295 OAK CREEK CIR, Luling TX 78648
Luling, TX 78648 · HIDDEN OAKS ESTATES
Single Family Residence for sale in HIDDEN OAKS ESTATES
Overview
Property Description
Discover unparalleled serenity and modern comfort in this beautifully updated residence, nestled within the highly coveted Hidden Oaks Estates subdivision. Recent comprehensive updates have revitalized this open-concept home, featuring fresh interior and exterior paint, new flooring throughout, updated counters, modern light fixtures, and new appliances, creating an inviting and bright living space. The kitchen stands as the heart of the home, boasting butcher block counters, a charming farm sink, and an oversized island with ample seating, perfect for entertaining guests while seamlessly connecting to the living and dining areas. A cozy wood-burning fireplace in the living room provides a warm ambiance for cooler evenings. Each of the three bedrooms offers generous closet space, ensuring comfort and convenience for all residents. The property sits on a spacious corner lot, nearly half an acre, and is adorned with mature trees in both the front and back yards, offering natural beauty and privacy. Outdoor living is enhanced by a large covered back patio, ideal for alfresco dining and entertaining. The two-car garage includes an AC vent, providing a comfortable workspace. An invaluable in-ground sprinkler system, fed by a private water well, ensures efficient and cost-effective landscape maintenance year-round. Located in Luling, residents enjoy access to a 9-hole golf course, a city park with access to the San Marcos River for swimming and fishing, and local culinary delights including City Market BBQ and Luling BBQ. This home truly offers a harmonious blend of peaceful living and community amenities.
Financial Info
- Price
- $395,000
- $ / Sqft
- $200
- HOA
- None
- Tax Rate
- 1.8259%
- Est. Taxes
- $3,794
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 295 OAK CREEK CIR
- County
- Caldwell
- City
- Luling
- State
- TX
- Zip
- 78648
- Subdivision
- HIDDEN OAKS ESTATES
- Legal Description
- LOT 28, HIDDEN OAKS ESTATES, ACRES 0.414
- Parcel
- 23527
Interior Features
- Floor
- Laminate
- Num Living
- 2
- Dining
- 1
- Kitchen
- Breakfast Bar, Kitchen Island
- Appliances
- Dishwasher, Disposal, Free-Standing Electric Range, RNGHD, Free-Standing Refrigerator, Electric Water Heater
- Laundry
- Inside, Main Level
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Family Room, Heatilator, Wood Burning
- Interior Features
- See Remarks, Breakfast Bar, Ceiling Fan(s), Kitchen Island, Multiple Living Areas, No Interior Steps, Open Floorplan, Primary Bedroom on Main, None, Insulated Windows
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1978 / Updated/Remodeled
- Square Feet
- 1,974 / Public Records
- Garages
- 2
- Garage Desc
- Alley Access, Driveway, Garage, Garage Door Opener, Paved, Private
- Foundation
- Slab
- Roof
- Shingle
- Construction
- Brick
- Acres
- 0.41
- Lot Description
- Alley Access, Back Yard, Corner Lot, Front Yard, Gentle Sloping, Public Maintained Road, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler-Manual, Trees-Large (Over 40 Ft), Many Trees
- Restrictions
- City Restrictions
- Flood Plain
- No
- View
- See Remarks, Neighborhood, Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- CC
Utility Info
- Water
- See Remarks, Public, Well
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
- Heat
- Central, Electric
- A C
- Central Air, Electric
Exterior Features
- Fence
- Back Yard, Privacy
- Exterior Features
- Private Yard, Covered, Front Porch, Patio
- Pool On Property
- No
- Area Amenities
- See Remarks
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Jul 30, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Luling ISD
- Elementary
- Luling Primary
- Middle
- Luling
- High
- Luling
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,642 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,642
- Principal & interest
- $1,997
- Property taxes
- $316
- Homeowners insurance
- $329
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $316,000 | $3,532 | $20,436 | $312,468 | |
| 2 | $312,468 | $3,769 | $20,199 | $308,699 | |
| 3 | $308,699 | $4,021 | $19,947 | $304,678 | |
| 4 | $304,678 | $4,290 | $19,678 | $300,388 | |
| 5 | $300,388 | $4,578 | $19,390 | $295,811 | |
| 6 | $295,811 | $4,884 | $19,084 | $290,927 | |
| 7 | $290,927 | $5,211 | $18,757 | $285,715 | |
| 8 | $285,715 | $5,560 | $18,408 | $280,155 | |
| 9 | $280,155 | $5,933 | $18,035 | $274,222 | |
| 10 | $274,222 | $6,330 | $17,638 | $267,893 |
- Year 1$312,468
- Principal paid
- $3,532
- Interest paid
- $20,436
- Starting balance
- $316,000
- Year 2$308,699
- Principal paid
- $3,769
- Interest paid
- $20,199
- Starting balance
- $312,468
- Year 3$304,678
- Principal paid
- $4,021
- Interest paid
- $19,947
- Starting balance
- $308,699
- Year 4$300,388
- Principal paid
- $4,290
- Interest paid
- $19,678
- Starting balance
- $304,678
- Year 5$295,811
- Principal paid
- $4,578
- Interest paid
- $19,390
- Starting balance
- $300,388
- Year 6$290,927
- Principal paid
- $4,884
- Interest paid
- $19,084
- Starting balance
- $295,811
- Year 7$285,715
- Principal paid
- $5,211
- Interest paid
- $18,757
- Starting balance
- $290,927
- Year 8$280,155
- Principal paid
- $5,560
- Interest paid
- $18,408
- Starting balance
- $285,715
- Year 9$274,222
- Principal paid
- $5,933
- Interest paid
- $18,035
- Starting balance
- $280,155
- Year 10$267,893
- Principal paid
- $6,330
- Interest paid
- $17,638
- Starting balance
- $274,222
Nearby
Courtesy of Bell & Associates · (830) 875-9081
Listings courtesy of ACTRIS as distributed by MLS GRID.