Price reduction
Active
Since Feb 10, 2026
Price trend
List priceFeb 2026 → Feb 2026
Property history2 events
DateEventPriceChange
Feb 24, 2026Price Decrease$239,000−$10,000 (−4%)
Feb 10, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Luling ISD
Elementary
Luling Primary
Middle
Luling
High
Luling

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $239,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,701 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,701

Principal & interest
$1,209
Property taxes
$293
Homeowners insurance
$199

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$191,200$2,137$12,365$189,063
2$189,063$2,280$12,222$186,783
3$186,783$2,433$12,069$184,350
4$184,350$2,596$11,906$181,754
5$181,754$2,770$11,732$178,984
6$178,984$2,955$11,547$176,029
7$176,029$3,153$11,349$172,876
8$172,876$3,364$11,138$169,512
9$169,512$3,590$10,913$165,922
10$165,922$3,830$10,672$162,092
  • Year 1$189,063
    Principal paid
    $2,137
    Interest paid
    $12,365
    Starting balance
    $191,200
  • Year 2$186,783
    Principal paid
    $2,280
    Interest paid
    $12,222
    Starting balance
    $189,063
  • Year 3$184,350
    Principal paid
    $2,433
    Interest paid
    $12,069
    Starting balance
    $186,783
  • Year 4$181,754
    Principal paid
    $2,596
    Interest paid
    $11,906
    Starting balance
    $184,350
  • Year 5$178,984
    Principal paid
    $2,770
    Interest paid
    $11,732
    Starting balance
    $181,754
  • Year 6$176,029
    Principal paid
    $2,955
    Interest paid
    $11,547
    Starting balance
    $178,984
  • Year 7$172,876
    Principal paid
    $3,153
    Interest paid
    $11,349
    Starting balance
    $176,029
  • Year 8$169,512
    Principal paid
    $3,364
    Interest paid
    $11,138
    Starting balance
    $172,876
  • Year 9$165,922
    Principal paid
    $3,590
    Interest paid
    $10,913
    Starting balance
    $169,512
  • Year 10$162,092
    Principal paid
    $3,830
    Interest paid
    $10,672
    Starting balance
    $165,922
First 10 of 30 years

Nearby

Courtesy of Orchard Brokerage · (844) 515-9880

Listings courtesy of ACTRIS as distributed by MLS GRID.