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196 Surrey Oaks 4882179Edit search
ActiveMLS #4882179

196 Surrey Oaks, Maxwell TX 78656

Maxwell, TX 78656 · Sunset Oaks Sec 1 Ph 2

Single Family Residence for sale in Sunset Oaks Sec 1 Ph 2

4Bedrooms
2Bathrooms
1,572Square Ft
0.10Acres
2Garage
2026Year Built
Price Reduced
1 / 25
$284,500$300,000
3D tour

Overview

Property Description

5% lender incentive offered with the use of the seller’s in-house lender, Homeward Mortgage! Incentive may be used towards buyer closing costs and/or rate buy-down, subject to lender approval and buyer qualification. The Emma floorplan – This thoughtfully designed single-story home offers a functional open-concept layout ideal for modern living. Featuring 4 bedrooms and 2 bathrooms, the home provides flexible space for families, guests, or a home office. The kitchen is designed for both style and efficiency, featuring quartz countertops, a center island with stainless steel sink, 42” upper cabinets, pantry storage, and stainless-steel appliances including a gas range. The kitchen flows seamlessly into the dining and family room, creating a bright and open central gathering space perfect for everyday living and entertaining. The private primary suite is located at the back of the home and features an en-suite bath with walk-in shower, cultured marble vanity, and a spacious walk-in closet. Secondary bedrooms are well-positioned for privacy and functionality, ideal for family, guests, or flex space. Additional highlights include smart home technology, energy-efficient construction, covered patio (per plan), full yard landscaping with irrigation, and a 2-car garage. Located in the Sunset Oaks community with convenient access to I-35, San Marcos, Kyle, and nearby shopping, dining, and Texas State University.

Financial Info
Price
$284,500
$ / Sqft
$181
HOA
Yes - Mandatory / $156 / Quarterly
HOA Name
SUNSET OAKS HOA
HOA Includes
Common Area Maintenance, Maintenance Structure
Tax Rate
1.8%
Est. Taxes
$737
Tax Year
2025
Exemptions
See Remarks
Legal Info
Address
196 Surrey Oaks
County
Hays
City
Maxwell
State
TX
Zip
78656
Subdivision
Sunset Oaks Sec 1 Ph 2
Legal Description
SUNSET OAKS SECTION ONE PHASE TWO, BLOCK I, LOT 31, 4511 SQUARE FEET
Parcel
118438000I031002
Interior Features
Floor
Carpet
Num Living
1
Dining
1
Kitchen
Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Dryer, Microwave, Oven, Self Cleaning Oven
Laundry
Laundry Room, Main Level
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplace Description
None
Interior Features
High Ceilings, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bedroom on Main, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), None
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / New
Square Feet
1,572 / Public Records
Garages
2
Garage Desc
Attached
Foundation
Slab
Roof
Composition
Construction
Cement Siding
Acres
0.10
Lot Description
Curbs, Front Yard, Landscaped, Private, Sprinkler - In-ground
Restrictions
See Remarks
Flood Plain
No
View
See Remarks
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Internet-Fiber, Natural Gas Available, Phone Available, Sewer Available, Water Available
Heat
Natural Gas
A C
Central Air
Exterior Features
Fence
Back Yard, Security, Wood
Exterior Features
No Exterior Steps, Private Yard, Front Porch
Pool On Property
No
Area Amenities
See Remarks

Rooms

Rooms8 rooms

Main level

  • Primary Bedroom
  • Dining Room
  • Primary Bathroom
  • Family Room
  • Bedroom

    Bedroom 2

  • Kitchen
  • Bedroom

    Bedroom 3

  • Bedroom

    Bedroom 4

Price history

Members only
Days on market
−$15,500 (−5.2%)
$300,000 → $284,500
2
Price reductions
Active
Since Apr 29, 2026
Price trend
List priceApr 2026 → Jun 2026
Property history3 events
DateEventPriceChange
Jun 26, 2026Price Decrease$284,500−$500 (−0.2%)
May 23, 2026Price Decrease$285,000−$15,000 (−5%)
Apr 29, 2026New Listing

Taxes

General Information
Owner
PURCHASING FUND 2025-4 LLC
Legal
SUNSET OAKS SECTION ONE PHASE TWO, BLOCK I, Lot 31, 4511 SQUARE FEET
Geo ID
118438000I031002
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$737
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$53,100$0$53,100$53,100

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Hemphill
Middle
D J Red Simon
High
Lehman

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $284,500
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,737 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,737

Principal & interest
$1,439
Property taxes
$61
Homeowners insurance
$237

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$227,600$2,544$14,719$225,056
2$225,056$2,714$14,549$222,342
3$222,342$2,896$14,367$219,446
4$219,446$3,090$14,173$216,356
5$216,356$3,297$13,966$213,059
6$213,059$3,518$13,745$209,541
7$209,541$3,753$13,510$205,787
8$205,787$4,005$13,258$201,783
9$201,783$4,273$12,990$197,510
10$197,510$4,559$12,704$192,950
  • Year 1$225,056
    Principal paid
    $2,544
    Interest paid
    $14,719
    Starting balance
    $227,600
  • Year 2$222,342
    Principal paid
    $2,714
    Interest paid
    $14,549
    Starting balance
    $225,056
  • Year 3$219,446
    Principal paid
    $2,896
    Interest paid
    $14,367
    Starting balance
    $222,342
  • Year 4$216,356
    Principal paid
    $3,090
    Interest paid
    $14,173
    Starting balance
    $219,446
  • Year 5$213,059
    Principal paid
    $3,297
    Interest paid
    $13,966
    Starting balance
    $216,356
  • Year 6$209,541
    Principal paid
    $3,518
    Interest paid
    $13,745
    Starting balance
    $213,059
  • Year 7$205,787
    Principal paid
    $3,753
    Interest paid
    $13,510
    Starting balance
    $209,541
  • Year 8$201,783
    Principal paid
    $4,005
    Interest paid
    $13,258
    Starting balance
    $205,787
  • Year 9$197,510
    Principal paid
    $4,273
    Interest paid
    $12,990
    Starting balance
    $201,783
  • Year 10$192,950
    Principal paid
    $4,559
    Interest paid
    $12,704
    Starting balance
    $197,510
First 10 of 30 years

Nearby

Courtesy of Keller Williams City-View · (210) 696-9996

Listings courtesy of ACTRIS as distributed by MLS GRID.