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ActiveMLS #3392659

405 Old Highway 20 Highway, McDade TX 78650

McDade, TX 78650 · Martinez, Augustin

Single Family Residence for sale in Martinez, Augustin

3Bedrooms
2Bathrooms
1,380Square Ft
13.51Acres
0Garage
1989Year Built
Price Reduced
1 / 36
$649,000$715,000

Overview

Property Description

405 Old Highway 20 is loaded with the kind of features buyers look for but rarely find all in one place. An updated home, fenced pasture, 3-bay shop, barn setup, riding arena, breeding pen, and 4 acres of untouched raw land in the back. The home has been recently refreshed with a new 30-year shingle roof over the house, a new standing seam metal roof over the back porch, fresh interior and exterior paint, new flooring and an HVAC system that was just went through a complete maintenance check. Inside, the remodeled kitchen features butcher block countertops and Samsung appliances, including a 1-year-old refrigerator, 1.5-year-old stove, and new dishwasher. Both bathrooms have been updated as well. The spare bath includes a rock-walled shower installed about a year ago, a new toilet, granite countertop, and updated faucet. The primary bath has been newly remodeled with a tile shower, granite countertop, and updated faucet. Outside, the property really stands out. The 3-bay shop giving you space for vehicles, equipment, storage, or hobbies. The barn is set up with 2 stalls, a wash rack, tack room/bar area, and a partially finished room. There is also a riding arena with a breeding pen, making the property well-suited for horses, livestock, or anyone needing functional acreage. The front portion of the property is fenced pasture, while the back 4 acres remain untouched raw land, offering privacy, recreation, and future flexibility. This is a property built for someone who needs space that actually works.

Financial Info
Price
$649,000
$ / Sqft
$470
HOA
None
Tax Rate
1.58%
Est. Taxes
$5,330.61
Tax Year
2026
Exemptions
Agricultural
Legal Info
Address
405 Old Highway 20 Highway
County
Bastrop
City
McDade
State
TX
Zip
78650
Subdivision
Martinez, Augustin
Legal Description
A241 MARTINEZ, AUGUSTIN, ACRES 13.5120
Parcel
R10591
Interior Features
Floor
Tile, Vinyl
Num Living
1
Dining
1
Kitchen
Breakfast Bar
Appliances
Convection Oven, Dishwasher
Laundry
Main Level
Master Bed
Primary Bedroom on Main
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room
Interior Features
Breakfast Bar, In-Law Floorplan, Primary Bedroom on Main, None, Vinyl Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1989 / Updated/Remodeled
Square Feet
1,380 / Owner
Garage Desc
Detached, Open
Foundation
Slab
Roof
Metal
Construction
Masonry – All Sides
Acres
13.51
Lot Description
Trees-Moderate
Restrictions
None
Flood Plain
No
View
Pasture
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Private
Sewer
Septic Tank
Utilities
Electricity Available, Propane
Heat
Central
A C
Central Air
Exterior Features
Fence
Livestock, Wood
Exterior Features
None, Covered, Patio
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$66,000 (−9.2%)
$715,000 → $649,000
2
Price reductions
Active
Since May 19, 2026
Price trend
List priceMay 2026Aug 2026
Property history3 events
DateEventPriceChange
Aug 9, 2026Price Decrease$649,000−$50,000 (−7.2%)
Jun 6, 2026Price Decrease$699,000−$16,000 (−2.2%)
May 19, 2026New Listing

Taxes

General Information
Owner
NUBY, MICHAEL & CORINA
Legal
A241 Martinez, Augustin, ACRES 13.515
Geo ID
10591
Acreage
13.52
Exemptions
Exemption Type
Homestead
Taxing Units
T1
BASTROP COUNTY
T2
MCDADE ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$5,330.61
MLS tax year
2026
CAD estimated taxes
$3,990.57
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$345,167$194,706$539,873$336,486$336,486
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$336,486$336,486$1,179.35BASTROP COUNTY
$336,486$196,486$1,877.42MCDADE ISD
$336,486$336,486$336.49BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$336,486$336,486$336.49BASTROP COUNTY EMERGENCY SVC DIST #3
$336,486$333,486$260.82COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
McDade ISD
Elementary
McDade
Middle
McDade
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $649,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,267 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,267

Principal & interest
$3,282
Property taxes
$444
Homeowners insurance
$541

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$519,200$5,803$33,577$513,397
2$513,397$6,192$33,188$507,205
3$507,205$6,607$32,774$500,598
4$500,598$7,049$32,331$493,549
5$493,549$7,521$31,859$486,028
6$486,028$8,025$31,356$478,003
7$478,003$8,562$30,818$469,441
8$469,441$9,136$30,245$460,305
9$460,305$9,748$29,633$450,558
10$450,558$10,400$28,980$440,158
  • Year 1$513,397
    Principal paid
    $5,803
    Interest paid
    $33,577
    Starting balance
    $519,200
  • Year 2$507,205
    Principal paid
    $6,192
    Interest paid
    $33,188
    Starting balance
    $513,397
  • Year 3$500,598
    Principal paid
    $6,607
    Interest paid
    $32,774
    Starting balance
    $507,205
  • Year 4$493,549
    Principal paid
    $7,049
    Interest paid
    $32,331
    Starting balance
    $500,598
  • Year 5$486,028
    Principal paid
    $7,521
    Interest paid
    $31,859
    Starting balance
    $493,549
  • Year 6$478,003
    Principal paid
    $8,025
    Interest paid
    $31,356
    Starting balance
    $486,028
  • Year 7$469,441
    Principal paid
    $8,562
    Interest paid
    $30,818
    Starting balance
    $478,003
  • Year 8$460,305
    Principal paid
    $9,136
    Interest paid
    $30,245
    Starting balance
    $469,441
  • Year 9$450,558
    Principal paid
    $9,748
    Interest paid
    $29,633
    Starting balance
    $460,305
  • Year 10$440,158
    Principal paid
    $10,400
    Interest paid
    $28,980
    Starting balance
    $450,558
First 10 of 30 years

Nearby

Courtesy of All City Real Estate Ltd. Co · (866) 277-6005

Listings courtesy of ACTRIS as distributed by MLS GRID.