4530 Fm 86, Luling TX 78648
Luling, TX 78648 · Luling
Single Family Residence for sale in Luling
Overview
Property Description
Set on 10 fully-fenced acres in between Luling and Lockhart, 4530 FM 86 offers the kind of privacy, open space, and Texas character that buyers seek in the Hill Country corridor. This beautifully renovated gentleman’s ranch offers 3,994 square feet of stylish, high-end living with 4 bedrooms and 3 bathrooms. Thoughtfully designed with a large chef’s kitchen, generous living spaces, and a fully renovated interior with elevated finishes, the home delivers a polished blend of comfort, character, and modern design. Outdoors, the pool and outdoor kitchen enhance the property’s relaxed, refined feel, while the large barn adds versatility for storage, hobbies, or ranch use, creating a property that feels as functional as it is inviting. Currently used as a short-term rental with income-producing potential, this is a rare chance to own a Texas retreat that offers privacy, versatility, and strong appeal for both personal enjoyment and investment. Minutes from the BBQ Capital of Texas with easy access to both Austin (45 minutes) and San Antonio (60 minutes), 4530 FM 86 stands out as an opportunity for anyone seeking a quieter lifestyle, a weekend retreat, or a place with long-term potential.
Financial Info
- Price
- $949,000
- $ / Sqft
- $241
- HOA
- None
- Tax Rate
- 1.4167%
- Est. Taxes
- $11,470.07
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 4530 Fm 86
- County
- Caldwell
- City
- Luling
- State
- TX
- Zip
- 78648
- Subdivision
- Luling
- Legal Description
- A014 HINDS, JAMES, ACRES 9.982
- Parcel
- 050001411600000
Interior Features
- Floor
- Tile, Wood
- Num Living
- 1
- Dining
- 2
- Kitchen
- Breakfast Bar, Eat-in Kitchen, Kitchen Island, Pantry
- Appliances
- Built-In Gas Oven, Built-In Oven(s), Dishwasher, Disposal, Free-Standing Gas Range, RNGHD, Refrigerator, Free-Standing Refrigerator, WaterSoftener
- Laundry
- Inside, Laundry Room, Main Level
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Double Sided, Masonry, See Through, Wood Burning
- Interior Features
- Bar, Bookcases, Breakfast Bar, Built-in Features, Ceiling Fan(s), Beamed Ceilings, Cathedral Ceiling(s), Vaulted Ceiling(s), Chandelier, Quartz Counters, Electric Dryer Hookup, Eat-in Kitchen, Entrance Foyer, French Doors, High Speed Internet, In-Law Floorplan, Interior Steps, Kitchen Island, Multiple Dining Areas, Pantry, Storage, Smoke Detector(s), Screens, Window Treatments
General Info
- Beds
- 4 Total / 2 Main Level / 2 Other Level
- Full / Half Baths
- 3 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 1977 / Resale
- Square Feet
- 3,944 / Appraiser
- Garages
- 2
- Garage Desc
- Additional Parking, Garage, Garage Faces Side, Gravel, RV Access/Parking, RV Carport
- Foundation
- Slab
- Roof
- Metal
- Construction
- Stone
- Acres
- 9.98
- Lot Description
- Farm, Native Plants, Public Maintained Road, Trees-Large (Over 40 Ft), Many Trees, Trees-Medium (20 Ft - 40 Ft), Views
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- Pasture, Pool, Rural, Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- CC
Utility Info
- Water
- Well
- Sewer
- Septic Tank
- Utilities
- Electricity Connected, Other, Phone Available, Propane
- Heat
- Central, Electric, Fireplace(s), Propane, Wood
- A C
- Ceiling Fan(s), Central Air, Electric, Multi Units
Exterior Features
- Fence
- Barbed Wire, Cross Fenced, Fenced, Full, Gate, Livestock, Perimeter, Wrought Iron, See Remarks
- Exterior Features
- Balcony, Barbecue, Dog Run, Gas Grill, Lighting, Outdoor Grill, RV Hookup, Covered, Deck, Front Porch, Patio, Rear Porch, Side Porch
- Pool On Property
- Yes
- Area Amenities
- None
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 10, 2026 | Back On Market | — | |
| Sep 2, 2026 | Active Under Contract | — | |
| May 29, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Luling ISD
- Elementary
- Luling Primary
- Middle
- Luling
- High
- Luling
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$6,546 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $6,546
- Principal & interest
- $4,799
- Property taxes
- $956
- Homeowners insurance
- $791
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $759,200 | $8,486 | $49,098 | $750,714 | |
| 2 | $750,714 | $9,054 | $48,530 | $741,660 | |
| 3 | $741,660 | $9,660 | $47,923 | $732,000 | |
| 4 | $732,000 | $10,307 | $47,276 | $721,692 | |
| 5 | $721,692 | $10,998 | $46,586 | $710,695 | |
| 6 | $710,695 | $11,734 | $45,850 | $698,960 | |
| 7 | $698,960 | $12,520 | $45,064 | $686,440 | |
| 8 | $686,440 | $13,359 | $44,225 | $673,081 | |
| 9 | $673,081 | $14,253 | $43,331 | $658,828 | |
| 10 | $658,828 | $15,208 | $42,376 | $643,620 |
- Year 1$750,714
- Principal paid
- $8,486
- Interest paid
- $49,098
- Starting balance
- $759,200
- Year 2$741,660
- Principal paid
- $9,054
- Interest paid
- $48,530
- Starting balance
- $750,714
- Year 3$732,000
- Principal paid
- $9,660
- Interest paid
- $47,923
- Starting balance
- $741,660
- Year 4$721,692
- Principal paid
- $10,307
- Interest paid
- $47,276
- Starting balance
- $732,000
- Year 5$710,695
- Principal paid
- $10,998
- Interest paid
- $46,586
- Starting balance
- $721,692
- Year 6$698,960
- Principal paid
- $11,734
- Interest paid
- $45,850
- Starting balance
- $710,695
- Year 7$686,440
- Principal paid
- $12,520
- Interest paid
- $45,064
- Starting balance
- $698,960
- Year 8$673,081
- Principal paid
- $13,359
- Interest paid
- $44,225
- Starting balance
- $686,440
- Year 9$658,828
- Principal paid
- $14,253
- Interest paid
- $43,331
- Starting balance
- $673,081
- Year 10$643,620
- Principal paid
- $15,208
- Interest paid
- $42,376
- Starting balance
- $658,828
Courtesy of Keller Williams Realty · (512) 448-4111
Listings courtesy of ACTRIS as distributed by MLS GRID.